Explorer Mortgages Ltd

11/06/2026

With the World Cup starting tonight, ⚽️
why not Kick Off your next move and speak to us about your borrowing potential... 🏡

With lenders making things more affordable, your move may be closer than you think!
(Hopefully as close to it, 'Coming Home'!)

Email: [email protected] or [email protected]

01256 679404

21/04/2026

The barrier to most first time buyers getting on the property ladder is usually Deposit.
Shared ownership is a great way for buyers to purchase their first home, which they can do with the property below for a deposit of just £3750.

If you would prefer to buy a property instead of renting, why not see what options you have

01256321777

12/01/2026

If you're looking for your own little piece of Hatch Warren, this 4 bed detached could be the perfect home for you..... 🏡🔑

09/04/2025

So what's going on in the mortgage market....?!

Donald Trump has caused havoc with the world markets with tariffs on trade. So what does this mean for mortgage rates, will rates get cheaper?

The simple answer is potentially Yes, rates could get cheaper but mortgage rates are a bit like petrol prices. When the cost of oil increases, petrol prices rise quickly but when oil drops in price, petrol prices take a lot longer to come down. Oil this week had been trading at 20% lower and we may see cheaper petrol costs in the future but this takes time to work through to the forecourt.

With mortgages, it's very similar, Swap Rates are used to price mortgage rates and this week Swap Rates on average have been 0.2% cheaper. This is because the expectation is that the Bank of England may have to drop interest rates quicker to counter the adverse effect of world wide tariffs and the threat this brings to causing a recession.
With this drop in Swap Rates lenders could drop their rates by the same 0.2% but this may take time to work through

So sit tight, let's see what the next week brings and each day can be different depending on what actions Donald Trump decides to do 🥴

If you wish to review your mortgage, email us

[email protected] or [email protected]

02/04/2024

With Spring (and just after Easter) being the traditional favoured time to sell, is now the right time to be selling your home?

After a tough year of inflation, we are now seeing some strong signs that the market has turned a corner. With interest rates potentially being reduced in the near future and further confidence in the market, why not get ahead of the curve and speak to us about your potential upcoming move
Explorer Mortgages - 01256321777

The average cost of a home is now £261,142. But overall, affordability is improving and the property market could improve further if interest rates come down.