N A Grey Financial Advice Limited

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N A Grey Financial Advice Limited

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Providing fully Independent Financial Planning across Pensions and Investments.

I first started advising in financial services in 2008 with Alliance and Leicester and following the take-over by Santander, he had a successful career where he spent 5 years servicing long-standing clients of Santander. In 2013 Neil set up on his own with the help of Positive Solutions and a year later joined Lighthouse Financial Advice where he spent five years before joining Killimore Financial Management in 2020. Neil has specialist qualifications in Financial Planning, be that investing for your future goals, investing for your retirement, protecting your family or preparing for later life.

01/11/2026

Had a chance to digest the Budget yet? Here's who it affects and when.

There's no rise in the headline rates of income tax, National Insurance or VAT. But from April 2027, tax on savings interest above your allowances and on rental profits goes up, pensioners on lower incomes get a new Pension Tax Allowance, and business owners selling up get a smaller Business Asset Disposal Relief limit. Your cash ISA limit stays at £20,000.

The next date to watch is Thursday 5 November, when the Bank of England announces its next interest rate decision.

If you'd like to talk through what it means for you, give us a call on 07454 185278 or visit www.killimore.co.uk.

Killimore Financial Management Ltd. Based on Budget announcements of 28 October 2026 and information available at 30 October 2026; some measures need legislation and may change. Tax treatment depends on individual circumstances. The value of investments and pensions can fall as well as rise. For information only, not personal advice. Killimore Financial Management Ltd is authorised and regulated by the Financial Conduct Authority, FRN 653101.

31/10/2026

It's been a busy week for markets, with the Budget on Wednesday and oil prices climbing towards $118 a barrel. Even so, the FTSE 100 finished the week 0.4% higher, closing at 10,729.78 on Friday, and the FTSE 250 rose 0.9% to 24,453.36. Weeks like this come and go, and a sound long-term plan is built to ride them out. If you'd like a chat about yours, we're here to help.

Call 07454 185278 or visit www.killimore.co.uk

Market commentary for information only, not personal advice. Investments can fall as well as rise.

28/10/2026

Budget in a nutshell.

If you save in a Cash ISA, the £20,000 limit stays for all adult savers. From April 2027, tax on savings interest and rental income outside ISAs goes up, there's a new tax allowance for pensioners on lower incomes, and the plan to bring most unused pensions into inheritance tax is going ahead. The key dates are on the image.

If you're wondering what it means for you, give us a call on 07454 185278 or visit www.killimore.co.uk.

Killimore Financial Management Ltd. Based on Budget announcements of 28 October 2026; some measures may change. Tax treatment depends on individual circumstances. The value of investments and pensions can fall as well as rise. For information only, not personal advice. Killimore Financial Management Ltd is authorised and regulated by the Financial Conduct Authority, FRN 653101.

25/10/2026

Do you know if your adviser is independent or restricted?

Adviser charges vary widely with both types (FCA data, 2025 – figures and assumptions on the image). The bigger difference is choice: a restricted adviser may recommend from a limited range, while an independent adviser considers a diverse range from across the market.

Happy to talk it through: Killimore Financial Management · 07454 185278 · www.killimore.co.uk

Always check an adviser on the FCA Register first. Investments can fall as well as rise and you may get back less than you invest. For information only, not personal advice. Authorised and regulated by the FCA, FRN 653101.

24/10/2026

Here's your Markets in a Minute for the week. The FTSE 100 slipped 1.8%, closing at 10,690.36 on Friday, as oil prices climbed above $115 a barrel and UK inflation rose to 3.5%. With the Autumn Budget coming on Wednesday 28 October, there may be more headlines ahead. Weeks like this are a good reminder of why a long-term plan matters. If you'd like a chat about yours, call us on 07454 185278 or visit www.killimore.co.uk.

Market commentary for information only, not personal advice. Investments can fall as well as rise.

18/10/2026

A quick, free check worth doing this weekend.

The full new State Pension is £241.30 a week. Your GOV.UK forecast (or the HMRC app) shows how much you could get, when, and whether filling any gaps in your National Insurance record could increase it.

If you'd like help making sense of it, give us a call on 07454 185278 or visit www.killimore.co.uk.

What you get depends on your National Insurance record.

17/10/2026

Address

McCue House, 70 Wilton Road, Humberston
Grimsby
DN364AW

Telephone

+447454185278

Website

http://www.killimore.co.uk/

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