Claire Twyman - Mortgage & Protection Adviser

10/06/2026

When is the right time to remortgage, and how soon can you start? ⏰

Don’t assume you need to wait until your current mortgage deal ends before you get the ball rolling. Start the remortgage process early - around six months before your existing deal ends.

This will give you time to potentially find a more competitive mortgage deal, though with current market conditions, it’s all about getting the most reasonable interest rate for your circumstances.

02/06/2026

Want to own your own home? 👀🏡

Most people don't know where to start. That's why I'm here. 👋

Whether you're just starting to think about buying or already browsing properties online, I'm here to help you understand what's possible. I'll get to know your circumstances, explain your options clearly and help you take the next steps.

✔️ Access to thousands of mortgage products from over 90 lenders, including MAB-exclusive deals.
✔️ Flexible appointments, including face-to-face and telephone appointments.
✔️ Industry-leading tools and technology.
✔️ Access to a full range of lifestyle and income protection cover

Let's turn those dreams into keys 🔑 Get in touch today!

25/05/2026

Is now the time to review your protection policy? ⏰🤔

Life can be unpredictable, and as things change in our lives, it’s important to make sure that your protection policies keep up.

Whether it’s marriage, family changes, a new home or the twists and turns of career changes, each event brings something new to your life and likely means you need to make a few changes to your protection policy. 🛡️

By staying proactive and seeking professional advice when needed, you can ensure you’re protected and have peace of mind in an ever-changing world.

Get in touch today! 👋

23/05/2026

https://www.lovelle.co.uk/properties-for-sale/4-bedrooms-detached-house-in-chapel-lane-barnoldby-le-beck-dn37/76860014-6728/

My friends house is on the market! It’s stunning! ❤️

Discover a beautiful 4 bedrooms property for sale in Grimsby Sales with Lovelle. Experience luxury living with our expert guidance and local knowledge.

20/05/2026

Ready to expand your property portfolio? 🏡📃

Whether you’re thinking about your next buy-to-let or growing your investments, we’re here to help make the process that bit easier. 🔑

Every property journey looks different and finding the right mortgage can make all the difference when it comes to taking that next step with confidence.

If you’re ready to see what’s possible, drop a message and let’s have a chat. 📩

13/05/2026

Thinking about making your next move a brand new one? 🏠✨

Buying a new build home is an exciting milestone, but getting the right mortgage advice is key to keeping the process smooth and stress-free. From understanding developer schemes to securing a rate that fits your lifestyle, our award-winning team is here to guide you every step of the way.

We take the stress out of the application process so you can focus on the fun parts, like picking out your dream kitchen or deciding where the sofa goes.

Ready to turn that "new build" dream into a reality? Send me a message today! 👋

11/05/2026

Imagine this: same monthly payment, but instead of renting, it goes towards your future. 🔑

New research from Mortgage Advice Bureau (MAB) reveals a clear tipping point in aspiring homebuyer behaviour, with nearly half of renters saying they would buy immediately if monthly mortgage payments matched what they currently pay in rent.

Learn more in our article below:
🔗 https://www.mortgageadvicebureau.com/press-releases/nearly-half-of-renters-would-buy-tomorrow-if-mortgage-payments-matched-their-rent/?branch=601

📞 01482 470444
📨 [email protected]

06/05/2026

The bank rate has held at 3.75% 📣

With ongoing energy price pressures and global uncertainty, it’s no surprise that rates remain steady for now.

The good news? Mortgage markets often move ahead of these decisions, so the impact on new deals may not be as dramatic as you’d expect.

👉 If you’re within six months of your current deal ending, it could be worth securing a rate now. Many lenders allow you to lock in a deal and switch later if rates improve, giving you a bit of breathing room in an uncertain market.

👉 And if you're thinking about buying your first home, don’t panic. Focus on understanding your options rather than rushing. There’s more flexibility in the market than there was last year.

Not sure where to start? That’s exactly what we’re here for. Let’s chat and explore what’s possible for you 😊

03/05/2026

Timing is key when it comes to remortgaging and it’s never too early to start thinking about it. ⏰💭

The common question I get asked is: ‘how soon can I remortgage?’ There is no set answer to this question. Technically, you can switch mortgage products any time you wish, however switching before your current deal has ended could mean you have to pay an early repayment charge. 🏦

Realistically, if you’re happy with your current mortgage and only need to remortgage because your offer period is coming to an end, then you’d probably want to start looking around six months before your end date. 📅🙂

Don’t hesitate to get in touch with me if you have any questions about your remortgage.👋

27/04/2026

Your credit score is a crucial factor that impacts your financial life. When applying for a mortgage, having a good credit score can open doors to many opportunities. 🚪

If you find yourself with a less-than-impressive credit score, don't worry. By following the tips outlined here, you can take charge of your financial journey! 💯📈