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04/11/2026

What is an HMO, and when might you need specialist finance? 🏠🔑

Considering letting a property by the room? It’s important to understand the finance, costs and responsibilities involved.

Rental income isn’t guaranteed and higher gross rent doesn’t necessarily mean higher profit. Check applicable licensing and planning requirements with your local council.

đź“© Drop us a DM to discuss potential HMO finance options.

Finance is subject to status, valuation and lender criteria. Terms and conditions apply. Your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.

Bridging finance explained! Swipe for the basics 👉From auction purchases to properties needing refurbishment, bridging f...
04/11/2026

Bridging finance explained! Swipe for the basics 👉

From auction purchases to properties needing refurbishment, bridging finance can help fill a short-term funding gap 🏡

Before taking that step, understand the costs, the risks and your plan to repay the loan, known as your exit strategy.

💬 Wondering whether it could suit your plans? Drop us a DM and we’ll talk it through.

Finance is subject to status, valuation and lender criteria. Terms and conditions apply. Property used as security may be repossessed if you do not keep up repayments.

You bring the plans. We’ll help make sense of the finance 💙Whether you’re buying premises, growing your business or expl...
03/11/2026

You bring the plans. We’ll help make sense of the finance 💙

Whether you’re buying premises, growing your business or exploring a property project, you don’t need to know which type of funding to ask for.

At RCF, we’ll listen, explain your options and explore what may suit your circumstances.

đź“© Drop us a DM to start the conversation.

Finance is subject to status, valuation where applicable, and lender criteria. Terms and conditions apply.

03/11/2026

A shop below, a flat above… what does that mean for finance? 🏬🏠

A semi-commercial property combines commercial and residential space, such as a shop or pub with a flat above.

Looking to purchase or refinance? We can help you explore funding options based on the property and your circumstances. Drop us a DM đź“©

Finance is subject to status, valuation and lender criteria. Terms and conditions apply. Your property may be repossessed if you do not keep up repayments.

02/11/2026

One property helping fund the next 🏡🔑

We completed a ÂŁ37,500 buy-to-let refinance in 77 days, helping this landlord release funds from an existing property towards his next purchase.

âś… 25-year mortgage term
âś… Monthly rental income: ÂŁ575
âś… Monthly mortgage repayment: ÂŁ313

A positive next step towards expanding his portfolio đź’™

Thinking about your next property purchase? Drop us a DM to discuss your options.

Rental income is before costs and tax. Completion times vary by case. Finance is subject to status, valuation and lender criteria. Terms and conditions apply.

Thinking about buy to let? 🏡From rental income to deposits and ongoing costs, swipe through for a simple guide to what l...
02/11/2026

Thinking about buy to let? 🏡

From rental income to deposits and ongoing costs, swipe through for a simple guide to what lenders may consider.

Message us to discuss your options. đź’¬

Finance is subject to status, valuation and lender criteria. Terms and conditions apply. Your property may be repossessed if you do not keep up repayments on your mortgage.

Happy Monday and a little reality check for anyone with big plans for the new year ✨🤝There are just 7 weeks until Christ...
02/11/2026

Happy Monday and a little reality check for anyone with big plans for the new year ✨🤝

There are just 7 weeks until Christmas and from mid-December lenders, solicitors and underwriters start to wind down. So if you want finance in place to hit January running, whether that’s a new premises, equipment, vehicles or growth capital, this week is the time to start the conversation.

The good news? You don’t need to have it all figured out. Just tell us what you’re trying to do and we’ll tell you what’s possible, what it costs and how fast we can move. No jargon, no obligation.

Drop us a DM or hit the link in bio. Let’s make this week the week you got it moving 💼

30/10/2026

“A real family feel throughout.” 💙

✨F R I D A Y F E E D B A C K✨

Complex requirements can make clear communication and consistent support all the more valuable.

Thank you David, for recognising Kelly, Emma, Dannie, Mhairi and Cheryl and for trusting us to help you through the process.

Knowing you felt confident from day one and supported by the whole team along the way, means a lot. We look forward to working with you again! 🤝

30/10/2026

A first commercial property purchase in Northern Ireland 🔑📍

Delighted to have helped this aesthetics clinic move from renting to owning its business premises, securing a ÂŁ78,400 commercial mortgage at 70% loan to value over a 20-year term.

With two years of trading accounts, we worked with the lender to support the purchase in the business’s name, giving our client a premises of their own to trade from 👏

Considering your own commercial property purchase? Drop us a DM to discuss your options.

Finance is subject to status, valuation and lender criteria. Terms and conditions apply.

Development finance works differently to a standard mortgage. Swipe to see the basics and get in touch if you’re plannin...
29/10/2026

Development finance works differently to a standard mortgage.

Swipe to see the basics and get in touch if you’re planning a project. Projects can overrun or cost more than expected, so lenders look closely at your plan.

General information only, not advice.

Address

Glasgow
G75

Telephone

+447837428234

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