Hamilton Pullen Financial Planning LTD

28/10/2026

Both arrows are pointing in the same direction, towards the future, but they are not perfectly aligned, why?

We all have hopes, dreams and plans for our financial future. Whether that’s a comfortable retirement, financial security for our families, making the most of our investments or simply having greater peace of mind.

But having a financial direction and knowing how best to get there are not necessarily the same thing.

Life doesn’t always follow a straight path because circumstances change, priorities shift and sometimes we need to take a different route.

That’s where quality financial advice makes a difference.

It’s not simply about just having a plan. It is all about having someone alongside you to help bring things into alignment, guide you through the decisions and keep you moving towards the things that matter most.

19/10/2026

Stronger Together was so evident at Fridays Partnership Connect 2026 in Newport.

What started with an early morning road trip from Exeter, coffee in hand, plenty of laughter and some great conversations with Hennie Van Dyk , Samantha Townsend DipPFS CII Cert and Robin Edbrooke ,turned into a day full of inspiration, connection and exciting things ahead.

It was also wonderful to meet James Rainbow , CEO of St. James's Place , and hear more about the exciting direction ahead and spend time with so many fantastic people across our SJP community.

And then there was the journey home… well … what should have been an hour and a half turned into three and a half hours thanks to the dreaded Friday afternoon traffic! But actually, we did have some of the best conversations and biggest laughs and a pit stop or two along the way 🤣

I really feel lucky to be part of a community where, although we all run our own businesses, we genuinely come together to support, encourage and help one another grow.

Feeling very inspired, very positive and extremely grateful for the friendships and people along the way.

Stronger together indeed. 👏

15/10/2026

It is always lovely to receive feedback, but even more special when it comes from the wonderful people you have the privilege of working with.

Am feeling very Blessed

17/09/2026

Janette first found me through a shared social media group, a wonderful example of the genuine and positive connections that social media can create.

From our very first conversation, it has been an absolute privilege to get to know Janette, understand what matters to her, and help make her finances feel clearer and less daunting, which for many is true. As with her and many of my clients who chose to work with me, I chuckle and tell them ... they are officially stuck with me forever now that they are part of the Hamilton Pullen Financial Planning family😀

It was also wonderful to meet Janette’s two incredible daughters and begin guiding them as they take their first steps towards managing their own money and investments. Starting early can be very powerful, and the knowledge and habits they develop now could make such a difference to their futures. Janette has clearly done a fantastic job raising two lovely young women.

Thank you, Janette, for your kind words and for placing your trust in me. This is exactly why I love what I do.

11/09/2026

Today would have been my gran Joy’s birthday. She passed away at the age of 91, and it was a privilege for our family to be there for her throughout her later years.

As our parents and grandparents grow older, conversations about the future can sometimes feel difficult. However, planning can make an enormous difference, not just for the individual, but also to the family members who may eventually support and care for them.

Later-life financial planning can help families consider:

• Whether there will be sufficient income and savings
• How the possible cost of care could be managed
• Whether Wills and Lasting Powers of Attorney are in place
• How wishes can be clearly understood by loved ones

A financial plan is far more about just figures. It can provide clarity, reassurance and support for the whole family during some of life’s most important, and sometimes most challenging, stages.

Remembering Joy with much love today. ❤️

24/08/2026

Money can sometimes arrive at the most emotionally difficult moments in our lives, such as through inheritance, losing someone we love, or divorce.

For many women, this may also be the first time they have had sole responsibility for making important decisions about property, pensions, investments, or a significant amount of money. It can feel incredibly overwhelming, especially when they are already trying to cope with a huge amount of change in their lives.

Having been through a divorce myself, as well as the loss of my sister, I understand that these experiences involve far more than finances. While no two situations are ever the same, I do find that some women feel more comfortable speaking to another woman who can relate to at least part of what they are going through.

Financial planning is not simply about numbers or where to invest money. It is about having someone you trust, feel comfortable talking to, and someone who will take the time to walk the journey alongside you.

21/08/2026

Money can sometimes arrive at the most emotionally difficult moments in our lives, especially following an inheritance, bereavement or divorce.

For many women, this may also be the first time they have had sole responsibility for making important decisions about property, pensions, investments or a significant amount of money. It can feel incredibly overwhelming, particularly when they are already trying to cope with a major change in their lives.

This article resonated with me personally. Having been through a divorce myself, as well as the loss of my sister, I understand that these experiences involve far more than finances. While no two situations are ever the same, I do find that some women feel more comfortable speaking to another woman who can relate to at least part of what they are going through.

Financial planning is not simply about numbers or where to invest money. It is about having someone you trust, feel comfortable talking to, and who will take the time to walk the journey alongside
you.

Most importantly, you don’t need to make every decision immediately. Take your time, ask questions, and make sure you have the right people around you.

This is a really worthwhile article for anyone whose financial circumstances have changed unexpectedly:

Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their f...

13/08/2026

There’s something really special about being surrounded by people who just get it.

A couple of days ago I had a such a super time connecting with a wonderful group of fellow SJP Partners. Some have been doing this for years, some are relatively new so everyone is at a different stage of their journey.

I love these get togethers because there is always something to learn from one another, someone to lean on, or simply someone who understands the challenges, the highs and the lows, because they have been there too.

If you know me well you know that community has always been something I value enormously, both personally and professionally as we are not meant to do everything on our own, and I think there is a real strength in surrounding yourself with good people who support, encourage and challenge you.

I loved the catch up and the laughs …and boy were there many 😂

Feeling very grateful for this community and the people within it.

Lets make the time to connect. It’s worth it

28/07/2026

The less you leave to chance, the more you leave behind, don't you think?

When I sit with clients, and we talk about tax planning or estate planning, it’s rarely just about numbers. It’s mostly always about family.

Because actually it's about wanting to know that the life you have built, the long hours, the sacrifices, and all those careful decisions will definitely benefit the people you love.

Do you often think about how much of life we can’t control? Let's change it to how much we CAN. And, it starts with choosing to be intentional.

A little time spent planning today, reviewing allowances, structuring investments properly, and checking beneficiary nominations can mean more of your legacy will reach the right hands tomorrow. And, no, not because we are trying to avoid something. But because we care. Remember, legacy is not just about money. It’s about:

Thoughtfulness. Responsibility and Love.

15/07/2026

A really important question to ask you, the Business Owner. Could your business survive without its most important person?

Here is a recent client situation ...
A really successful architectural company employes 18 people. One of the directors generates most of the new business, manages the largest client relationships, plus oversees the day-to-day running of the company.
But the unthinkable has happened, at the age of 46, she has suffered a serious illness and now unable to work for several months.

Almost overnight, the business is faced with difficult questions such as :

1) How will the business replace the lost income
2) Where will the money come from to recruit or train someone to step in?
3) How will ongoing loan repayments be met if profits fall?
4) What impact will this have on employees, clients and future growth?

Thankfully this particular business did plan ahead. They had the right protection in place, which has provided a cash injection at a time when the business needed it most, helping to protect its finances while they adapting to this very difficult situation

No one likes to think about these situations, but they happen more often than we realise. Life is unpredictable.

As business owners, we insure our premises, vehicles and equipment, so why don't we do the same for the people who drive the success of the business?

I honestly believe the most valuable conversations are the ones we have before they are needed most.