Fowler Financial Planning

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Fowler Financial Planning Helping you achieve a brighter financial future.

Does your Will reflect your wishes? A Will gives you the opportunity to have a say in what happens to your assets and wh...
15/10/2026

Does your Will reflect your wishes?

A Will gives you the opportunity to have a say in what happens to your assets and who you would like to benefit from them.

As life changes, your priorities and circumstances can change too. Reviewing your Will from time to time can help make sure it still reflects what matters to you and the people around you.

Read more here:
https://www.fowlerfp.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

We’re back supporting Topsham RFC!We’re excited to be sponsoring Robin and Christian again this seasonWe love being able...
13/10/2026

We’re back supporting Topsham RFC!

We’re excited to be sponsoring Robin and Christian again this season

We love being able to support local sport and the people who make up such an important part of our local community.

We’re looking forward to following the season and hopefully celebrating plenty of wins along the way! 👏

Go Topsham!

Should you spend or save your pension? For years, keeping pension savings untouched in retirement could also be part of ...
09/10/2026

Should you spend or save your pension?

For years, keeping pension savings untouched in retirement could also be part of an estate planning strategy. But changes coming in April 2027 mean most unused pension funds are expected to be included when an estate is assessed for inheritance tax.

That could lead some people to reconsider how and when they use their pension, particularly if they are also thinking about leaving wealth to their family.

The right approach will depend on your income needs, tax position and wider financial circumstances. This article explores some of the things to consider when deciding how to use your pension in retirement.

Read more here:
https://www.fowlerfp.co.uk/article/detail/sjpp/the-new-retirement-dilemma-preserve-or-spend-your-pension.html

A huge congratulations to Paddy on an incredible run of achievements! 🏆We've been proud to sponsor Paddy for the past th...
07/10/2026

A huge congratulations to Paddy on an incredible run of achievements! 🏆

We've been proud to sponsor Paddy for the past three years, and it's fantastic to see his hard work and dedication continue to pay off.

Among his recent achievements, Paddy has become Sapphire League Champion for the second consecutive year, as well as Devon County Champion, South West Champion and Exeter Championships winner. He also secured third place at both the Sheffield and Manchester Indoor Championships.

We're delighted to continue supporting Paddy's journey and look forward to seeing what comes next.
Well done, Paddy! 👏

Why are bonds back in focus? The bond market may not always be something investors think about, but recent changes have ...
02/10/2026

Why are bonds back in focus?

The bond market may not always be something investors think about, but recent changes have brought it back into the spotlight.

Interest rates, government borrowing and changing expectations around the economy can all influence bond markets, which can in turn affect investors.

This article looks at what has been happening in bond markets, why they matter and what investors may want to consider.
Read more here:

https://www.fowlerfp.co.uk/article/detail/sjpp/why-bond-markets-suddenly-matter-again.html

This September, Circus Starr brought their inclusive show to Exeter, and we were proud to support the event once again a...
24/09/2026

This September, Circus Starr brought their inclusive show to Exeter, and we were proud to support the event once again as a local sponsor.

Our support helped make an inclusive circus experience possible for local children and families who may otherwise miss out. This year, we were also pleased to help fund a British Sign Language (BSL) interpreter, making the performance even more accessible.

Supporting organisations that make a positive difference in our community is something we're always proud to be part of.

To find out more about Circus Starr and the work they do, visit their website:
circus-starr.org.uk

Thinking about downsizing? 🏡For some, moving to a smaller home can provide greater flexibility, lower household costs, a...
23/09/2026

Thinking about downsizing? 🏡

For some, moving to a smaller home can provide greater flexibility, lower household costs, and the opportunity to unlock equity. For others, the emotional side of leaving a much loved home can make the decision more difficult.

Understanding the benefits, challenges, and financial considerations can help you decide whether downsizing is the right move for you.

Read more here:
https://www.fowlerfp.co.uk/article/detail/sjpp/is-downsizing-the-right-move-for-you.html

Could your finances cope? ☂Life can change unexpectedly, whether through illness, injury, or the loss of an income. Whil...
18/09/2026

Could your finances cope? ☂

Life can change unexpectedly, whether through illness, injury, or the loss of an income. While we cannot plan for every situation, we can take steps to help reduce the financial impact.
Understanding the different types of financial protection available can help you make informed decisions and provide greater peace of mind for you and your loved ones.

Read more here:
https://www.fowlerfp.co.uk/article/detail/sjpp/what-is-protection-and-why-do-i-need-it.html

Financial planning isn't one size fits all.Everyone's financial journey is different, and for many women, factors such a...
11/09/2026

Financial planning isn't one size fits all.

Everyone's financial journey is different, and for many women, factors such as career breaks, caring responsibilities and longer life expectancy can shape long term financial goals and decisions.

This article explores why these differences matter and how they can be considered as part of a financial plan.

Read more here:
https://www.fowlerfp.co.uk/article/detail/sjpp/women-and-wealth-a-growing-frontier.html

Buying a home is one of the biggest financial commitments many people will make.Understanding borrowing costs, repayment...
10/09/2026

Buying a home is one of the biggest financial commitments many people will make.

Understanding borrowing costs, repayments, and long term affordability can help support more informed financial decisions.

Our mortgage calculator provides a simple way to explore potential borrowing and repayment scenarios.

You can find it here: https://www.fowlerfp.co.uk/advice-and-services/calculators/mortgage-calculator

If you would like to discuss your financial planning in more detail, our team is always happy to help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Fowler Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 16/06/2026

Address

15 Magdalen Road
Exeter
EX24TA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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