Swift Financial

Swift Financial Retford's specialist for:
- Mortgages
- Personal & Business Protection
- Bridging Finance
- Insurance
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Our Services:

- MORTGAGES: Self-employed, first time buyers, home movers, remortgages (including for home improvements, debt consolidation, switch to better interest rate)
- PROTECTION: Mortgage protection, personal protection, family protection, income protection and business protection.
- COMMERCIAL FINANCE: Commercial property purchase and remortgages.
- BRIDGING FINANCE: Bridging and development finance.
- GENERAL INSURANCE: Buildings and contents insurance

🏑 Equity Released for Home Improvements! πŸ”¨We’ve just helped a client release some equity from their property to fund the...
29/08/2026

🏑 Equity Released for Home Improvements! πŸ”¨

We’ve just helped a client release some equity from their property to fund their next home improvement project. πŸŽ‰

The client had 4 years remaining on a 5-year fixed-rate mortgage, meaning switching to a new lender would have resulted in a substantial Early Repayment Charge (ERC).

Rather than remortgaging, we explored their options with their existing lender and successfully arranged a further advance / additional borrowing.

This allowed our client to access some of the equity in their property and use the funds to carry out their planned home improvements, without having to break their existing fixed-rate deal. πŸ”¨πŸ 

Every situation is different, but if you’re considering releasing equity from your home for a renovation, extension, new project or other purpose, we could help you explore your options.

πŸ“© Get in touch today to see what may be possible for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 Another Buy-to-Let Mortgage Completed! πŸ”‘We’ve just successfully completed a mortgage for a client purchasing their fir...
28/08/2026

🏑 Another Buy-to-Let Mortgage Completed! πŸ”‘

We’ve just successfully completed a mortgage for a client purchasing their first buy-to-let property through a limited company. πŸŽ‰

For many landlords, purchasing a property through a limited company can offer a number of potential benefits, including:

βœ… Potential tax efficiencies depending on your individual circumstances
βœ… The ability to retain profits within the company for future investment
βœ… A clear structure for building a property portfolio
βœ… Potentially greater flexibility when growing your property investments

Thinking about investing in property or growing your portfolio? 🏠

We can help you understand your mortgage options and guide you through the process from application to completion.

πŸ“© Get in touch today to see how we could help you do the same.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Looking for a local, trusted mortgage adviser? That's us. 🏑From first-time buyers to commercial and bridging, we're here...
28/08/2026

Looking for a local, trusted mortgage adviser? That's us. 🏑

From first-time buyers to commercial and bridging, we're here to give you honest advice and take the stress out of the whole process, start to finish. With 90+ five-star reviews, our clients are our best advert.

Give us a call on 01777811405 or drop us an email at [email protected], we'd love to help.

Not all critical illness cover is the same.A client recently told us she didn't need a review, she already had critical ...
26/08/2026

Not all critical illness cover is the same.

A client recently told us she didn't need a review, she already had critical illness cover in place. So we asked to see the policy.

Here's just one page of the comparison. On the left, what her existing policy actually covered her for. On the right, the plan we've recommended.

Her current cover left her with no protection for conditions including:

Bowel disease
Liver failure
Heart failure
Skin cancer
Open heart surgery
Cardiac arrest
Cerebral & Spinal Aneurysm

…and that's just a handful.

Having critical illness cover and having the right critical illness cover are two very different things. The number of conditions covered, and how each one is defined, varies hugely from one provider to the next.

If you've got a policy but you're not 100% sure what it actually protects you for, drop us a message.

We'll review it with you and tell you straight.

πŸŽ‰ Another happy landlord! We've just helped a client complete on their very first buy-to-let property, purchased through...
25/08/2026

πŸŽ‰ Another happy landlord! We've just helped a client complete on their very first buy-to-let property, purchased through a limited company structure.

A common myth is that you need an established company with trading history to buy property this way. You don't! We regularly arrange buy-to-let mortgages for brand-new limited companies, with no prior trading history required.

Whether you're taking your first move into property investment or you've built up a portfolio over the years, we know the buy-to-let market inside out and can find the deal that fits your plans.

Thinking about your next (or first) rental property? Get in touch, we'd love to help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

πŸŽ‰ Mortgage offer in hand! πŸŽ‰ This one wasn't your typical case, we had a few hurdles to clear along the way: πŸ›‚ Skilled Wo...
19/08/2026

πŸŽ‰ Mortgage offer in hand! πŸŽ‰

This one wasn't your typical case, we had a few hurdles to clear along the way:

πŸ›‚ Skilled Worker + Dependant visa
πŸ‘Ά Maternity Leave
🧾 CIS Contractor
πŸ’° 10% deposit

Proof that a "complicated" case doesn't make it impossbile. It just means there are more pieces to the puzzle. So pleased to get the mortgage offer on this one πŸ™Œ

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Another one for the portfolio!We've just helped one of our existing clients add a further buy-to-let property to their i...
10/08/2026

Another one for the portfolio!

We've just helped one of our existing clients add a further buy-to-let property to their investment portfolio, building on what they've already got.

Growing a property portfolio can offer:
– A regular stream of rental income
– The potential for long-term capital growth
– A tangible asset to build towards the future
– The chance to put existing equity to work in funding the next purchase

Whether it's your first buy-to-let or your fiftieth, we can help you find the right lender, secure competitive rates, and manage the whole process from start to finish, keeping it as smooth and stress-free as possible.

Thinking about your next investment?

Get in touch and let's have a chat about your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Retford Enterprise Centre, Randall Way
East Retford
DN227GR

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441777811405

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