FH Walker Associates

04/09/2026

It’s time!

This week the spotlight is on Finn Academy — Worcester’s little haven where children thrive.

If you’ve ever met Jess, Debbie and the team at Finn Academy you would already know: they’re the kind of people who make you breathe easier when you drop your child off. Their mix of warmth, structure, and genuine care is something special.

From settling nervous little ones to celebrating every tiny milestone, they treat your child as if they were their own. Worcester families are lucky to have them — and we’re proud to shout about it today.

With trained Forest School Staff and an amazing setting for children to thrive indoors and outdoors. It really is an amazing childcare setting.

If you need childcare in or around the Worcester area then please get in contact with Finn Academy!

03/09/2026

Thursday’s clue:

We’re heading to Worcester… to someone who spends their days with tiny explorers, big imaginations, and more glitter than seems humanly possible.

They comfort, they teach, they nurture — and they know exactly how to make little ones feel safe and brave at the same time.

Any guesses who tomorrow’s spotlight belongs to?

02/09/2026

📞 “I can never get hold of my accountant…”

Heard this from multiple new clients today — and honestly, it never gets less shocking.

Your accountant should not disappear the moment you need them!

Your questions matter. Your business matters. Your peace of mind matters.

At FHW Associates, we do things differently:

• We answer the phone
• We reply promptly
• We support you
• We stay accessible when your business needs clarity, not silence.

If you’re tired of chasing your accountant, or feeling like you’re “bothering” them by asking basic questions, it might be time for a change.

With us, you’ll always get a human voice, real answers, and proper support — every time you call.

Also once you sign up for any of our services advice is always included for that year.

This is why our slogan is



Get in contact today for your free initial consultation!

28/08/2026

28/08/2026

🔨 It’s

D & J Building and Electrical Services Ltd are in the spotlight this week!

Amazing Craftsmanship. Reliability. Zero‑drama problem solving.

That’s why this week’s goes to Droitwich based D & J Builders and Electrical Services Ltd

The team who turn “we’ve got an idea” into “look what they’ve built”.

Whether it’s extensions, refurbs, or getting a tricky job over the line, they bring that steady, no‑nonsense approach everyone wishes they’d found sooner.

It’s their turn — and they’ve earned it.

Dan and James are truly amazing!

Thinking of an extension then you really need to let D and J Builders and Electrical Services Ltd from start to finish!

27/08/2026

Tomorrow’s is all about someone who can turn chaos into clean lines and empty plots into actual magic.
Clue: they work with bricks, plans, and the occasional cup of tea that goes cold mid‑job.
Any guesses?

24/08/2026

VAT Threshold Breach & HMRC Penalties

If your business has hit the VAT threshold (£90,000) and you haven’t told HMRC, that’s not something that gets brushed under the carpet.

**This also applies to Sole Traders**

HMRC can backdate your VAT, add interest, and apply penalties based on how late you were — and how much they think you tried to hide.

Here’s what that looks like in

(1) 9months or less late: 5% of the net VAT due.

(2) 9 to 18 months late: 10% of the net VAT due.

(3) More than 18 months late: 15% of the net VAT due.

Minimum penalty: £50, even if the calculated percentage is lower or no net VAT is due.

Not sure if you have hit the threshold or just not sure about VAT

Get in contact today for your free initial consultation.

FHW Associates can help from Registration of VAT to VAT Returns to ensuring you keep your receipts in order.

We are here to help!

20/08/2026

This week’s clue

These Ladies come with mud on their boots, paint on their sleeves, and a toolkit that never seems to stay closed.

Two pairs of hands, four seasons of skills, and a talent for turning chaos into calm.

They trim, they tidy, they transform… and somehow always know exactly where the missing screwdriver is.

Services include Cleaning, Painting, Gardening and any odd job round your house or business!

Who might be stepping into the spotlight tomorrow?

20/08/2026

Big news — we’re now a Xero Bronze Partner.

This isn’t just a badge; it’s a sign of the trust our clients place in us and the results we deliver together.

With Xero, we help businesses:

• Stay organised effortlessly
• Automate the boring stuff
• Understand their numbers clearly

Thank you to everyone who’s been part of the journey so far. Onwards and upwards and look forward to more clients really benefiting from Xero and clarity in your numbers!