The Mortgage Centre

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The Mortgage Centre Friendly, honest, advice, always. We are experienced mortgage advisers that specialise in providin

We are experienced mortgage advisers that specialise in providing quality mortgage and advice that you can trust. We enjoy meeting and getting to know our clients, understanding exactly how we can help them. Whether you are a first-time buyer, home mover, want to make changes by Remortgaging, or need to find out more about Buy To Let, we know we can help. We explain in simple terms how the different types of mortgages work, we’ll show you the latest rates, explain all the options available, and handle the entire application process on your behalf. From Protection Policies to Life Insurance, to mortgage help for the UK’s great NHS workforce, we are here to help you throughout the life of your mortgage.

We are a week on from The Autumn Budget 2026 landing.So, what's changing for homeowners and first-time buyers? 🏡From a n...
05/11/2026

We are a week on from The Autumn Budget 2026 landing.

So, what's changing for homeowners and first-time buyers? 🏡

From a new 2.5% deposit scheme and ISA changes to higher landlord taxes and support with energy bills, there's plenty to digest.

But with inflation expected to rise and mortgage rates remaining uncertain, the bigger picture isn't quite so straightforward.

We've rounded up the key announcements and what they could mean for the housing market.

Swipe through for the breakdown.

Your home may be repossessed if you do not keep up repayments on your mortgage.

25/10/2026

⭐ Another lovely client review!
Buying a home or arranging a mortgage can feel overwhelming, especially when you're not confident with all the numbers and paperwork involved. 🏡
That's why having someone to guide you through the process can make such a difference.
And there's no better compliment than a client who's already recommended you to someone else! 👏

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/10/2026

🏡 POV: Your mortgage renewal lands and you see how much your monthly payments have gone up by… 😭

That low fixed rate you secured a few years ago? Those days might feel like a distant memory! 💸

For many homeowners, coming off an older fixed rate deal could mean a noticeable jump in monthly repayments.

But don't just accept the first renewal offer your lender sends you!

Depending on your circumstances, there may be better options available.

💡 Start reviewing your mortgage options early, rather than leaving it until the last minute.

Because nobody wants an unexpected mortgage payment increase! 😅

Your home may be repossessed if you do not keep up repayments on your mortgage.

12/10/2026

If you need to talk to someone regarding arranging your will please let us know. We work closely with a local company who offer really friendly advice.

It’s one of those things you always think you should do but never actually get round to doing. Happy to try and help.

There are plenty of myths around mortgages… so here are 5 things worth knowing before you buy. 🏡💰 A bigger deposit isn’t...
11/10/2026

There are plenty of myths around mortgages… so here are 5 things worth knowing before you buy. 🏡

💰 A bigger deposit isn’t everything
Your income, commitments and credit history all play a part too.
🚫 One lender saying no doesn’t mean they all will
Different lenders have different criteria, so another may take a completely different view.
📋 A Decision in Principle isn’t a mortgage guarantee
Your full application still needs to be assessed and approved.
📉 The lowest rate isn’t always the best deal
Fees, product features and your future plans all need to be considered.
🤝 Getting the right advice could save you money
It’s about finding a mortgage that fits your circumstances and plans — not simply chasing the lowest rate.

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you’re self-employed and plan to get a mortgage in the next few months, don’t leave your tax return until the last mi...
08/10/2026

If you’re self-employed and plan to get a mortgage in the next few months, don’t leave your tax return until the last minute. 📅

The deadline for filing your 2025/26 Self Assessment tax return online is 31st January 2027.

But here’s the important bit 👇

Many mortgage lenders have requirements around how recent the income evidence they’ll accept can be. So even though you technically have until January to file, your mortgage application could require your latest figures sooner.

Planning a mortgage in the next 4 months?

Speak to your accountant, get your 2025/26 tax return sorted early and save yourself a potential headache when it comes to the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

20/09/2026

POV: You see the new neighbours pull out a crushed velvet sofa and a ‘Live, Laugh, Love’ sign from the removal van… 👀
Your home may be repossessed if you do not keep up repayments on your mortgage.

🛡️ Is your life insurance in trust?If it isn’t, it could be worth considering.Putting a life insurance policy in trust c...
16/09/2026

🛡️ Is your life insurance in trust?
If it isn’t, it could be worth considering.
Putting a life insurance policy in trust can potentially help with three key things:
💷 Right Money – the proceeds may sit outside your estate for inheritance tax purposes, depending on your circumstances.
🙌 Right Hands – you can specify who you want to benefit from the policy, with trustees responsible for managing the payout.
⏰ Right Time – the insurer may be able to pay the claim to the trustees without waiting for probate, helping the money reach your loved ones sooner.
Having life insurance is one thing. Making sure the money gets to the right people, at the right time, is just as important.

⚖️ Choosing a solicitor? Here’s what you need to know first…Your solicitor (or conveyancer) handles the legal side of bu...
13/09/2026

⚖️ Choosing a solicitor? Here’s what you need to know first…
Your solicitor (or conveyancer) handles the legal side of buying or selling your home — from searches and contracts to transferring the funds on completion. 🏠🔑
But fees and service levels can vary significantly.
The cheapest quote isn’t always the cheapest experience once you factor in what’s included, communication and potential delays.
Our tip? Look beyond the headline price. Check what’s included in the quote, ask for recommendations and choose a firm you’re comfortable trusting with your purchase.
A good solicitor can make an already stressful process feel a lot smoother. 🙌

30/08/2026

We promise we're not being nosy... 😅

Every question we ask helps us build a complete picture of your circumstances so we can recommend a mortgage that's suitable for you.

Income, spending, future plans, credit history... it all matters.

It might feel like a lot of questions now, but it could save you time, avoid unnecessary applications and help us find the right lender first time.

So yes... we really do need to know all of it! 😂

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

4b Kenn Road
Clevedon
BS216EL

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441275877997

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