Mr and Mrs Mortgage Broker

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Mr and Mrs Mortgage Broker

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Mortgage and Protection Advice The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Mr and Mrs Mortgage Broker Ltd, trading as Mr and Mrs Mortgage Broker is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Limited is entered on the FCA register under reference 303397. Mr and Mrs Mortgage Broker Ltd are registered in England and Wales. Registered No: 15495041. Registered Office: -36 Maiden Drive, Holmewood, Chesterfield S42 5GN. Mr and Mrs Mortgage Broker Ltd. and it's trading names Mr and Mrs Mortgage Broker and MMMB is entered on the FCA register under reference 1011904. There may be a fee for arranging a mortgage, typically £199 for Residential remortgage applications, £299 for residential purchase applications, £499 for buy-to-let applications and £499 for applications with specialist lenders due to adverse credit. Fees are payable upon receipt of your Mortgage Offer from the chosen lender.

04/11/2026

“𝘐 𝘦𝘢𝘳𝘯 𝘨𝘰𝘰𝘥 𝘮𝘰𝘯𝘦𝘺 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘊𝘐𝘚, 𝘣𝘶𝘵 𝘦𝘷𝘦𝘳𝘺 𝘭𝘦𝘯𝘥𝘦𝘳 𝘐 𝘴𝘱𝘰𝘬𝘦 𝘵𝘰 𝘰𝘯𝘭𝘺 𝘭𝘰𝘰𝘬𝘦𝘥 𝘢𝘵 𝘮𝘺 𝘯𝘦𝘵 𝘱𝘳𝘰𝘧𝘪𝘵…”

Not all lenders assess CIS income in the same way, some use figures from tax returns, while others may consider gross CIS income from payslips when assessing affordability.

The way your income is assessed can make a difference to how much you may be able to borrow.

If you work under CIS and are thinking about buying or remortgaging, feel free to get in touch for personalised advice based on your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage. Fees may apply, these will always be discussed up front and agreed before proceeding.

04/11/2026

P is for Porting 🚚

Continuing our series breaking down mortgages from A–Z.

Porting means applying to take your existing mortgage product with you when you move home—but it isn’t automatic.

📩 Planning a move while still tied into your current deal? Let’s check your options first.

04/11/2026

E is for Exchange of Contracts ✍️

Continuing our series breaking down mortgages from A–Z.

Exchange is an important stage of buying a home, when the sale normally becomes legally binding in England and Wales.

📩 Buying a home and confused by the process? We can help make sense of it.

04/11/2026

Buying a home comes with plenty of opinions—but not all of them are true. 🏡

Our 10 Mortgage Myths Series separates fact from fiction - #7 & 8

03/11/2026

O is for Overpayments 💰

Continuing our series breaking down mortgages from A–Z.

An overpayment is money you pay towards your mortgage above your normal monthly payment and can help reduce the balance sooner.

📩 Always check your mortgage terms first, as limits and charges can apply.

03/11/2026

D is for Deposit 💷

Continuing our series breaking down mortgages from A–Z.

Your deposit is the amount you put towards the purchase price yourself, with the mortgage covering the rest.

📩 Wondering how much deposit you may need? Let’s have a chat.

03/11/2026

Watch this short video to find out what makes us different and how we make mortgages feel a whole lot more human.

Have questions or thinking about your next step? We’d love to hear from you — just drop us a message!

Your home may be repossessed if you do not keep up repayments on your mortgage. Fees may apply, these will always be discussed up front and agreed before proceeding.

03/11/2026

N is for Negative Equity 📉

Continuing our series breaking down mortgages from A–Z.

Negative equity is when the amount outstanding on your mortgage is higher than the current value of your property.

📩 Concerned about your current mortgage position? Let’s look at the facts and your options.

02/11/2026

YOUR HOME-BUYING A–Z

Mortgages, protection and moving-home terms explained in plain English.

26 letters. 26 helpful explanations. No confusing jargon.

Follow the series and save the posts you may need later.

02/11/2026

C is for Conveyancing ⚖️

Continuing our series breaking down mortgages from A–Z.

Conveyancing is the legal work involved when buying, selling or remortgaging a property.

📩 Moving home or remortgaging? We can help make the whole process clearer.

Address

Maiden Drive
Chesterfield
S425GN

Telephone

+447860116858

Website

https://www.mmmb.co.uk/

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