Arrow Mortgages Ltd

Arrow Mortgages Ltd 🏠Mortgage Adviser
💳Adverse Credit Specialist
📍Based In Bridgend, Covering The UK
(1)

📅 Time can be one of the biggest factors in adverse credit mortgages 📅Some people think a default, missed payment or CCJ...
04/06/2026

📅 Time can be one of the biggest factors in adverse credit mortgages 📅

Some people think a default, missed payment or CCJ automatically means they can't get a mortgage.

But often, one of the first things lenders look at is:

⏳ How long ago did it happen?

Something from a few years ago can be viewed very differently to something from the last few months.

Lenders may also consider:

📊 What happened since
💳 Whether the issue has been satisfied
🏡 Your overall situation today

It isn't always about what happened. Sometimes it's about when it happened.

If you've had credit issues and aren't sure where you stand, it's worth checking 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

💷🏡 Debt consolidation isn’t always about borrowing more money 🏡💷Sometimes it’s about making things more manageable.A lot...
03/06/2026

💷🏡 Debt consolidation isn’t always about borrowing more money 🏡💷

Sometimes it’s about making things more manageable.

A lot of people have:

💳 Credit cards
🚗 Car finance
📉 Loans with high monthly payments

In some situations, consolidating debts into a mortgage can help reduce monthly outgoings and make finances easier to manage.

But this type of solution isn’t suitable for everyone.

It can be complex and needs a proper assessment to see whether it would genuinely improve your situation overall.

Not every lender looks at debt consolidation the same way either. Some are far more flexible than others when it comes to affordability and debt consolidation.

That’s why getting advice first is so important. If you’re considering consolidating debts and want to understand your options, it’s worth checking 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

🏡 Being declined by one lender doesn’t always mean you can’t get a mortgage 🏡Different lenders look at situations very d...
02/06/2026

🏡 Being declined by one lender doesn’t always mean you can’t get a mortgage 🏡

Different lenders look at situations very differently.

One lender may decline because of:

📊 Affordability
💳 Credit history
💼 Income structure
📅 Time in employment

While another lender may be completely comfortable with the same case.

That’s why going directly to one bank isn’t always the best option. Sometimes it’s simply about finding the lender that fits your situation properly.

If you’ve been declined before, or aren’t sure where you stand, it’s always worth checking 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

🏡 Don’t wait too long before speaking to a mortgage adviser 🏡Some buyers think they should only get advice once they’ve ...
28/05/2026

🏡 Don’t wait too long before speaking to a mortgage adviser 🏡

Some buyers think they should only get advice once they’ve found a property.

But speaking to someone earlier can make a huge difference.

You might find out:

📊 You can borrow more than expected and be able to get your dream home
💷 You may need a smaller deposit than you thought, helping keep funds back for fees or decorating your new home
⚡ Certain lenders suit your situation better and may offer lower rates
📅 Small changes now could put you in a much stronger position later
🏡 You could avoid wasting time looking at properties outside your budget

If you’re thinking about buying, moving or remortgaging this year, it’s worth checking where you stand 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

☀️ Hot weather… and Rightmove suddenly gets busy ☀️🏡 “Maybe it’s time to finally buy my own place”Some first time buyers...
27/05/2026

☀️ Hot weather… and Rightmove suddenly gets busy ☀️

🏡 “Maybe it’s time to finally buy my own place”

Some first time buyers spend months scrolling properties before actually checking:

📊 What they can borrow
💷 What deposit they need
🏡 Which lenders could suit them

Getting a Decision in Principle early can make the whole process much easier.

Especially when more buyers start entering the market at the same time.

If you’re thinking about buying your first home this year, it’s worth checking where you stand 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

🏡 A mortgage rate isn’t the only thing that matters 🏡A lot of people focus purely on getting the lowest rate they see.Bu...
26/05/2026

🏡 A mortgage rate isn’t the only thing that matters 🏡

A lot of people focus purely on getting the lowest rate they see.

But sometimes the lender offering the cheapest rate isn’t actually the best fit for the situation.

Things like:

📊 Lender product fees
💳 Lender schemes that only fit certain criteria
📅 Future plans
🏡 Flexibility of the mortgage
💷 How much you actually need to borrow

Can all matter just as much.

That’s why mortgage advice is about more than just finding the lowest number on a screen.

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

💰 How much car finance can affect borrowing 💰You could have good income, decent deposit, good credit… but then wonder wh...
14/05/2026

💰 How much car finance can affect borrowing 💰

You could have good income, decent deposit, good credit… but then wonder why the mortgage borrowing doesn’t seem as high as expected.

Especially things like:

🚗 P*P agreements
🚙 Hire purchase
💳 Loans
📱 Finance agreements

Not always, but in certain cases it can be the difference between:

🏡 Getting the house you actually want
💷 Being able to raise enough funds on a remortgage
🚪Or opening up more lender options

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

🏡 Your bank isn’t always your best mortgage option 🏡A lot of people automatically go straight to their own bank when loo...
13/05/2026

🏡 Your bank isn’t always your best mortgage option 🏡

A lot of people automatically go straight to their own bank when looking at mortgages.

But that can sometimes mean:

📉 Borrowing less than you could elsewhere
💷 Paying a higher rate
❌ Or not meeting their criteria

Every lender assesses things differently.

That includes:

📊 Affordability
💼 Income types
💳 Existing commitments
📅 Credit history

Some lenders are far more flexible in certain situations than others.

That’s why exploring the whole market can make such a big difference.

Sometimes the right lender can completely change what’s possible.

If you’re unsure where to start, it’s always worth checking your options properly 👇

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

🏡 Small changes can make a big difference to a mortgage application 🏡A lot of people think they need to completely chang...
07/05/2026

🏡 Small changes can make a big difference to a mortgage application 🏡

A lot of people think they need to completely change their situation before applying.

But sometimes, it’s the smaller things that help most 👇

📅 Avoiding missed payments
💰 Building a little extra deposit
📊 Tidying up bank statements
💳 Reducing or settling loans and hire purchase commitments
🏡 Structuring the application the right way
⏳ Waiting for a recent issue to age slightly

These things can improve options more than people realise. And in some cases…

🏡 Mean accessing better rates
💷 Increasing borrowing potential
📍 Or opening up more lenders

That’s why planning ahead is so important.

Even if now isn’t the right time, putting a plan in place today could put you in a much stronger position later on.

If you’re unsure where you stand, it’s always worth checking.

📧 [email protected]
📞 07973 374386
📩 Direct Message

Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

Bridgend

Opening Hours

Monday 6am - 6pm
Tuesday 6am - 6pm
Wednesday 6am - 6pm
Thursday 6am - 6pm
Friday 6am - 6pm

Telephone

+447973374386

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