CSV Financial Management

14/10/2026

Could your loved ones easily access the money needed to pay an Inheritance Tax bill?

As changes from April 2027 bring more pension wealth into the scope of IHT, liquidity is becoming an increasingly important part of estate planning.

Discover how whole of life assurance can help provide funds quickly and reduce financial pressure on your family.

🔗 https://partnership.sjp.co.uk/article/detail/sjpp/whole-of-life-assurance-the-quiet-solution-to-the-iht-landscape.html

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 18/09/2026

08/10/2026

With the Budget fast approaching, there’s no shortage of speculation about what could be announced, from potential changes to pensions through to support for first-time buyers.



Explore some of the proposals currently making the news and why staying focused on your long-term financial goals is often the most effective approach.



🔗 https://partnership.sjp.co.uk/article/detail/sjpp/autumn-budget-2026-with-a-month-to-go-what-lies-ahead


CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 06/10/2026

02/10/2026

When everyone is talking about the same investment opportunity, it's often worth asking why.

Financial bubbles have appeared throughout history, fuelled by innovation, excitement and expectations of what comes next. As interest in AI continues to grow, what lessons can investors learn from previous market manias?

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/financial-bubbles-great-stories-but-bad-investments

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 29/09/2026

21/09/2026

Selling or gifting an asset? You could be creating a capital gains tax liability without realising it.

Many people are aware of CGT when selling investments or a second property, but fewer realise that gifting an asset can also trigger a tax charge.

A recent article from St. James’s Place explores some of the most common CGT surprises and the practical steps that can help you stay ahead of them.

🔗 https://partnership.sjp.co.uk/article/detail/sjpp/the-capital-gains-tax-surprises-that-catch-people-out.html

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/09/2026

14/09/2026

From April 2027, most unused pension funds will be included in an estate for inheritance tax purposes. For many families, this could reshape how they think about drawing an income in retirement and passing wealth to future generations.

This article explores the implications of the new rules and why some retirees may face a new dilemma: preserve their pension or spend it?

🔗 https://www.sjp.co.uk/individuals/news/the-new-retirement-dilemma-preserve-or-spend-your-pension?utm_source=linkedin&utm_medium=social

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 01/09/2026

02/09/2026

If money worries are affecting your peace of mind, you're not alone.

Whether concerns relate to cash flow, debt or long-term financial security, it's easy to feel stuck or unsure where to start.

This article looks at how breaking problems into manageable steps, talking things through and seeking support can help create clarity and build confidence: https://partnership.sjp.co.uk/article/detail/sjpp/finding-control-when-money-feels-overwhelming.html

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

25/08/2026

What happens if you die without a Will in the UK?

If you die without a Will, the rules of intestacy determine who inherits your estate. For unmarried couples, stepfamilies and cohabiting partners, the outcome may not be what you expected.

This article explains the risks of dying without a Will: https://partnership.sjp.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026

Where there's a Will, there's a say

12/08/2026

At CSV Financial Management we are committed to building and sustaining long-term relationships with our clients, whilst providing peace of mind for them and their family; now and in the future.

Check out our client charter to learn more about our promise to you!

06/08/2026

Interest rates on hold… for now.



The Bank of England have voted to keep the central interest rate at 3.75%.



Learn more about what could happen with the interest rates: https://partnership.sjp.co.uk/article/detail/sjpp/interest-rates-on-hold-for-now.html

30/07/2026

How do you navigate your finances when life changes overnight?

For many women, major life events such as bereavement, divorce or receiving an inheritance can bring significant financial decisions alongside emotional change.

With women holding more wealth than ever before, understanding your options and having the right support in place is increasingly important.

In our article, we explore how women can build financial confidence during life's biggest transitions: https://ow.ly/cqHA50Zuj8a

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 28/07/2026