Thomas Honour Mortgage Services

Thomas Honour Mortgage Services Helping your dream home become a reality. Because for us, what truly matters is you.

Whether you’re looking to get your foot on the ladder, move to a bigger home or change your mortgage deal, we can help. Thomas Honour Mortgage Services are your friendly home-buying experts providing straightforward and relaxed mortgage advice across Brackley and beyond. Whether you’re looking to get your foot on the property ladder, move to a bigger home or change your mortgage deal, we can help.

Seen a home that's caught your eye, but it's a bit more than your Agreement in Principle (AIP) suggested? 🤔 You're not a...
09/09/2026

Seen a home that's caught your eye, but it's a bit more than your Agreement in Principle (AIP) suggested? 🤔 You're not alone!

Your AIP is a great indication of what you could borrow, but it's definitely not a deal set in stone!

It's not a formal mortgage offer, and often, there's flexibility to adjust things when you make your full application.

We can explore suitable options like changing your mortgage term or the borrowing amount to help get you closer to your dream home.

We may even be able to get you more on your AIP. 🤩

We never want your mortgage payments to feel unaffordable.

Sometimes, reducing the term can mean higher monthly payments, which might affect what a lender can offer. So, checking the numbers is key! ✅

We're here to help you understand what's possible and find a solution that suits your budget.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up to date with your mortgage repayments

09/09/2026

Buying your first home is dangerous if you do not protect yourself against the risks ⚔️🏠

08/09/2026

Many people think they cannot get a mortgage if they’re on maternity leave 👶🏻 🏠 Let’s talk about it…

Moving house even if you're still in your fixed-rate mortgage deal? There may be a way to take your rate with you when y...
07/09/2026

Moving house even if you're still in your fixed-rate mortgage deal? There may be a way to take your rate with you when you move. 🏡

This is called porting, short for 'transporting' your mortgage!

We'll look at whether you can 'port' your existing mortgage to your new home.

If your new property is more expensive, we can discuss additional borrowing. If your circumstances have changed, like a salary increase, your affordability could be assessed again.

This option may not be available to everybody but it's always worth a conversation!

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up to date with your mortgage repayments

You don't always need a 20% deposit for a home! 🤔A common misconception is that a big deposit is the only route to getti...
06/09/2026

You don't always need a 20% deposit for a home! 🤔

A common misconception is that a big deposit is the only route to getting a mortgage. Around 40% of people still believe this to be true.

But that's just not the case!

We're seeing more low-deposit mortgage products enter the market every week.

Some require as little as 5%, 2%, or even 0% deposit. And these aren't just for first-time buyers either! 🙌

There are specific criteria, but our team understands what lenders look for.

We know how to structure your application for a higher chance of approval. We handle the admin so you don't have to.

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up to date with your mortgage repayments

Source: https://theintermediary.co.uk/2026/08/58-of-ftbs-rule-themselves-out-of-mortgages-before-applying-lloyds-finds/

04/09/2026

How to ensure you don’t get financially screwed when buying a property with somebody else 🤝🏠

03/09/2026

Beware…Renters could be hit with this expensive bill when leaving the rental market and buying their first home!

Getting an Agreement in Principle before you start viewing can make all the difference.🏡Our team takes the guesswork out...
02/09/2026

Getting an Agreement in Principle before you start viewing can make all the difference.🏡

Our team takes the guesswork out of it.

We’ll help you understand your borrowing power with an Agreement in Principle, explore low deposit options (yes, even 2% or 0% deposit mortgages are available!), and make sure you’ve factored in all the other costs like legal fees and surveys.

We do the sums so you can focus on finding that special place.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up to date with your mortgage repayments

Don't let the news fool you into thinking that your daily sweet treat or takeaway coffee is the reason you can't buy a h...
31/08/2026

Don't let the news fool you into thinking that your daily sweet treat or takeaway coffee is the reason you can't buy a home! 🏡

It’s easy to think you need a huge deposit to get onto the property ladder. But that's not always true.

Many worry about 10-20% deposits. But some lenders offer mortgages with just 5%, 2%, or even 0% deposit (subject to criteria). 💪

A mortgage broker like us can show you more affordable ways to get onto the property ladder by leveraging certain savings schemes and specialist mortgage products!

The best part is you won't have to give up your daily doughnut or matcha either! 🍩

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up to date with your mortgage repayments

31/08/2026

3 funny things that mortgage underwriters have asked during the application process 🤣

Address

6 Draymans Walk
Brackley
NN136DF

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441280472672

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