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Thomas Honour Mortgage Services

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United Kingdom
Brackley
Thomas Honour Mortgage Services

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Helping your dream home become a reality. Because for us, what truly matters is you.

Whether you’re looking to get your foot on the ladder, move to a bigger home or change your mortgage deal, we can help. Thomas Honour Mortgage Services are your friendly home-buying experts providing straightforward and relaxed mortgage advice across Brackley and beyond. Whether you’re looking to get your foot on the property ladder, move to a bigger home or change your mortgage deal, we can help.

02/11/2026

We have access to lenders and mortgage products across a broad market, not just a handful.

That means low-deposit mortgages for first steps onto the ladder 🏘️

New build mortgages for fresh starts 🔨

Green mortgages for energy-efficient homes 🌱

And bigger borrowing brackets for those who need a bit more room.

So before you light the fuse on any decision, speak to us first.

We'll help you find the product that fits, without blowing your budget! 🎆

Your home may be repossessed if you do not keep up to date with your mortgage repayments

01/11/2026

How buyers can take advantage of a less than ideal housing market 🏠

30/10/2026

Dreaming of a new kitchen, an extension, or just giving your space a refresh? 🏠

The equity in your home might be able to help.

Remortgaging, a further advance, or other borrowing options could all be worth a look, depending on your situation.

Of course, it's worth weighing up the costs and repayments before deciding on anything, and we'll go through this together.

We'll review your current mortgage, look at the equity you may have, and compare your options clearly and honestly. 🔎

Want to see if you could make changes to your home without touching your savings?

Get in touch today! 📱

Your home may be repossessed if you do not keep up to date with your mortgage repayments

29/10/2026

Is rent about to go up for tenants? 😫📈🏠

Landlords have been hit with a 4% increase to property income tax at the budget.

Will renters suffer because of this…Let me know your thoughts in the comments?

28/10/2026

First-time buyers, there's some exciting news from the Autumn Budget!

Remember the Your First Home Scheme we mentioned a few weeks back?

Well, it's now been officially confirmed! ✅

This new government scheme is being introduced to help first-time buyers purchase a new-build home with a much smaller deposit.

🏡 You could buy with just a 2.5% deposit, alongside a government equity loan worth 20% of the property's value, with no interest charged for the first 5 years.

So, when can you apply?

📆 Applications are expected to open in February 2027, although this date hasn't been fully confirmed yet.

Before that, pre-registration will open before the end of 2026.

You won't be committing to a purchase by registering. Instead, you'll receive more details about eligibility and the maximum property prices in your area.

More information is available here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

💷 There's also an update on savings for first-time buyers!

A new First Time Buyer ISA is being planned to offer a simpler way of saving towards a deposit.

It's intended to replace the Lifetime ISA for people opening a new account, but existing Lifetime ISA savers will be able to carry on using theirs.

We don't have a confirmed launch date for the new ISA just yet.

With these announcements, there's plenty for future homeowners to look forward to! 🤩

Thinking about buying your first home? We can help you explore your mortgage options and understand what these changes could mean for you.

📩 Drop us a message to have a chat!

Your home may be repossessed if you do not keep up to date with your mortgage repayments

28/10/2026

Is this the end for Buy to Let? ☠️ 🏠

In today’s budget, the chancellor announced a 4% rise in tax on property income.

Is this the final nail in the coffin…Let me know your thoughts?

27/10/2026

Anxious about your remortgage? 😫🏠

Here are 3 things you can do to make your mortgage renewal less stressful 🏠

26/10/2026

Why does getting a mortgage feel so hard, when your business is making good money? 🤔

It's down to how lenders look at how much you're 'earning'

Standard affordability checks often look at salary and dividends only. If you're leaving profit in the business for tax reasons, that income can get overlooked completely.

The thing is, some lenders look at this differently. They'll consider what they call retained profits, not just what you've drawn out.

By doing it this way you may be able to borrow a lot more than you thought.

Every lender has their own approach to assessing director income, which is exactly why it pays to know which ones fit your situation.

Speak to us and we'll look into lenders who understand how company directors actually get paid. 📊

Your home may be repossessed if you do not keep up to date with your mortgage repayments

Source: https://theintermediary.co.uk/2026/10/barclays-widens-mortgage-access-for-company-directors/

25/10/2026

Mortgage rates are back in the headlines again 📰

So it makes sense if you're wondering whether to fix now or hold off.

Here's the thing though, it's not just about which rate looks lowest today.

Fixing gives you certainty. Your payments stay the same for the agreed period, no surprises.

Staying on a variable rate means your payments can move with the market. That could work in your favour, or it might not.

There's no single moment that's correct for everyone. It depends on your situation and how much you value knowing exactly what you'll pay each month.

If your deal is ending soon, it's worth looking at your options properly rather than waiting to see what happens next.

And remember, the cheapest looking rate isn't always the cheapest once fees and the full term are added up 🧮

The real question isn't where rates are heading. It's which option suits you if they do.

Want to talk it through? Speak to us 💬

Your home may be repossessed if you do not keep up to date with your mortgage repayments

25/10/2026

Inflation, a base rate meeting and the budget. 📈

What does this means for mortgage rates? 🏡

Address

6 Draymans Walk
Brackley
NN136DF

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+441280472672

Website

http://www.thomashonour.co.uk/

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