Mortgage Smart

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Mortgage Smart โœ… A personal service with expert mortgage and protection advisers for your next move. Stop guessing - ๐Ÿ“ˆ your next mortgage is here with whole of market advice ๐Ÿ 

Advice on ALL types of mortgage lending from the simple to the most complex: First Time Buyer, Mover, Self Employed, Buy to Let, Remortgage. We will ensure you get the right deal for your individual circumstances. In plain English. With no jargon. Get in touch for a free no-obligation chat. Nigel, Rachel & Selina have many years experience in Financial Services. Nigel has been serving the Brackley area since 2015. The Financial Conduct Authority does not regulate most Buy To Let Mortgages

15/10/2026

๐Ÿ’ท โ€œWHAT IS MY HOUSE WORTH?โ€ matters.

But it isnโ€™t the only number you need.

Before falling in love with the next property, understand the wider move:
โ€ข likely sale proceeds
โ€ข outstanding mortgage
โ€ข available equity/deposit
โ€ข price of the next home
โ€ข Stamp Duty where applicable
โ€ข legal and moving costs
โ€ข mortgage affordability
โ€ข work the next property may need

My financial-services background means Iโ€™ve always believed the whole move needs to make sense, not just the headline sale price.

Iโ€™m not providing mortgage, tax or legal advice; those areas need the appropriate qualified professional. But I can help you identify the property questions and figures you need to explore.

Know the numbers before you fall in love with the next house.

Neil Jacobs
๐Ÿ“ž 07802 236188
โœ‰๏ธ [email protected]

06/10/2026

A good catch-up yesterday with Gemma Nicole Ferguson from Orchard Executive Solutions , planning the last few months of the year for Neil Jacobs iad.

Alongside helping people buy and sell, I want to keep making time for the local community and the people who make Brackley such a lovely place to live.

We talked about local events and sponsorship opportunities. If youโ€™re organising something in Brackley or the surrounding villages and looking for sponsorship, please get in touch. Iโ€™d love to hear what you have planned and see whether I can help.

Weโ€™re also planning a local event with Mortgage Smart and Centurion Legacy . A chance to meet the people behind our businesses and ask questions about moving home, mortgages and planning for the future. Free to attend, with no pressure or obligation, just useful conversations. More details to follow.

Weโ€™re exploring opportunities to lend a hand at local charity volunteering days too, so suggestions are very welcome.

And weโ€™ve been looking at new systems to showcase properties online, with the aim of making every listing as well presented as possible and giving buyers a better feel for each home.

For me, knowing the area means knowing the people, too. Whether youโ€™re planning a community event, thinking about your future or considering selling your home, Iโ€™m always happy to have a chat.

13/09/2026

Feeling like your home is one bedroom, one bathroom or one cupboard too small?

You don't have to decide today that you're moving. Start with the numbers instead.

What could your current home realistically achieve in today's market? What would the next step up actually cost? And what's out there right now, because Brackley and the villages around it offer a real mix:

A modern family home on one of the newer estates.
A new build with everything already done for you.
A stone cottage in Syresham, Evenley or Croughton.
A period property with a bit of character and a lot of history.

Then the important bit, what would your monthly position look like once it's all added together?

Once you can see those four things side by side, the decision usually feels far less overwhelming. Most people find it isn't as out of reach as they'd assumed and the ones for whom the timing isn't quite right, leave knowing exactly what needs to change and when to revisit it.

A valuation isn't the start of a sales pitch. Sometimes it's simply the information you need to find out, before your next move.

Happy to talk it through whenever you're ready, just give me a call.

Neil Jacobs
07802 236188
[email protected]

10/09/2026

โš ๏ธ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ฆ๐—ฎ๐˜† ๐—ผ๐—ป ๐—ง๐—ฟ๐—ฎ๐˜ƒ๐—ฒ๐—น ๐—œ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€โš ๏ธ

_

Brackley Town Council encourages all residents to read through West Northamptonshire Council's proposed travel schemes focusing on:

1 - Manor Rd / Waynflete Ave
2 - High St / Northampton Rd
3 - Halse Rd

You can provide feedback by completing WNC's online survey, and there is no requirement to answer every question.

The proposed schemes could have a significant impact on how people move around Brackley in the future, and your feedback will help ensure any changes are in the best interests of Brackley locals.

The consultation is now open, and will close at 11.59pm on ๐—ฆ๐˜‚๐—ป๐—ฑ๐—ฎ๐˜† ๐Ÿญ๐Ÿญ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ.

โฌ‡๏ธ๐— ๐—ผ๐—ฟ๐—ฒ ๐—œ๐—ป๐—ณ๐—ผ & ๐—ฆ๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜†โฌ‡๏ธ
https://www.brackleynorthants-tc.gov.uk/news/have-your-say-on-proposed-active-travel-improvements/

The faces behind Mortgage Smart Brackley ๐Ÿ‘‹๐Ÿฉต. We thought it was probably time you got to know us a little better. What w...
07/09/2026

The faces behind Mortgage Smart Brackley ๐Ÿ‘‹๐Ÿฉต. We thought it was probably time you got to know us a little better. What would you like to see more of from us here? ๐Ÿ‘‡

With the threat of rate rises on their way that will directly impact your monthly bills itโ€™s never been a more important...
04/09/2026

With the threat of rate rises on their way that will directly impact your monthly bills itโ€™s never been a more important time to make contact with your friendly mortgage adviser to start the remortgage conversation. ๐Ÿ . With the ability to bag a rate early and then sit on it till your swop over date, it makes sense to get in early. ๐Ÿ“† we have next day appointments reserved for remortgage clients - what are you waiting for? โ˜Ž๏ธ DM me to book your call.
Your home is at risk if you do not keep up with repayments on your mortgage.

๐Ÿ’ฌ Got a money question? Pop in for a coffee and a chat
14/07/2026

๐Ÿ’ฌ Got a money question? Pop in for a coffee and a chat

๐Ÿ ๐ŸŽ๏ธ
02/07/2026

๐Ÿ ๐ŸŽ๏ธ

๐Ÿ Lego nightmare - broken off bits in transit to office. But which bit fits which car? If only we had experts locally ...
02/07/2026

๐Ÿ Lego nightmare - broken off bits in transit to office. But which bit fits which car? If only we had experts locally that could help us out. ๐Ÿคฃ๐ŸŽ๏ธ๐Ÿ

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