Dragonfly Crowd Ltd

Dragonfly Crowd Ltd A proudly independent, family run, employee benefit broker. We specialise in private medical insurance and employee protection solutions

If you get seriously ill or injured, you're more likely to be off work than to die. Morbid, we know…but it’s true.Here's...
03/06/2026

If you get seriously ill or injured, you're more likely to be off work than to die.

Morbid, we know…but it’s true.

Here's the reality:

The chances of you being unable to work for 3, 6, 12 months due to illness or injury is significantly higher than the chances of you dying.

7.11 million people in England are currently awaiting for treatment from the NHS, according to BMA analysis of NHS England Consultant-led Referral to Treatment Waiting Times statistics (last updated on 14 May 2026).

These figures include patients:

📋 On a waiting list for treatment
📋 Who have had procedures cancelled
📋 Who have had referrals delayed or cancelled

If you're Self-Employed and off your feet for two weeks, fine. Savings might cover it.

But if you're off waiting for treatment for six months? A year? What then?

Income Protection is the Personal Insurance cover solution that really shines when stuff like this happens...

It’s the boring one nobody talks about at parties

But it's the one that could genuinely save your house, your business and your sanity while you wait to get seen.

And if you want to be able to skip the 7.11 million-long queue in the event that you do need treatment, fast?

Pair yours with Private Healthcare cover 🤝

Let's talk about the boring stuff

📞 01204 866902

Now more than ever, it matters!

"We can't do anything better. Stay where you are." We've said that several times this year.And we'll say it again whenev...
02/06/2026

"We can't do anything better. Stay where you are."

We've said that several times this year.
And we'll say it again whenever it's true!

Here's something a lot of people don't expect from an insurance advisor:

Sometimes the answer is "don't change a thing."

If what you've got is genuinely the best option for your circumstances, we'll tell you. No issue. No trying to shift you onto something just so we can write a bit of new business.

That's not who we are.

We go out and find the best deal across every insurer.
Sometimes that means switching. Sometimes it means staying put.

Either way, you get the right answer for you. Not the answer that's best for us.

If you've never had your insurance reviewed by an independent advisor, it might be worth five minutes of your time just to check you’re up-to-date and fully covered.

📞 01204 866902

We know being denied Life Insurance is discouraging, frustrating – and a few more ‘ing’s to boot…You might be denied Lif...
01/06/2026

We know being denied Life Insurance is discouraging, frustrating – and a few more ‘ing’s to boot…

You might be denied Life Insurance due to health, lifestyle, or financial factors

It might even be because of a lack of information, or because there has been a recent increase in the severity of your condition.

Knowing what went wrong allows you to take corrective action and improve your chances of approval.

Trust us: it’s not the end of the road.

At Dragonfly Crowd, we specialise in helping individuals navigate this situation and find the right coverage following rejection.

With expert guidance from us, many applicants successfully reapply or appeal the original decision.

Did computer say ‘no’ to your Life Insurance application?

Speak to one of our expert insurance intermediaries to explore your options

📞 01204 866902 | dragonflycrowd.co.uk

We’ll see you right.

Critical Illness cover pays out a lump sum. But who’s going to pay the mortgage while you're recovering? 💷This is the bi...
29/05/2026

Critical Illness cover pays out a lump sum. But who’s going to pay the mortgage while you're recovering? 💷

This is the bit a lot of people miss…

✅ You've got Critical Illness cover in place. If the worst happens, you get a lump sum.

That's a great thing to have.

❓ But if you're seriously ill and off work for six months, a year, longer…what's going to pay the bills in the meantime?

The lump sum isn't going to last forever. Especially if you're using it for treatment, adaptations, or caring costs.

This is why Income Protection and Critical Illness work as a pair 🤝

Not as alternatives.

🔵 Critical illness = a lump sum if you get a serious diagnosis
🟢 Income protection = your monthly income, replaced for as long as you need it

You don't have to choose. You can have both. And if you put them through a business, the cost is a lot more manageable than most people expect…

Want us to run through the numbers?

📞 01204 866902

Happy to.

Private Healthcare isn't really about the private room and the nice biscuits.Don't get us wrong, the private room is lov...
28/05/2026

Private Healthcare isn't really about the private room and the nice biscuits.

Don't get us wrong, the private room is lovely 🛏️

The biscuits are a Brucey bonus 🍪

But that's not why you get it.

You get Private Health Insurance for one reason:

⌚️ Speed of diagnosis

Because whether it's something minor or something serious, the gap between "I feel a bit off" and "we've found the problem and here's the treatment plan" is the most important gap in healthcare.

And when the diagnosis is serious, every week matters – and then speed is not a luxury. It can mean the difference between life or death...

We believe Private Healthcare is the foundation of a proper protection plan.

Not the fancy bit at the top.

The first thing you put in place.

Have a think about it and give us a ring

📞 01204 866902

Let's build you a proper plan.

We're Bolton-based insurance advisors. Independent. Whole of market.And we genuinely 💙 what we do!We love it because whe...
24/05/2026

We're Bolton-based insurance advisors. Independent. Whole of market.

And we genuinely 💙 what we do!

We love it because when we get it right, we're not just saving someone a bit of money on their premium

We're making sure that if something awful happens to them or their family, they're going to be okay.

And that matters.

We work with individuals, families, sole traders, growing businesses and larger employers across the North West and beyond.

We advise on Group and Individual:
✅ Private Healthcare
✅ Life Insurance
✅ Income Protection
✅ Critical Illness

As well as:
✅ Relevant Life
✅ Key Person
✅ Shareholder Protection

We're not a call centre. We're not chasing KPIs. We're a team of people who know this stuff inside out and give a proper damn.

If any of that sounds like your cup of tea, you know where we are 👇

📞 01204 866902
🌐 dragonflycrowd.co.uk

22/05/2026

Let’s bust a myth here…

There's something about the word "critical" in Critical Illness Cover that makes people sit up straight.

It sounds serious – like something out of Casualty.

And in a way, that's done Critical Illness Cover a disservice

Because people assume it only matters if something catastrophic happens.

But the reality is far more everyday:

ℹ️ Critical Illness Cover pays out a tax-free lump sum if you're diagnosed with one of a long list of conditions.

📋 That list has grown enormously over the years. We're not just talking cancer, heart attacks and strokes (though those are included).

👉 That lump sum can pay off your mortgage. Clear your debts. Fund your recovery. Let your partner reduce their hours to look after you.

Put simply: it buys you choices at the worst possible time.

That's what it's actually for.

Want to see what we can put into place for you today?

📞 01204 866902

It’s not about drama. It’s about having options.

Your employees won't talk about it. But they're thinking about it. Every single one of them…💭 What happens if I get ill?...
21/05/2026

Your employees won't talk about it. But they're thinking about it. Every single one of them…

💭 What happens if I get ill?
💭 What happens if I can't work?
💭 What would my family do?

These are the questions your team is quietly carrying around.

And one of the most powerful things you can do as an employer without a huge budget is help them answer those questions.

⬜️ A Group Health Cash Plan
⬜️ Group Income Protection
⬜️ Private Healthcare
⬜️ Life Insurance

These aren't benefits reserved for big corporates with massive HR departments…

They're available to businesses of any size. And the difference they make to how your team feel about where they work is remarkable.

People don't leave jobs that look after them.

Want to know what's possible for your team and what it actually costs?

📞 01204 866902

Let's have a chat.

The answer is almost always: “yes”.Here's the thing: Standard private Health Insurance policies (the ones most people ha...
20/05/2026

The answer is almost always: “yes”.

Here's the thing:

Standard private Health Insurance policies (the ones most people have) are designed for everyday health needs.

When it comes to organised sport, many of them simply draw a line.

They'll cover you if you sprain your ankle walking down the stairs.

But if you sprain it in a competitive match? That's a different story.

Semi-professional athletes sit in a particularly tricky gap. You don’t have club-backed cover, but you're competing at a level that most standard policies weren't designed for…

What dedicated sports Health Insurance through gives you:

🩹 Access to the Bupa network of 25,000+ UK specialists
🩹 Rapid diagnosis, specifically for sports injuries
🩹 Proper physiotherapy from sports medicine specialists
🩹 Portable cover that stays with you if you move clubs
🩹 Mental health support while you're recovering

You've earned your level.

Don't let a policy gap be the thing that sets you back.

Give us a ring and we’ll get you covered.

📞 01204 866902
🌐 dragonflycrowd.co.uk/health-insurance-for-athletes

🎂 19 years 🎂When we started out in 2007, we didn't sit down and think "right, in 19 years time..." You don't, do you? Yo...
19/05/2026

🎂 19 years 🎂

When we started out in 2007, we didn't sit down and think "right, in 19 years time..."

You don't, do you? You just get on with it.

But here we are! And we’re incredibly proud of what we've built.

1️⃣9️⃣ years of proper, independent health insurance advice for individuals, families and businesses across Bolton, the North West and beyond.

1️⃣9️⃣ years of telling clients the truth, even when the truth is "actually, what you've got is fine. Don't change it."

1️⃣9️⃣ years of going to the whole market to get the best quote for each client, every time, because that's the only way to give the right answer.

But, more than anything, 1️⃣9️⃣ years of brilliant people.

To every member of the Dragonfly Crowd, past and present: this business is what it is because of you. The ones still here, the ones who've moved on to new adventures – you've all left your mark, and we're grateful for every single one of you. Always.

To every client who's trusted us over all these years – thank you. You're the reason we're still here, still doing this, and still loving it.

Here's to whatever comes next.

Oh – and roll on the big 2-0 next year! 🥂🥳

– Clive & Alison

Address

St. George’s Square
Bolton
BL12HB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Dragonfly Crowd Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category