02/11/2026
HMRC hasn’t emailed you about Making Tax Digital? Don’t assume you’re exempt
If you’re a sole trader or landlord, MTD for Income Tax may already apply to you.
If your qualifying income was over £50,000 in the 2024/25 tax year, you should have started using MTD from 6 April 2026. HMRC started signing people up who hadn’t already joined from September.
And “qualifying income” doesn’t mean the money left after you’ve paid your expenses. It’s the income you receive from self-employment and property before expenses are taken off. If you have both, the amounts are added together.
HMRC usually contacts people by letter, but not receiving one doesn’t automatically mean you’re exempt. Check whether you need to use MTD, whether an exemption applies to you, and whether you’re signed up.
MTD means keeping digital records and sending updates to HMRC using compatible software.
If you think this might apply to you, don’t leave it sitting in your inbox. At Jara Finance, we help UK business owners understand what they need to do, without the confusing accounting jargon.
DM us if you’d like help getting your business finances in order.
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