GB Financial Services

GB Financial Services We offer Mortgage and Protection advice to clients across the UK

๐Ÿก Halifax have launched a new mortgage today where you can potentially buy a home with just a ยฃ5,000 deposit.And hereโ€™s ...
18/05/2026

๐Ÿก Halifax have launched a new mortgage today where you can potentially buy a home with just a ยฃ5,000 deposit.

And hereโ€™s the bit loads of people will missโ€ฆ

๐Ÿ‘‰ ๐—œ๐—ณ ๐—ถ๐˜โ€™๐˜€ ๐—ฎ ๐—ท๐—ผ๐—ถ๐—ป๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป, ๐—ผ๐—ป๐—น๐˜† ๐—ข๐—ก๐—˜ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐—ฎ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐˜๐—ถ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ. ๐Ÿ‘€

So if your partner has owned before, this could still be an option worth looking at.

A few key points:

โœ” ยฃ5,000 minimum deposit (cannot be a gift)
โœ” Up to ยฃ300,000 purchase price
โœ” 5 year fixed available
โœ” No product fee
โœ” Employed & self-employed accepted (including contractors)
โœ” Free mortgage valuation included

A lot of people still assume they need a very large deposit saved before buying a home becomes realistic, but schemes like this can open up more options than people realise.

Not saying this works for everyone of course, but if getting a deposit together has been the thing holding you back, itโ€™s definitely worth checking whatโ€™s possible now.

๐Ÿ“ฉ Message us if you want us to have a look at your options ๐Ÿ‘

Your home may be repossessed if you do not keep up repayments on your mortgage.

โ€œJust going to stick with my bankโ€Nothing wrong with thatโ€ฆBut it does mean youโ€™re only seeing one option.โ€”There are no m...
20/04/2026

โ€œJust going to stick with my bankโ€

Nothing wrong with thatโ€ฆ

But it does mean youโ€™re only seeing one option.

โ€”

There are no many options across the market out there - different lenders, different criteria, different outcomes.

Sometimes the difference is bigger than people expect.

Get in touch to find out what options are available to you:

๐Ÿ“ž 01236 439518

Your home may be repossessed if you do not keep up repayments on your mortgage

Quick one for contractors ๐Ÿ‘‡If a brokerโ€™s first question is:โ€œCan I see your accounts?โ€Thereโ€™s a good chance they donโ€™t sp...
10/04/2026

Quick one for contractors ๐Ÿ‘‡

If a brokerโ€™s first question is:

โ€œCan I see your accounts?โ€

Thereโ€™s a good chance they donโ€™t specialise in contractor mortgages.

Because the first question should really be:

๐Ÿ‘‰ โ€œWhatโ€™s your day rate?โ€

Get in touch to find out how we can help:

๐Ÿ“ž 01236 439518

Your home may be repossessed if you do not keep up repayments on your mortgage

Most people donโ€™t realise this ๐Ÿ‘‡You can secure a new mortgage rate up to 6 months before your current deal ends.That giv...
09/04/2026

Most people donโ€™t realise this ๐Ÿ‘‡

You can secure a new mortgage rate up to 6 months before your current deal ends.

That gives you a massive advantage.

Because instead of waiting and hoping rates are goodโ€ฆ

You can:

๐Ÿ‘‰ Lock something in early
๐Ÿ‘‰ Then improve it if rates drop

Simple move - but makes a big difference.

Get in touch and we can look at the remortgage options available to you

๐Ÿ“ž 01236 439518

Your home may be repossessed if you do not keep up repayments on your mortgage

Day rate contractor case study ๐Ÿ‘‡We spoke to a client recently who was on ยฃ500 per day.On paper though, his income looked...
08/04/2026

Day rate contractor case study ๐Ÿ‘‡

We spoke to a client recently who was on ยฃ500 per day.

On paper though, his income looked like:

๐Ÿ‘‰ Salary + dividends = around ยฃ45k

Heโ€™d already been to his bankโ€ฆ

And they could only offer him around ยฃ225,000.

โ€”

Thatโ€™s where most people think:

๐Ÿ‘‰ โ€œThatโ€™s just what I can getโ€

But itโ€™s not.

โ€”

We looked at it properly using his day rate income, not just his accounts.

Result?

๐Ÿ‘‰ Mortgage secured at ยฃ550,000

โ€”

Same person.
Same income.
Completely different outcome.

โ€”

Thatโ€™s the difference when you speak to a broker who actually understands contractor income.

Itโ€™s not about earning moreโ€ฆ

๐Ÿ‘‰ Itโ€™s about being assessed the right way.

โ€”

If youโ€™re a contractor and not sure what you can get - or youโ€™ve been told โ€œnoโ€ beforeโ€ฆ

Itโ€™s worth having a proper look at it.

๐Ÿ“ž 01236 439518

Your home may be repossessed if you do not keep up repayments on your mortgage

Happy Easter Monday ๐ŸฃWeโ€™re closed today enjoying the bank holiday, but back open tomorrow as normal.If youโ€™ve sent anyth...
06/04/2026

Happy Easter Monday ๐Ÿฃ

Weโ€™re closed today enjoying the bank holiday, but back open tomorrow as normal.

If youโ€™ve sent anything over, weโ€™ll pick it up first thing tomorrow

Life insurance is one of those things everyone knows they should sortโ€ฆBut it just gets pushed down the list.Because itโ€™s...
02/04/2026

Life insurance is one of those things everyone knows they should sortโ€ฆ

But it just gets pushed down the list.

Because itโ€™s not urgent.
Because itโ€™s not exciting.
Because nothingโ€™s happened.

Until something does.

And then itโ€™s too late to do anything about it.

โ€”

This isnโ€™t about being negative.

Itโ€™s about making sure the people around you arenโ€™t left dealing with:

๐Ÿ‘‰ The mortgage
๐Ÿ‘‰ The bills
๐Ÿ‘‰ The pressure

On their own.

โ€”

Most people donโ€™t realise how simple it is to put something in place.

They just never get round to it.

โ€”

If itโ€™s been sitting in the back of your mind for a whileโ€ฆ

Thereโ€™s a reason for that ๐Ÿ‘

Get in touch to speak with our expert advisers:

๐Ÿ“ž 01236 439518

CIS contractors - I had a conversation the other day that sums this up perfectly ๐Ÿ‘‡Guyโ€™s earning good money, steady work,...
01/04/2026

CIS contractors - I had a conversation the other day that sums this up perfectly ๐Ÿ‘‡

Guyโ€™s earning good money, steady work, everything going well.

Went to his bank to ask about a mortgageโ€ฆ

Got told:

๐Ÿ‘‰ โ€œYouโ€™ll need a couple of years accounts firstโ€

So he just assumed that was it. Parked the idea completely.

Reality?

We looked at it properly and a lender was happy to use his gross CIS income - not his accounts.

Completely different outcome.

That happens all the time.

Itโ€™s not that CIS contractors canโ€™t get mortgagesโ€ฆitโ€™s that theyโ€™re being assessed the wrong way.

Get in touch to find out how we can help

๐Ÿ“ž 01236 439518

Your home may be repossessed if you do not keep up repayments on your mortgage

๐Ÿงฐ ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฎ๐—ป๐—ฑ๐˜€ ๐—ด๐—ผ ๐—ฑ๐—ผ๐˜„๐—ป, ๐˜€๐—ผ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ.What happens if youโ€™re injured and canโ€™t work for 3 months?Income protectio...
06/03/2026

๐Ÿงฐ ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฎ๐—ป๐—ฑ๐˜€ ๐—ด๐—ผ ๐—ฑ๐—ผ๐˜„๐—ป, ๐˜€๐—ผ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ.

What happens if youโ€™re injured and canโ€™t work for 3 months?

Income protection pays you a monthly income if illness or injury stops you working.

Donโ€™t risk losing everything because of one accident.

Message us to explore your options - no pressure, just smart planning.

๐ŸŽฌ ๐—œ๐—™ ๐— ๐—ข๐—ฅ๐—ง๐—š๐—”๐—š๐—˜๐—ฆ ๐—›๐—”๐—— ๐— ๐—ข๐—ฉ๐—œ๐—˜ ๐—ง๐—”๐—š๐—Ÿ๐—œ๐—ก๐—˜๐—ฆโ€ฆWeโ€™ll go first:๐Ÿ’ญ โ€œ๐—ข๐—ป๐—ฒ ๐—ฑ๐—ผ๐—ฐ๐˜‚๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐˜„๐—ฎ๐˜† ๐—ณ๐—ฟ๐—ผ๐—บ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜๐—ป๐—ฒ๐˜€๐˜€.โ€Or maybeโ€ฆ๐Ÿ’ญ โ€œ๐—ง๐—ต๐—ฒ ๐—ฐ๐—ต๐—ฎ๐˜€๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐˜€๐—ผ๐—น๐—ถ๐—ฐ๐—ถ...
02/03/2026

๐ŸŽฌ ๐—œ๐—™ ๐— ๐—ข๐—ฅ๐—ง๐—š๐—”๐—š๐—˜๐—ฆ ๐—›๐—”๐—— ๐— ๐—ข๐—ฉ๐—œ๐—˜ ๐—ง๐—”๐—š๐—Ÿ๐—œ๐—ก๐—˜๐—ฆโ€ฆ

Weโ€™ll go first:

๐Ÿ’ญ โ€œ๐—ข๐—ป๐—ฒ ๐—ฑ๐—ผ๐—ฐ๐˜‚๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐˜„๐—ฎ๐˜† ๐—ณ๐—ฟ๐—ผ๐—บ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜๐—ป๐—ฒ๐˜€๐˜€.โ€

Or maybeโ€ฆ

๐Ÿ’ญ โ€œ๐—ง๐—ต๐—ฒ ๐—ฐ๐—ต๐—ฎ๐˜€๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐˜€๐—ผ๐—น๐—ถ๐—ฐ๐—ถ๐˜๐—ผ๐—ฟโ€™๐˜€ ๐—ฟ๐—ฒ๐—ฝ๐—น๐˜† ๐—ฏ๐—ฒ๐—ด๐—ถ๐—ป๐˜€.โ€

Now itโ€™s your turn ๐Ÿ‘‡

Drop your best mortgage-themed tagline in the comments - the funnier, the better.

Address

Airdrie Business Centre
Airdrie
ML66GX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441236439518

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