18/05/2026
๐ก Halifax have launched a new mortgage today where you can potentially buy a home with just a ยฃ5,000 deposit.
And hereโs the bit loads of people will missโฆ
๐ ๐๐ณ ๐ถ๐โ๐ ๐ฎ ๐ท๐ผ๐ถ๐ป๐ ๐ฎ๐ฝ๐ฝ๐น๐ถ๐ฐ๐ฎ๐๐ถ๐ผ๐ป, ๐ผ๐ป๐น๐ ๐ข๐ก๐ ๐ฝ๐ฒ๐ฟ๐๐ผ๐ป ๐ป๐ฒ๐ฒ๐ฑ๐ ๐๐ผ ๐ฏ๐ฒ ๐ฎ ๐ณ๐ถ๐ฟ๐๐ ๐๐ถ๐บ๐ฒ ๐ฏ๐๐๐ฒ๐ฟ. ๐
So if your partner has owned before, this could still be an option worth looking at.
A few key points:
โ ยฃ5,000 minimum deposit (cannot be a gift)
โ Up to ยฃ300,000 purchase price
โ 5 year fixed available
โ No product fee
โ Employed & self-employed accepted (including contractors)
โ Free mortgage valuation included
A lot of people still assume they need a very large deposit saved before buying a home becomes realistic, but schemes like this can open up more options than people realise.
Not saying this works for everyone of course, but if getting a deposit together has been the thing holding you back, itโs definitely worth checking whatโs possible now.
๐ฉ Message us if you want us to have a look at your options ๐
Your home may be repossessed if you do not keep up repayments on your mortgage.