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GB Financial Services

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Airdrie, Scotland
GB Financial Services

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We offer Mortgage and Protection advice to clients across the UK

28/10/2026

🏡 𝗘𝗩𝗘𝗥𝗬𝗢𝗡𝗘'𝗦 𝗔 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗘𝗫𝗣𝗘𝗥𝗧.

Until they need one.

Your mate reckons interest rates are about to crash.

Your dad thinks you should wait until house prices fall.

Someone at work got a mortgage in 2019 and hasn't stopped talking about it.

And your uncle knows a guy who can apparently get anyone approved.

𝗔𝗹𝗹 𝘃𝗲𝗿𝘆 𝗵𝗲𝗹𝗽𝗳𝘂𝗹.

Meanwhile, at GB Financial Services, we prefer to base mortgage advice on actual lender criteria, affordability and your circumstances.

Boring, we know.

𝗕𝘂𝘁 𝗶𝘁 𝘁𝗲𝗻𝗱𝘀 𝘁𝗼 𝘄𝗼𝗿𝗸 𝗯𝗲𝘁𝘁𝗲𝗿.

📩 If you're buying, moving or remortgaging, speak to someone who does this for a living.

Your home may be repossessed if you do not keep up repayments on your mortgage.

27/10/2026

⭐ 𝗔𝗡𝗢𝗧𝗛𝗘𝗥 𝗚𝗥𝗘𝗔𝗧 𝗥𝗘𝗩𝗜𝗘𝗪 𝗙𝗢𝗥 𝗕𝗔𝗥𝗥𝗬! ⭐

Barry's absolutely smashing it at GB Financial Services, and it's brilliant to see more fantastic feedback coming in from his clients!

💬 𝗪𝗵𝗮𝘁 𝗱𝗶𝗱 𝗼𝘂𝗿 𝗰𝗹𝗶𝗲𝗻𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝘀𝗮𝘆?

“More than happy with service provided.”

“Easy straightforward process. Handled professionally.”

👏 𝗪𝗲𝗹𝗹 𝗱𝗼𝗻𝗲, 𝗕𝗮𝗿𝗿𝘆!

Keeping things straightforward, delivering a personal service and making the whole process as stress-free as possible is exactly what we're all about.

A big thank you to our client for taking the time to leave such lovely feedback. It's always appreciated!

🏡 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 | 🛡️ 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻

Your home may be repossessed if you do not keep up repayments on your mortgage

26/10/2026

🏡 𝗙𝗥𝗢𝗠 £𝟭𝟱𝟯,𝟬𝟬𝟬 𝗧𝗢 £𝟰𝟬𝟱,𝟬𝟬𝟬 𝗜𝗡 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗕𝗢𝗥𝗥𝗢𝗪𝗜𝗡𝗚?!

𝗦𝗮𝗺𝗲 𝗽𝗲𝗿𝘀𝗼𝗻. 𝗦𝗮𝗺𝗲 𝗶𝗻𝗰𝗼𝗺𝗲. 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗹𝗲𝗻𝗱𝗲𝗿.

Sounds too good to be true?

Here's an illustrative mortgage scenario showing just how much lender criteria can matter.

💼 The applicant is an IT contractor earning £350 per day through their own limited company.

Their company accounts show just £34,000 in salary and dividends.

❌ A lender who assesses that income as self employed and indicates estimated borrowing of around £153,000.

✅ A contractor friendly lender instead assesses their income using their day rate and contract history.

The potential result?

🔑 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗯𝗼𝗿𝗿𝗼𝘄𝗶𝗻𝗴: £𝟰𝟬𝟱,𝟬𝟬𝟬

🏡 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲: £𝟰𝟱𝟬,𝟬𝟬𝟬

💷 𝗗𝗲𝗽𝗼𝘀𝗶𝘁: £𝟰𝟱,𝟬𝟬𝟬 (𝟭𝟬%)

That's an incredible £252,000 more than the original estimated borrowing figure!

𝗧𝗛𝗜𝗦 𝗜𝗦 𝗪𝗛𝗬 𝗖𝗛𝗢𝗢𝗦𝗜𝗡𝗚 𝗧𝗛𝗘 𝗥𝗜𝗚𝗛𝗧 𝗟𝗘𝗡𝗗𝗘𝗥 𝗠𝗔𝗧𝗧𝗘𝗥𝗦.

At GB Financial Services, contractor mortgages are one of our specialist areas.

We understand how day-rate, CIS and limited company income can be assessed differently by mortgage lenders.

📩 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧𝗢𝗥? 𝗠𝗘𝗦𝗦𝗔𝗚𝗘 𝗨𝗦 𝗬𝗢𝗨𝗥 𝗗𝗔𝗬 𝗥𝗔𝗧𝗘.

We'll explore what mortgage options may be available to you.

Your home may be repossessed if you do not keep up repayments on your mortgage

23/10/2026

🏘️ 𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗬 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥? 𝗟𝗘𝗧'𝗦 𝗧𝗔𝗟𝗞 𝗕𝗨𝗬-𝗧𝗢-𝗟𝗘𝗧.

Whether you're purchasing your first investment property or expanding an existing portfolio, your mortgage structure matters.

𝗡𝗼𝘁 𝗮𝗹𝗹 𝗯𝘂𝘆-𝘁𝗼-𝗹𝗲𝘁 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 𝗮𝗿𝗲 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲.

Different lenders have different requirements when it comes to rental income, deposits, portfolio size and ownership structure.

At GB Financial Services, we can help with:

✅ First-time landlords
✅ Experienced property investors
✅ Limited company/SPV mortgages
✅ Portfolio landlords
✅ Buy-to-let remortgages
✅ Raising capital against existing properties

We'll help you explore suitable lending options and understand the costs involved.

𝗬𝗼𝘂 𝗳𝗼𝗰𝘂𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗹𝗮𝗻𝘀. 𝗪𝗲'𝗹𝗹 𝗳𝗼𝗰𝘂𝘀 𝗼𝗻 𝘁𝗵𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

📩 Contact our team to discuss your next investment.

Your home may be repossessed if you do not keep up repayments on your mortgage

22/10/2026

🔒 𝗙𝗜𝗫𝗘𝗗 𝗥𝗔𝗧𝗘 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘𝗦

✅ Your interest rate stays the same for the agreed period.

✅ Your monthly payments remain predictable.

✅ You're protected from interest rate increases during your fixed deal.

📈 𝗧𝗥𝗔𝗖𝗞𝗘𝗥 𝗥𝗔𝗧𝗘 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘𝗦

✅ Your interest rate follows a specified rate, usually the Bank of England base rate.

✅ If the rate falls, your monthly mortgage payments could reduce.

✅ Some trackers offer flexibility to switch deals without early repayment charges.

⚠️ If the rate rises, your monthly payments will increase too.

💡 𝗦𝗢, 𝗪𝗛𝗜𝗖𝗛 𝗜𝗦 𝗕𝗘𝗧𝗧𝗘𝗥?

There's no one-size-fits-all answer.

Some people prefer the certainty of knowing exactly what they'll pay each month. Others are comfortable with payments changing in exchange for the potential benefits of a tracker.

𝗔𝘁 𝗚𝗕 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹, 𝘄𝗲'𝗹𝗹 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗰𝗼𝗺𝗽𝗮𝗿𝗲 𝗯𝗼𝘁𝗵 𝗮𝗻𝗱 𝗳𝗶𝗻𝗱 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘁𝗵𝗮𝘁 𝘀𝘂𝗶𝘁𝘀 𝘆𝗼𝘂.

📩 Thinking about remortgaging or buying a property? Drop us a message and we'll talk you through your options.

Your home may be repossessed if you do not keep up repayments on your mortgage

21/10/2026

🎁 𝗚𝗥𝗘𝗔𝗧 𝗔𝗗𝗩𝗜𝗖𝗘 𝗜𝗦 𝗪𝗢𝗥𝗧𝗛 𝗦𝗛𝗔𝗥𝗜𝗡𝗚!

A recommendation means a lot to a small business, and we love when our clients recommend us to their friends and family.

As a little thank you, we're offering a £100 voucher for every successful referral!

🏡 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲
🔑 𝗥𝗲𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗶𝗻𝗴
🛡️ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 & 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻

If you know someone who could benefit from our help, simply put them in touch with the team.

We'll take care of the rest, and you'll receive a £100 voucher as our way of saying thank you when your referral successfully completes.

📩 Drop us a message or tag someone who might need our help!

Terms and conditions apply. Voucher issued on qualifying completed business.

Your home may be repossessed if you do not keep up repayments on your mortgage

14/10/2026

𝗟𝗼𝘃𝗲𝗹𝘆 𝗳𝗲𝗲𝗱𝗯𝗮𝗰𝗸 𝗳𝗼𝗿 𝗕𝗮𝗿𝗿𝘆 ⭐⭐⭐⭐⭐

“I never felt like a number or a cash cow. It was a personal service and I was kept informed and listened to throughout the process.”

𝗧𝗵𝗮𝘁’𝘀 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝘁𝗵𝗲 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝘄𝗲 𝗮𝗶𝗺 𝘁𝗼 𝗴𝗶𝘃𝗲 𝗲𝘃𝗲𝗿𝘆 𝗰𝗹𝗶𝗲𝗻𝘁.

If you want straightforward advice, clear communication and someone who actually listens, we are here to help.

📩 Message us to get started

Your home may be repossessed if you do not keep up repayments on your mortgage.

12/10/2026

𝗧𝗵𝗲 𝗸𝗶𝗱𝘀 𝗵𝗮𝘃𝗲 𝗮 𝗽𝗹𝗮𝘆𝗿𝗼𝗼𝗺. 𝗨𝗻𝗳𝗼𝗿𝘁𝘂𝗻𝗮𝘁𝗲𝗹𝘆, 𝗶𝘁’𝘀 𝗮𝗹𝘀𝗼 𝘆𝗼𝘂𝗿 𝗹𝗶𝘃𝗶𝗻𝗴 𝗿𝗼𝗼𝗺. 😂

The spare bedroom’s an office. The cupboards are full. And sitting down means moving three teddies and a tractor.

𝗦𝗼𝘂𝗻𝗱 𝗳𝗮𝗺𝗶𝗹𝗶𝗮𝗿?

If you’re thinking about more space, let’s look at the mortgage before you start booking viewings.

At GB Financial Services, we’ll review your existing mortgage, budget and circumstances to help you understand your options for moving home.

📩 Message us “𝗠𝗢𝗩𝗘” and let’s talk next steps.

Your home may be repossessed if you do not keep up repayments on your mortgage.

08/10/2026

𝗬𝗼𝘂 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗱𝗮𝘆 𝗿𝗮𝘁𝗲. 𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗰𝗼𝘂𝗹𝗱 𝗶𝘁 𝗺𝗲𝗮𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲? 🏡

Your salary and dividends might only tell part of the story.

At GB Financial Services, we work with lenders who can assess mortgage affordability using your day rate, subject to their criteria and your circumstances.

𝗕𝘂𝘆𝗶𝗻𝗴 𝗼𝗿 𝗿𝗲𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗶𝗻𝗴? 𝗜𝗻𝘀𝗶𝗱𝗲 𝗼𝗿 𝗼𝘂𝘁𝘀𝗶𝗱𝗲 𝗜𝗥𝟯𝟱?

Let’s look at your contract and explore the options that fit how you earn.

📩 Message us “𝗗𝗔𝗬 𝗥𝗔𝗧𝗘” and tell us yours.

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/10/2026

𝗜𝘁’𝘀 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗮 𝗵𝗼𝘂𝘀𝗲. 𝗜𝘁’𝘀 𝘁𝗵𝗲𝗶𝗿 𝗵𝗼𝗺𝗲. 🏡

The bedtime stories. The kitchen chaos. The little shoes at the door.

If you died, how would your family manage the mortgage and everyday costs without your income?

𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝘄𝗼𝗿𝘁𝗵 𝗮 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻.

A payout could help repay the mortgage or support your family financially, depending on the cover arranged.

At GB Financial Services, we’ll review what you already have, what your family needs and what fits your budget.

📩 Message us “𝗙𝗔𝗠𝗜𝗟𝗬” to arrange a chat.

Address

Airdrie Business Centre
Airdrie
ML66GX

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441236439518

Website

https://www.gb-financial.co.uk/

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