Scott Mcilwraith - Mortgage and Protection Adviser

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Scott Mcilwraith - Mortgage and Protection Adviser Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Scott Mcilwraith - Mortgage and Protection Adviser, Insurance broker, Airdrie.

I provide tailored advice in helping clients find the right mortgage and protection for their circumstances 🏡🛡️

Whether you're a first time buyer, moving home, remortgaging or protecting your family I can help turn your goals into peace of mind.

🏚️ Welcome to the Haunted House of Homebuying…Credit checks 👻Mortgage applications 🕷️Property valuations 😱Legal work 🦇Co...
19/10/2026

🏚️ Welcome to the Haunted House of Homebuying…

Credit checks 👻
Mortgage applications 🕷️
Property valuations 😱
Legal work 🦇
Completion 🔑

There can be a lot to think about, but understanding each step can make the process feel much less frightening. You don’t have to navigate it alone! 🎃

⚠️ Your home may be repossessed if you do not keep up mortgage repayments.

🧛 Which mortgage monster are YOU? 😂👻 The Procrastinator – leaves everything until the last minute🧛 The Rate Chaser – con...
14/10/2026

🧛 Which mortgage monster are YOU? 😂

👻 The Procrastinator – leaves everything until the last minute
🧛 The Rate Chaser – constantly watching the latest deals
🧟 The DIYer – tries to work everything out alone
🎃 The First-Time Buyer – excited, but not sure where to start

Be honest… which one sounds like you? 👀👇

🕷️ Things that go bump in the mortgage process…Undeclared credit.Missed payments.Unexpected valuation issues. 👀These sur...
12/10/2026

🕷️ Things that go bump in the mortgage process…

Undeclared credit.
Missed payments.
Unexpected valuation issues. 👀

These surprises can cause delays or affect your application. A little preparation and honest advice can go a long way! 🎃🏡

⚠️ Your home may be repossessed you do not keep up repayments on your mortgage.

09/10/2026

Another busy week helping clients take steps towards their property goals and making sure they’re protected along the way! 🏡🔑

✅ 3 purchase mortgage applications submitted, helping clients move one step closer to their new homes!

🏢 2 limited company buy-to-let applications submitted as part of one simultaneous transaction.

🛡️ Protection arranged for someone getting ready to move into their new home, giving them added peace of mind as they start their next chapter.

🔄 Existing protection reviewed and improved for another client, enhancing the quality of their current cover to better suit their needs.

Have a great October week! 🎃

👻 Mortgage nightmares are NOT just for Halloween…Being declined.Finding out your budget isn’t what you expected.Realisin...
07/10/2026

👻 Mortgage nightmares are NOT just for Halloween…

Being declined.
Finding out your budget isn’t what you expected.
Realising your current rate is coming to an end. 😱

Scary stuff… but getting advice early can help you understand your options and avoid unwanted surprises! 🏡🎃

⚠️Your home may be repossessed if you do not keep up repayments on your mortgage.

👻 Let’s kick off spooky season with some mortgage myths that are actually scary… 👀🕷️”You need a huge deposit to buy a ho...
05/10/2026

👻 Let’s kick off spooky season with some mortgage myths that are actually scary… 👀

🕷️”You need a huge deposit to buy a home.”
🕸️Not necessarily. There are mortgage options available with smaller deposits, depending on your circumstances.

🕷️ “Checking my credit score will damage it.”
🕸️Checking your own credit report is a soft search and doesn’t damage your credit score.

🕷️ “I’m self-employed, so getting a mortgage will be impossible.”
🕸️Being self-employed doesn’t mean you can’t get a mortgage. Your circumstances and income will be assessed.

🕷️ “I’m stuck with my current lender when my deal ends.”
🕸️You may have other options available, so it’s worth reviewing your mortgage before your current deal comes to an end.

🎃 No tricks. Just straightforward advice.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 5 reasons to remortgage… 1️⃣ Your deal is ending2️⃣ Get a better rate 3️⃣ Your home has increased in value4️⃣ Release ...
09/09/2026

🏡 5 reasons to remortgage…

1️⃣ Your deal is ending
2️⃣ Get a better rate
3️⃣ Your home has increased in value
4️⃣ Release equity
5️⃣ Your circumstances have changed

⏰ Don’t wait until your deal ends! You can usually secure a new mortgage up to 6 months before your current deal ends. Securing a rate now doesn’t necessarily mean you’re stuck with it, if better rates become available before your new deal starts, you may be able to take advantage of them.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

How are we already in the ‘Ber’ months?! 🍂🎃🍁🎄Before the year disappears completely, it might be worth asking yourself:🏡 ...
01/09/2026

How are we already in the ‘Ber’ months?! 🍂🎃🍁🎄

Before the year disappears completely, it might be worth asking yourself:

🏡 Is my mortgage still right for me?
💷 Could I be getting a better rate?
❤️ Is my family properly protected?
🗒️ Have my circumstances changed?

A little bit of planning now could save you a headache later.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 Thinking about a mortgage or reviewing your protection? Here’s why having the right adviser in your corner can make al...
27/08/2026

🏡 Thinking about a mortgage or reviewing your protection? Here’s why having the right adviser in your corner can make all the difference.

⚠️Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Airdrie

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

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