AC Mortgages

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Making mortgages simpler, whatever your next move. Whether you’re buying your first home, moving, remortgaging or investin

Our independent mortgage advisers have access to 15,000+ mortgage options, helping you find the right deal for your circumstances.

30/10/2026

Has your lender offered you a new mortgage deal? 🏡

If your fixed-rate mortgage is ending soon, accepting your lender’s offer might seem like the simplest option. But could remortgaging elsewhere help you secure a more competitive deal?

Darren Polson weighs up the pros and cons of both options in his latest Q&A.

Read the full article: https://ow.ly/jzEh5101oB8

29/10/2026

Found the right property but the wrong lender? Don’t give up just yet. 🏡

If your property has a non-standard construction type, securing a mortgage can be more challenging. That’s where expert advice makes all the difference. Our team knows which lenders may consider your circumstances and can help you navigate the options - even when they’re limited.

Thinking about your next move? Get in touch with our team for expert, tailored advice: https://ow.ly/EYX051001tK

27/10/2026

Your mortgage payment isn’t necessarily the most you can pay each month 👀🏡

In the first of our new Mortgage Terms, Made Simple series, David Anderson, our Mortgage and Protection Adviser, explains how mortgage overpayments could help you reduce your outstanding balance, pay less interest and potentially clear your mortgage sooner.

Got a mortgage question you’d like us to explain next? Drop it in the comments or get in touch with our team: https://ow.ly/GkMb50ZZCfM

23/10/2026

Thinking about buying your first home with just a 5% deposit? 🏡💭

If you’re still paying off your student loan and occasionally dip into your overdraft at the end of the month, you might be wondering how this could affect your mortgage application.

Can you still get a 95% mortgage? Darren Polson answers this question in this week’s Q&A, sharing what first-time buyers need to know.

Read the full article: https://ow.ly/1BWJ50ZZlRc

22/10/2026

Found the home you want, but worried your current mortgage could get in the way? 🏡

Moving home when you’re already tied into a mortgage can feel complicated, particularly if you’re still within a fixed-rate deal. But there may be more flexibility than you realise. Chris shares 3 key things to consider before making your move.

Planning a move? Speak to our team to understand your options: https://ow.ly/sOQF50ZVPE4

20/10/2026

Could your finances withstand the impact of a serious illness? 💡

A diagnosis is tough enough - don’t let it become a financial crisis. The right protection can provide a tax-free lump sum if you’re affected by a covered condition, helping you manage your mortgage, bills, and everyday expenses while you focus on recovery.

Every policy is different, so it’s important to find the right protection for your needs. Speak to our expert team today: https://ow.ly/IB6g50ZXAjM

15/10/2026

Two-year or five-year fixed mortgage: which is right for you? 🤔🏠

Choosing how long to fix your mortgage rate is a big decision. Do you value flexibility, or is long-term certainty more important for your plans?

In his latest What Mortgage article, Darren Polsen explores the key factors to consider when weighing up your options.

Read the full article: https://ow.ly/kTtm50ZXf69

14/10/2026

Choosing who to trust with your mortgage matters. 🏡

We’re delighted to be named one of the UK’s Best Mortgage Companies to Work for -recognition of the team behind our business and the people who provide our customers with expert advice, personal support and guidance every day.

Looking for your next mortgage? See what our team could do for you: https://ow.ly/FOUT50ZViKf

13/10/2026

Your fixed rate is ending. But are you ready for what comes next? 🏡

It’s easy to leave remortgaging until your current deal is almost over - but getting ahead could give you more time to prepare and explore your options. Chris Grant shares his top 3 tips to help you approach your next remortgage with confidence.

Don’t leave it until the last minute. Get in touch to start planning your next move: https://ow.ly/zPIG50ZVMng

08/10/2026

Buying your first home? Start by finding out where you stand. 🏡

Our First-Time Buyer Score is a quick, simple way for buyers in Scotland to understand where they are on their journey and identify the next steps towards getting mortgage-ready.

Take the First-Time Buyer Score: https://ow.ly/7YBH50ZwthL

Address

1st Floor, Blenheim House, Fountainhall Road
Aberdeen
AB154DT

Telephone

+443330066333

Website

https://property.acandco.com/mortgages/

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