Rightmortgagesolutionforyou

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Rightmortgagesolutionforyou She has partnered with her husband Gregory Johnston, and together they have 25+ years of experience in mortgage financing.

Licensed Mortgage Agent L2 | CPA
Reverse Mortgage Specialist
Helping homeowners 55+ unlock financial confidence 💡
Simplifying retirement strategies & cash flow options
Education-first approach | Trusted guidance Maria is a licensed Mortgage Agent Level 2, and she holds an accounting designation and she is passionate about helping people with their mortgage financing needs. Maria is committed to helping people meet their financial goals by supporting their dreams of owning their own home. Why work with Maria and Gregory:
• Expertise in Reverse Mortgages, providing tailored solutions.
• Advise how a Reverse Mortgage aligns with overall financial planning.
• Strategic collaboration with Financial Advisors, Estate Planners, and Legal Professionals

Over time, we've collaborated with numerous families and individuals, enhancing their financial position. Our focus involves leveraging our expertise to support mature adults in preserving financial independence and stability. Through a personalized review of your unique situation, we provide customized solutions that precisely address your individual needs. Navigating the aging process requires empathy, understanding, and a willingness to assist senior adults. Our partnership is dedicated to supporting this transition. Discover how we can help, one step at a time!

Many mortgages include prepayment privileges that let you pay extra without a penalty, such as lump-sum payments up to a...
10/17/2026

Many mortgages include prepayment privileges that let you pay extra without a penalty, such as lump-sum payments up to a yearly limit or increasing your regular payment amount. Even small extra payments can shorten the amortization and save a meaningful amount of interest. Limits vary by lender, and going over them can trigger a penalty, so it pays to know exactly what your mortgage allows.

Happy Thanksgiving! Wishing you a cozy weekend with the people who make every place feel like home.
10/12/2026

Happy Thanksgiving! Wishing you a cozy weekend with the people who make every place feel like home.

Feeling especially grateful this Thanksgiving for the precious time spent with family, the love we share, and the food o...
10/11/2026

Feeling especially grateful this Thanksgiving for the precious time spent with family, the love we share, and the food on our table. 🦃🍂❤️

From Greg and I, wishing everyone a wonderful Thanksgiving weekend filled with love, laughter, and cherished moments with those who matter most! 🧡

Happy Thanksgiving! 🍁🦃

🙏 ❤️

New build or resale? The difference goes well beyond finishes and floor plans. With a new build, you often pay deposits ...
10/10/2026

New build or resale? The difference goes well beyond finishes and floor plans. With a new build, you often pay deposits in stages, closing can be months or even years away, and upgrades and builder closing costs can add up. Your mortgage is generally finalized closer to closing, so your income and credit still matter long after you sign. With a resale home, the timeline is usually shorter, but setting money aside for updates or repairs can matter just as much as the purchase price.

Your amortization is the total time it takes to pay off your mortgage, and it's not the same as your term. A longer amor...
10/08/2026

Your amortization is the total time it takes to pay off your mortgage, and it's not the same as your term. A longer amortization generally lowers your regular payment but means you pay more interest over the life of the mortgage. At the same time, a shorter one raises the payment and reduces total interest. The longest amortization available to you generally depends on your down payment, whether your mortgage is insured and your lender. Extra prepayments, where your mortgage allows them, can shorten it over time.

A fresh coat of paint can make any home look move-in ready, but a home inspection can reveal issues that are easy to mis...
10/03/2026

A fresh coat of paint can make any home look move-in ready, but a home inspection can reveal issues that are easy to miss at first glance. Roof, foundation, plumbing, electrical, and heating concerns aren't always visible during a showing, and catching them early can protect both your budget and your negotiation.

On National Seniors Day, I am celebrating the strength, independence and many contributions of older adults in our commu...
10/01/2026

On National Seniors Day, I am celebrating the strength, independence and many contributions of older adults in our communities.

Through our community events and educational conversations, I continue to be inspired by the experiences, insight and determination shared by the seniors we meet. You deserve to feel respected, heard and supported as you make decisions about your home, finances and next chapter.

Thank you for continuing to enrich our families and communities in so many meaningful ways.

With gratitude,
Maria

September 30 marks the National Day for Truth and Reconciliation. Today, we recognize the children who attended resident...
09/30/2026

September 30 marks the National Day for Truth and Reconciliation. Today, we recognize the children who attended residential schools, including those who never returned home, as well as Survivors, their families, and communities. Today, we reflect, learn, and support the ongoing work of reconciliation.

Happy 58th Anniversary to my adorable and loving parents! ❤️🥂58 years of love, laughter, family, and a lifetime of memor...
09/28/2026

Happy 58th Anniversary to my adorable and loving parents! ❤️🥂

58 years of love, laughter, family, and a lifetime of memories together. You continue to show all of us what true love, commitment, and partnership look like.

You give us hope and inspire us to believe in forever. 💕

Wishing you both many more happy, healthy years together. We love you more than words can say! ❤️

Happy 58th Anniversary, Mom & Dad! 💕🥂💐

A low rate looks great on paper, but it's only half the story.The terms behind a mortgage can matter just as much as the...
09/26/2026

A low rate looks great on paper, but it's only half the story.

The terms behind a mortgage can matter just as much as the number itself. Before signing, it's worth looking at:

✔️ Prepayment privileges and how much extra can go toward the principal each year
✔️ Penalties for breaking the mortgage early, and how they're calculated
✔️ Portability if a move happens before the term is up
✔️ Standard vs. collateral charge registration
✔️ Fixed vs. variable, and which fits long-term plans

The right mortgage is the one that works for real life, not just today's rate. Reach out to talk through the options and find the best fit.

Address

31 Flatbush Avenue
Vaughan, ON
L4L8K2

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