09/25/2026
ARE YOU FACING A CREDITOR’S THREAT TO GARNISH YOUR WAGES?
Before seeking advice, organise the household records that can help clarify the situation, without posting private information online:
• Employer name, payroll contact and workplace address
• Garnishment notices, court documents and correspondence
• Recent pay statements showing deductions and net income
• Dates, deadlines and any scheduled hearings or responses
• A record of when each document was received
Keep the originals safe and make secure copies. Do not ignore deadlines, and do not alter, destroy or discard records. Treatment is fact-specific, so complete disclosure matters when reviewing solutions approved by the Canadian Government.
Never hide, move or improperly transfer assets. Doing so can create additional complications. Protect your privacy by sharing documents only through secure channels with qualified professionals.
Ira Smith and Brandon Smith are Licensed Insolvency Trustees at Ira Smith Trustee & Receiver Inc. We provide a free, confidential consultation to help you understand your options based on your circumstances.
Visit irasmithinc.com or contact our Vaughan office:
Ira Smith Trustee & Receiver Inc.
167 Applewood Cr., #6, Vaughan, ON L4K 4K7
STARTING OVER, STARTING NOW.