Bankruptcy Law Toronto

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Bankruptcy Law Toronto

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We provide solutions for your most serious debt problems

11/02/2026

The Going Concern Assumption: Can Your Canadian Business Survive In...

10/08/2026

When Addiction Causes Bankruptcy Toronto Debt Relief: When Addictio...

09/29/2026

INSOLVENCY SEARCHES Q2 2026: Canada 37,523 +6.9% (high since '09); bankruptcies +10.3% vs P +5.9%; Toronto 5,495 +8.4%, B +35.2%. Fact-specific; act early. https://irasmithinc.com/blog/insolvency-searches-q2-2026/

09/25/2026

ARE YOU FACING A CREDITOR’S THREAT TO GARNISH YOUR WAGES?

Before seeking advice, organise the household records that can help clarify the situation, without posting private information online:

• Employer name, payroll contact and workplace address
• Garnishment notices, court documents and correspondence
• Recent pay statements showing deductions and net income
• Dates, deadlines and any scheduled hearings or responses
• A record of when each document was received

Keep the originals safe and make secure copies. Do not ignore deadlines, and do not alter, destroy or discard records. Treatment is fact-specific, so complete disclosure matters when reviewing solutions approved by the Canadian Government.

Never hide, move or improperly transfer assets. Doing so can create additional complications. Protect your privacy by sharing documents only through secure channels with qualified professionals.

Ira Smith and Brandon Smith are Licensed Insolvency Trustees at Ira Smith Trustee & Receiver Inc. We provide a free, confidential consultation to help you understand your options based on your circumstances.

Visit irasmithinc.com or contact our Vaughan office:
Ira Smith Trustee & Receiver Inc.
167 Applewood Cr., #6, Vaughan, ON L4K 4K7

STARTING OVER, STARTING NOW.

09/14/2026

Toronto business pressure can build before a missed payment. Read: https://irasmithinc.com/blog/toronto-business-ontario/ Ira Smith & Brandon Smith, Licensed Insolvency Trustees. Free, confidential consult: irasmithinc.com

09/10/2026

Are you a borrower facing a lender-enforced sale: or considering buying a distressed GTA property? A credit bid can materially change the outcome.

In plain language, a lender may use money it is already owed as part of the purchase price instead of paying cash. This can affect:
• who ultimately owns the property;
• what competing buyers must offer; and
• how much, if anything, may remain for other creditors.

Before acting, review the property’s valuation, the ranking of registered and other debt, transaction and carrying costs, and any court approval requirements. Outcomes depend on the facts and are not guaranteed.

For a free, confidential consultation, speak with Ira Smith and Brandon Smith, Licensed Insolvency Trustees, at Ira Smith Trustee & Receiver Inc. Visit irasmithinc.com or our Vaughan office: 167 Applewood Cr., #6, Vaughan, ON L4K 4K7.

Starting Over Starting Now.

09/10/2026

McLean: fact-specific. Ira Smith & Brandon Smith, Licensed Insolvency Trustees. Starting Over Starting Now. Free, confidential consult: https://irasmithinc.com/blog/conditional-discharge-bankruptcy-addiction-canada/

09/08/2026

DISCHARGE HEARING? Ira Smith & Brandon Smith, Licensed Insolvency Trustees. Starting Over Starting Now. Free confidential consultation: https://irasmithinc.com/blog/conditional-discharge-bankruptcy-addiction-canada/

09/02/2026

Minimum payments no longer working? A consumer proposal may be the path forward. Ira Smith and Brandon Smith, Licensed Insolvency Trustees. Free, confidential consultation: https://irasmithinc.com/blog/minimum-credit-card-payment-ontario/

09/01/2026

Protection buys time; viable plans deliver fresh starts. Ira Smith & Brandon Smith, Licensed Insolvency Trustees. Free confidential consultation: irasmithinc.com. Starting Over Starting Now.

Address

167 Applewood Cr
Vaughan, ON
L4K4K7

Telephone

+16477993312

Website

http://www.bankruptcylawtoronto.ca/

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