GLM Mortgage Group

GLM Mortgage Group Strategic advice. Mortgage plans built for wealth.

๐Ÿ† BC Broker of the Year โ€™22 | 4ร— Finalist ('20, '23โ€“'25)
$650M+ Funded (1,650+ Mortgages)
โญ Best Customer Service
CMP Top 75
๐Ÿ… ThreeBestRated ('18-21, '25-'26)
550+ 5โ˜… Reviews.
โšก Fast approvals. *Over 460 FIVE STAR Google Reviews & GROWINGโ€ฆ
*Recognized Top 75 Mortgage Broker in Canada
*Canadian Mortgage Award Winner for Best Customer Service in Canada
*Canadian Mortgage Award Winner for Mortgage Broker of the Year | British Columbia
*Finalist for Canadaโ€™s Excellence in Philanthropy & Community Service
*Recognized Dominion Lending Centres Top 15 Brokerages
*Member of Dominion Lending Centres & Canadian Mortgage Professionals Hall of Fame
*Podcast host - The Real Deal Pod: Allister Carrington & Geoff Lee's Pro Insights in Real Estate

๐—˜๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿด ๐—ถ๐˜€ ๐—ก๐—ข๐—ช ๐—Ÿ๐—œ๐—ฉ๐—˜!: Co-Buying a Home in BC With a Friend or Family Member: Pros, Risks & Exit StrategyCould buying...
09/10/2026

๐—˜๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿด ๐—ถ๐˜€ ๐—ก๐—ข๐—ช ๐—Ÿ๐—œ๐—ฉ๐—˜!: Co-Buying a Home in BC With a Friend or Family Member: Pros, Risks & Exit Strategy

Could buying a home with someone else be your way into the BC market? ๐Ÿ 

In Episode 108 of ๐˜›๐˜ฉ๐˜ฆ ๐˜™๐˜ฆ๐˜ข๐˜ญ ๐˜‹๐˜ฆ๐˜ข๐˜ญ ๐˜—๐˜ฐ๐˜ฅ, Allister and I break down how co-buying with a friend, sibling, partner, or parent actually works.

Combining incomes and down payments can increase your buying power, but thereโ€™s a lot more to consider than simply qualifying for the mortgage.

Who pays what? What happens if someone wants out? Can one person buy out the other? And what happens to your first-time homebuyer benefits?

We also look at current BC affordability and why lower prices are creating some interesting opportunities for buyers right now.

If ๐—ฐ๐—ผ-๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด is something you've been considering, ๐˜๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐—ผ๐—ป๐—ฒ ๐˜๐—ผ ๐—น๐—ถ๐˜€๐˜๐—ฒ๐—ป ๐˜๐—ผ before you start shopping.

๐ŸŽง Tune in and stay ahead of the curve. Find us on Spotify, Podbean, Youtube โ€“ wherever you get your podcasts

Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
[email protected]

Allister Carrington
Realtor, Fraser Valley Real Estate
www.AllisterCarrington.com
1.778.990.8703
[email protected]

09/09/2026

Should you wait for mortgage rates to drop before buying? ๐Ÿ 

Thatโ€™s one of the ๐—ฏ๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€ weโ€™re hearing from buyers right now.

In ๐—˜๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿณ of The Real Deal Pod, Allister and I break down why the lowest mortgage rate you see online probably isnโ€™t the rate youโ€™ll actually qualify for. Your down payment, property type, amortization and how youโ€™ll use the property all matter.

We also dig into the latest ๐—–๐— ๐—›๐—– ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜, what could be ahead for BC, and whether waiting for lower rates really makes sense.

Sometimes the better question isnโ€™t โ€œWhere are rates going?โ€

Itโ€™s โ€œ๐——๐—ผ๐—ฒ๐˜€ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜€๐—ฒ๐—ป๐˜€๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†?โ€

๐ŸŽ™๏ธ Episode 107 of The Real Deal Pod is available now.



Happy Labour Day! ๐Ÿ‡จ๐Ÿ‡ฆHope everyone is enjoying the long weekend!Whether youโ€™re out exploring, firing up the BBQ, spending...
09/07/2026

Happy Labour Day! ๐Ÿ‡จ๐Ÿ‡ฆ

Hope everyone is enjoying the long weekend!

Whether youโ€™re out exploring, firing up the BBQ, spending time with family and friends, or just taking it easy, enjoy the extra day and make the most of it. โ˜€๏ธ๐Ÿ”

Happy Labour Day from our team to you and yours! ๐Ÿ

GL

Episode 107 is ๐—ก๐—ข๐—ช ๐—Ÿ๐—œ๐—ฉ๐—˜!: Should You Wait for BC Mortgage Rates to Drop? CMHC 2026 Forecast & The Four Rate Buckets Expl...
09/04/2026

Episode 107 is ๐—ก๐—ข๐—ช ๐—Ÿ๐—œ๐—ฉ๐—˜!: Should You Wait for BC Mortgage Rates to Drop? CMHC 2026 Forecast & The Four Rate Buckets Explained

Should you ๐˜„๐—ฎ๐—ถ๐˜ for mortgage rates to drop before buying? ๐Ÿ 

Thatโ€™s one of the biggest questions weโ€™re hearing from buyers right now.

In ๐—˜๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿณ ๐—ผ๐—ณ ๐—ง๐—ต๐—ฒ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐——๐—ฒ๐—ฎ๐—น ๐—ฃ๐—ผ๐—ฑ, Allister and I break down why the lowest mortgage rate you see online probably isnโ€™t the rate youโ€™ll actually qualify for. Your down payment, property type, amortization and how youโ€™ll use the property all matter.

We also dig into the latest ๐—–๐— ๐—›๐—– ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜, what could be ahead for BC, and whether waiting for lower rates really makes sense.

Sometimes the better question isnโ€™t โ€œWhere are rates going?โ€

Itโ€™s โ€œ๐——๐—ผ๐—ฒ๐˜€ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜€๐—ฒ๐—ป๐˜€๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†?โ€

๐ŸŽง Tune in and stay ahead of the curve. Find us on Spotify, Podbean, Youtube โ€“ wherever you get your podcasts

Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
[email protected]

Allister Carrington
Realtor, Fraser Valley Real Estate
www.AllisterCarrington.com
1.778.990.8703
[email protected]



09/03/2026

Mortgage approved and subjects removed? Donโ€™t start spending yet. ๐Ÿ‘€

One of the biggest mistakes you can make before closing is taking on ๐—ป๐—ฒ๐˜„ ๐—ฑ๐—ฒ๐—ฏ๐˜.

That new car payment or furniture financing might not seem like a big deal, but a $600 monthly payment can reduce your borrowing power by roughly $100,000.

And yes, your lender can review your financial position again before completion.

Until you have the keys, keep your credit, employment, down payment and finances as ๐—ฏ๐—ผ๐—ฟ๐—ถ๐—ป๐—ด as possible. ๐Ÿ”‘

Save the big purchases for after closing.

๐ŸŽ™๏ธ More on Episode 106 of The Real Deal Pod.

๐Ÿฆ Bank of Canada Holds at 2.25%No change from the Bank of Canada today, with the overnight rate staying at 2.25% for the...
09/02/2026

๐Ÿฆ Bank of Canada Holds at 2.25%

No change from the Bank of Canada today, with the overnight rate staying at 2.25% for the seventh straight announcement.

There are some positive signs with economic growth, housing activity and employment improving. At the same time, higher energy prices and trade uncertainty are keeping inflation risks on the radar.

๐Ÿก What does this mean for you?

Variable rates remain unchanged for now. Fixed rates are a different story, as rising bond yields can still put upward pressure on them.

If youโ€™re buying, renewing or refinancing, donโ€™t try to perfectly time the market. Letโ€™s look at what makes sense for your situation.

Next Bank of Canada announcement: October 28.

Questions? Send me a message!

Labour Day Office ClosureJust a quick heads-up that our office will be closed Monday, September 7th for Labour Day.Weโ€™ll...
09/02/2026

Labour Day Office Closure

Just a quick heads-up that our office will be closed Monday, September 7th for Labour Day.

Weโ€™ll be back Tuesday and ready to help with all things mortgages. ๐Ÿก

Hope everyone enjoys the long weekend and gets a chance to relax, recharge, and spend some time with family and friends!

Happy Labour Day! ๐Ÿ

GL

Your mortgage is approved. Subjects are removed. Deal done, right?๐—ก๐—ผ๐˜ ๐—พ๐˜‚๐—ถ๐˜๐—ฒ.Until you have the keys, there are still fin...
08/31/2026

Your mortgage is approved. Subjects are removed. Deal done, right?

๐—ก๐—ผ๐˜ ๐—พ๐˜‚๐—ถ๐˜๐—ฒ.

Until you have the keys, there are still financial moves that could put your mortgage approval at risk.

๐ŸŽ™๏ธ ๐—œ๐—ป ๐—˜๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿฒ of The Real Deal Pod, Allister and I break down 7 things you should NEVER do between mortgage approval and closing, including taking on new debt, financing a vehicle, changing jobs, and moving your down payment around.

We also revisit the Cowichan land title ruling one year later and discuss what new polling says about confidence in BC property ownership.

The rule until closing is pretty simple: keep it boring until you have the keys. ๐Ÿ”‘

๐ŸŽง Tune in and stay ahead of the curve. Find us on Spotify, Podbean, Youtube โ€“ wherever you get your podcasts

Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
[email protected]

Allister Carrington
Realtor, Fraser Valley Real Estate
www.AllisterCarrington.com
1.778.990.8703
[email protected]

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1001 West Broadway # 164
Vancouver, BC
V6H4E4

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