06/04/2026
One thing I've noticed from working with great brokers?
They know their files before they submit them.
At Cambridge, we're not a high-document lender, and that isn't changing. But when we ask for something simple, like a snapshot of the down payment in a Canadian bank account, there's a reason behind it.
It's not about creating more work. It's about understanding the file, satisfying AML requirements, and helping us get to a decision faster.
The strongest submissions aren't always the ones with the most documents. They're the ones where the broker understands the story, has done their homework, and can confidently answer questions before they come up.
A little preparation upfront can save a lot of back-and-forth later.
🎥 I talk more about it in the video below.