CDSPI

CDSPI Advice | Insurance | Investments | Created by dentists for the benefit of dental association members The right advice makes all the difference.

CDSPI helps dentists and dental students achieve and maintain financial well-being by empowering them to protect and grow their wealth with customized financial advice, insurance, and investments. Access to CDSPI is an exclusive benefit of membership in participating dental associations in Canada. As a member of a participating dental association in Canada, you get exclusive access to CDSPI, a not

-for-profit created by the dental community, that is solely focused on helping you plan and achieve your dreams. At CDSPI, it’s our business to protect your business and you. CDSPI leverages the group buying power of Canadian dentists to:

• Offer competitively priced insurance solutions that are customized for the unique needs of dentists
• Provide you with exclusive access to licensed insurance and investment planning advisors with no sales pressure and no cost; and
• Give back to the dental community by sponsoring the Members’ Assistance Program, a free, confidential health and wellness service provided by LifeWorks

The difference between CDSPI and other financial services organizations is our focus on you — as a dentist, as a businessperson and as an individual. OUR MISSION
To provide a broad and meaningful range of customized financial solutions to the dental community, covering every facet of their lives. OUR VISION
To be the #1 choice in the Canadian dental community for advice and our tailored insurance and investment solutions. Visit cdspi.com and book a meeting with an advisor at CDSPI Advisory Services Inc. or call 1.800.561.9401. Moderation

We welcome respectful questions, feedback and differing viewpoints. Moderation is not intended to limit discussion, but to maintain a constructive environment. Comments that are abusive, degrading, harassing, discriminatory or personally targeted toward staff or others may be removed. We encourage thoughtful conversation and welcome a range of perspectives. At the same time, we will not tolerate comments that are insulting, harassing, degrading or personally directed at our staff or others in this community. Comments of this nature may be removed to help keep this a respectful space for everyone.

More than 90% of dental offices identify staff retention and employee happiness as a top priority, according to Oral Hea...
09/01/2026

More than 90% of dental offices identify staff retention and employee happiness as a top priority, according to Oral Health Group. In today's challenging environment, supporting your team’s wellbeing is essential to attracting, retaining, and empowering great employees. CDSPI helps practice owners care for the people who help make their practices with:

Dental Staff Group Insurance benefits such as life, disability and malpractice coverage

Preferred rates on home, auto and travel insurance

Group RRSPs and complimentary financial planning services from non-commissioned advisors at CDSPI Advisory Services Inc.

The Members' Assistance Program (MAP), a no-cost, confidential, anytime support service to help your staff and their immediate family deal with life’s challenges — big or small.

When your team feels supported, your practice is better positioned to thrive. Explore how CDSPI’s insurance, financial wellness, and employee support resources can help you invest in your team’s wellbeing and future.

Learn more: www.cdspi.com/dental-staff

Source: The Importance of Staff Retention in Dental Offices: Why It Matters, Oral Health Group, 2023.

Solutions for hygienists, dental assistants, receptionists, and office managers employed in a dental practice.

You spend your days caring for patients. But who can you turn to when you need legal guidance? Did you know, you have ac...
08/27/2026

You spend your days caring for patients. But who can you turn to when you need legal guidance?

Did you know, you have access to a complimentary 30-minute legal consultation through the Member Assistance Program (MAP), sponsored by CDSPI and provided by TELUS Health, for support with personal legal matters, including,

• Buying, selling, or managing property
• Navigating a separation or divorce
• Dealing with a landlord or tenant issue
• Setting up a power of attorney

Because peace of mind matters, both inside and outside the practice.

08/25/2026

To mark National Financial Awareness Day, we're sharing the top 4 habits that can help keep your credit score strong for the years ahead and make it easier to start or buy a dental practice.



To mark National Financial Awareness Day, we're sharing the top 4 habits that can help keep your credit score strong for...
08/25/2026

To mark National Financial Awareness Day, we're sharing the top 4 habits that can help keep your credit score strong for the years ahead and make it easier to start or buy a dental practice.



Tips to keep your credit healthyThe importance of maintaining a h...

Is your dental practice losing money? Strengthen practice profitability and join us for Stop the Financial Bleeding: Sea...
08/20/2026

Is your dental practice losing money?

Strengthen practice profitability and join us for Stop the Financial Bleeding: Sealing the Hidden Inefficiencies in Your Practice Profitability, a dynamic panel session hosted by CDSPI at the Saskatchewan Dental Conference 2026.

Our panel of experienced professionals in finance, investment, insurance, and practice valuation will share real-world insights on common financial pitfalls and strategies to help keep more money in your practice.

Friday, September 18, 2026
10:30 a.m. – 12:00 p.m.
Room C, Prairieland Park, Saskatoon, SK

Discover practical solutions to strengthen your practice's bottom line.
Visit https://saskdentalconference.ca/2026/

Starting a dental career comes with big decisions.  Your first associate agreement. Your compensation structure. Your ap...
08/18/2026

Starting a dental career comes with big decisions.

Your first associate agreement. Your compensation structure. Your approach to debt, saving, investing and insurance. Each can affect your financial flexibility and future options. [Tag Andrea and Michael Beard on LK]

Before You Sign, Watch This. 👀

https://www.cdspi.com/learn/before-you-sign-anything-what-every-new-dentist-needs-to-know/

Legal, insurance, and financial planning experts discuss what new dentists should consider before signing an associate agreement.

Thinking about buying a practice someday? Even if ownership is still a few years away, the financial choices you make no...
08/13/2026

Thinking about buying a practice someday?

Even if ownership is still a few years away, the financial choices you make now can affect your options later.

Join CDSPI and Scotiabank on August 19 for Plan with Purpose: Debt, Life Goals, and Buying a Practice, a practical webinar for new dentists and dentists in their first years of practice.

The panel will explore what lenders look for, how practice ownership can change your financial profile, and how debt, savings, investing and insurance can all fit together as you plan for the future.

Register today: https://ow.ly/Nj4e50Zx3iL

Estate planning is about more than transferring wealth. It's also about protecting it. In a new article, our partners at...
08/11/2026

Estate planning is about more than transferring wealth. It's also about protecting it.

In a new article, our partners at MNP assess how corporate-owned life insurance can help manage tax liabilities, support succession planning, create liquidity, and preserve business value for future generations.


Corporate-owned life insurance can provide liquidity to help fund tax liabilities triggered at death, such as capital gains on shares.

Relationships evolve, and so do the challenges that come with them. ❤️ In this article from TELUS Health, discover the k...
08/07/2026

Relationships evolve, and so do the challenges that come with them. ❤️

In this article from TELUS Health, discover the keys to healthy relationships: Relationship Changes.

Whether you're starting a new relationship, navigating life changes as a couple, facing a separation, or simply looking to strengthen your connection, support is available through the Members' Assistance Program (MAP).

Relationship changes—good or bad—can cause disruption in your life. These resources can help you navigate some of the challenges.

The early years of dental practice can bring some of the biggest financial decisions of your career. Student debt. Savin...
08/06/2026

The early years of dental practice can bring some of the biggest financial decisions of your career. Student debt. Saving and investing. Buying a home. Starting or growing your family. Preparing for practice ownership.

Each decision matters, and they are often more connected than they seem.

Join CDSPI and Scotiabank on August 19 for Plan with Purpose: Debt, Life Goals, and Buying a Practice, a practical panel discussion designed for new dentists and dentists in their first years of practice.

You’ll hear practical guidance on balancing competing priorities, understanding what lenders look for in a practice purchase, protecting your income and building financial habits that can support your long-term success.

Register today: https://ow.ly/Czfo50ZwhNO

Address

2005 Sheppard Avenue East, Suite 500
Toronto, ON
M2J5B4

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm

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