Dave The Mortgage Broker

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Dave The Mortgage Broker Dave the Mortgage Broker is an independent residential mortgage broker and long-time industry insider who works with Canadians from coast to coast.

Mortgage Central gives savvy borrowers an insider's point-of-view on mortgages. It is run by David Larock, a widely published Toronto-based mortgage broker.

The Bank of Canada hiked last week. Today's post offers my takes on how many more hikes are likely now in store:https://...
11/02/2026

The Bank of Canada hiked last week. Today's post offers my takes on how many more hikes are likely now in store:

https://shorturl.at/v0r66





Today's post explains why the Bank of Canada appears ready to hike this week, and offers my take on why it shouldn't:htt...
10/26/2026

Today's post explains why the Bank of Canada appears ready to hike this week, and offers my take on why it shouldn't:

https://shorturl.at/d2vJH





Today's post focuses on why hotter-than-expected US inflation data were accompanied by a sharp drop in US Treasury yield...
10/19/2026

Today's post focuses on why hotter-than-expected US inflation data were accompanied by a sharp drop in US Treasury yields:

https://shorturl.at/WtH8E





Tomorrow (Thursday) at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the T...
10/14/2026

Tomorrow (Thursday) at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto real estate and all the mortgage-related news that is fit to print:

https://youtu.be/Jt4a1hC4pBg

Bring your eyeballs and your questions!





Today's post explains why weak US employment may delay the Fed's rate hike plans (and how that may impact Canadian mortg...
10/05/2026

Today's post explains why weak US employment may delay the Fed's rate hike plans (and how that may impact Canadian mortgage rates):

https://shorturl.at/tQLc1





Today's post explains why I think the bond market's assumptions about future Bank of Canada rate hikes are too aggressiv...
09/28/2026

Today's post explains why I think the bond market's assumptions about future Bank of Canada rate hikes are too aggressive:

https://shorturl.at/UT4Zs





Today’s post offers my take on how last week’s hike by the US Federal Reserve is likely to impact Canadian mortgage rate...
09/21/2026

Today’s post offers my take on how last week’s hike by the US Federal Reserve is likely to impact Canadian mortgage rates:

https://shorturl.at/CS6Qv





The US Federal Reserve will probably hike its policy rate this week, much to the chagrin of President Trump:https://shor...
09/14/2026

The US Federal Reserve will probably hike its policy rate this week, much to the chagrin of President Trump:

https://shorturl.at/i11DT





09/09/2026

This Thursday at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto real-estate and all the mortgage-related news that is fit to print:

https://www.youtube.com/

Bring your eyeballs and your questions!





Today's post offers my (contrarian) take on the Bank of Canada's hawkish hold last week:https://shorturl.at/g0ZGZ
09/08/2026

Today's post offers my (contrarian) take on the Bank of Canada's hawkish hold last week:

https://shorturl.at/g0ZGZ





Address

2 St. Clair Avenue West
Toronto, ON
M4G3A6

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