Dave The Mortgage Broker

Dave The Mortgage Broker Dave the Mortgage Broker is an independent residential mortgage broker and long-time industry insider who works with Canadians from coast to coast.

Mortgage Central gives savvy borrowers an insider's point-of-view on mortgages. It is run by David Larock, a widely published Toronto-based mortgage broker.

Last week Statistics Canada confirmed that our economy entered a technical recession in Q1, 2026. Here is my take on the...
06/01/2026

Last week Statistics Canada confirmed that our economy entered a technical recession in Q1, 2026. Here is my take on the implications for Canadian mortgage rates.

https://shorturl.at/hBVpt





Canadian inflation was cooler than expected in April. Will bond-market investors recalibrate their bets on Bank of Canad...
05/25/2026

Canadian inflation was cooler than expected in April. Will bond-market investors recalibrate their bets on Bank of Canada rate hikes?

https://shorturl.at/Urg4H





This Thursday at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto...
05/12/2026

This Thursday at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto real-estate and all of the mortgage-related news that is fit to print:

https://www.youtube.com/live/-N6YJHv-z-M

Bring your eyeballs and your questions!





Today's post explains why I think our soft employment backdrop reduces the likelihood of a BoC rate hike in response ene...
05/11/2026

Today's post explains why I think our soft employment backdrop reduces the likelihood of a BoC rate hike in response energy-related inflation:

https://shorturl.at/afMjo





Today's post offers my take on the Bank of Canada's decision to hold its policy rate steady last week:https://shorturl.a...
05/04/2026

Today's post offers my take on the Bank of Canada's decision to hold its policy rate steady last week:

https://shorturl.at/vgAfI





Today's post explains why I expect the Bank of Canada to hold its policy rate steady this week while highlighting downsi...
04/27/2026

Today's post explains why I expect the Bank of Canada to hold its policy rate steady this week while highlighting downside risks:

https://shorturl.at/JhWUt





Today's post offers my take on what Canadian mortgage rates might look like when the US/Iran war ends:https://shorturl.a...
04/20/2026

Today's post offers my take on what Canadian mortgage rates might look like when the US/Iran war ends:

https://shorturl.at/eoA8r





This Thursday at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto...
04/14/2026

This Thursday at noon I’ll be joining John Pasalis and his team at Realosophy Realty for a monthly update on the Toronto real-estate and all of the mortgage-related news that is fit to print:

https://www.youtube.com/live/FrcCbMEeBpc

Bring your eyeballs and your questions!

Today's post offers my take on how tug of war between trade uncertainty and the energy shock will play out:https://short...
04/13/2026

Today's post offers my take on how tug of war between trade uncertainty and the energy shock will play out:

https://shorturl.at/gyt1n





Today's post explains why I think bond-market investors may be getting ahead of themselves:https://shorturl.at/fHKtp ...
03/30/2026

Today's post explains why I think bond-market investors may be getting ahead of themselves:

https://shorturl.at/fHKtp





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Toronto, ON
M4G3A6

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