09/09/2026
Your side hustle income can boost your mortgage affordability—but only if lenders recognize it as stable and legitimate. To count, it must be:
✅ Sustainable – Lenders need proof the income will continue long-term.
✅ Declared to the CRA – It must be on your tax returns and bank statements.
✅ Well-Documented – Be ready to provide tax filings and income records.
While extra income may strengthen your application, not all lenders will accept it. Want to maximize your mortgage potential? Let’s chat!