Tony Lee RBC Royal Bank of Canada Mortgage Specialist

02/12/2026

A buyer representation agreement can help to protect your interests in the buying process. This guide breaks down how they shape your relationship with your agent.

A representation agreement is an important document to take seriously, but it’s not to be feared. Understanding what you’re signing lets you move ahead confidently, knowing that you’re protected and have an agent who’s going to work hard to help you buy a new home. Let’s explore how to dec...

02/12/2026

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

02/12/2026

Can’t decide between the hustle and bustle of the city or a quiet life in the country? This guide breaks down the key factors you should consider when choosing between the two.

We’ve all heard the classic real estate adage of “location, location, location” because it’s undoubtedly one of the most important factors when it comes to buying a home. In Canada, you may be taking that advice a bit further and thinking about the difference between urban and rural living. ...

02/12/2026

Whether you’re planning to build your own home or looking to redevelop your existing place into multiple housing units, RBC can help.

rbc.com/constructionmortgage

An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

02/12/2026

Have you built up equity in your home over the years? If so, you may be able to get cash back for the difference between the current value of your home and your original mortgage amount. This cash difference can go a long way toward funding your goals.

Has your home increased in value over the last few years? If so, now might be a good time to refinance and put that equity to work for you.

02/12/2026

What kind of mortgage insurance do you need, and who does it protect if you can’t pay? Get answers to your mortgage insurance questions.

Mortgage insurance is a type of insurance that protects you and your lender in case you’re unable to make mortgage payments. With any mortgage insurance you pay a regular fee that acts as a premium towards potential future events. Different kinds of insurance protect either the lender or the buyer...

02/12/2026

Moving somewhere new can be an exciting prospect. Whether you’re relocating for a new job, for family or as a new adventure, use this guide to plan your move with confidence.

A new town or city can offer a fresh perspective and an exciting new start. But there’s a lot to consider when you’re relocating, so it’s normal to feel apprehensive about all that needs to happen. Whether you’re relocating for a new job, for family, or a new adventure, use this guide to pla...

02/12/2026

Understand the difference between fixed vs. variable mortgage rates, including the pros and cons of each so you can decide which one is best for you.

If you’ve begun looking into your home financing options, you’re likely wondering the difference between a fixed vs. variable mortgage rate. That’s because these are the two most common types of home loans offered in Canada. By understanding the pros and cons of each, you can weigh up your opt...

02/03/2026

Is Switching or Breaking Your Mortgage the Right Move for You? Ask These 5 Questions First

Thinking about switching your mortgage to another lender? Before making the move, here are 5 questions to ask yourself.

02/03/2026

Making energy-efficient renovations could shrink your utility bills, along with your environmental impact.

02/03/2026

Happy Lunar New Year! Wishing you and your family a year of success and endless possibilities!

Enjoy up to $48 credit card fee annual rebate* on the RBC Signature No Limit Banking account. Visit rbc.com/lunarnewyear to learn more.

*Terms and Conditions apply.