Trish Pritchard - Mortgage Broker

Trish Pritchard - Mortgage Broker Trish Pritchard is a trained, independent mortgage expert. She provides a friendly, educational appr

May recap! Josh’s team had a fantastic season. Tied for 1st in the UMAC. Made it to the championship game in playoffs wh...
06/06/2026

May recap! Josh’s team had a fantastic season. Tied for 1st in the UMAC. Made it to the championship game in playoffs where the win streak ended. It was heartbreaking, especially for all the seniors. Watching all of it in person was amazing! And my new and strengthened friendships filled me with happiness. Josh ended with 1st team all conference, Academic All District & the Dean’s list. Lloyd came out for 10 days for playoffs and to get Josh’s stuff back into storage. Josh was home for a week before he headed to Saskatchewan to play in the WCBL for the summer! Living the dream!

Financial freedom is within your reach—even if you’re self-employed. Navigating mortgage options can feel complicated, e...
06/04/2026

Financial freedom is within your reach—even if you’re self-employed. Navigating mortgage options can feel complicated, especially when your income doesn’t follow a traditional paystub. That’s where I come in. With over 20 years of experience as an independent broker right here in BC, I have access to a wide range of lenders offering flexible mortgage products designed specifically for self-employed professionals.

Here are a few tips to strengthen your mortgage application:
- Keep detailed records of your business income and expenses
- Prepare your tax returns and financial documents for at least two years
- Focus on maintaining a strong credit score and steady cash flow

As your dedicated broker, I’ll guide you through every step, tailoring solutions that suit your unique financial situation and helping you secure the best rates available in Greater Vancouver and beyond. Let’s make your dream home a reality this spring—with less stress and more support.

Let's find the plan that works for you.
https://www.trishpritchard.com/self-employed

Did you know that lenders in BC look closely at two important ratios when reviewing your mortgage application? These are...
06/03/2026

Did you know that lenders in BC look closely at two important ratios when reviewing your mortgage application? These are the Gross Debt Service (GDS) and Total Debt Service (TDS) ratios — key factors that help determine how much you can comfortably afford.

- GDS measures the percentage of your income that goes toward housing costs like mortgage payments, property taxes, and heating.
- TDS takes it a step further by including all other debts such as car loans and credit cards alongside your housing expenses.

Understanding these numbers can give you a clearer picture of your borrowing power and help you plan your finances with confidence. As an independent mortgage broker, I have access to multiple lenders and can help you navigate these ratios to find the best fit for your unique situation.

Now is a great time to review your financial goals and explore your mortgage options here in beautiful Greater Vancouver. Remember, a stress-free mortgage experience is possible when you have the right guidance on your side.

Call Trish at 604-209-2456 – let’s work together. 🏡
https://www.trishpritchard.com/

Owning your first home brings incredible peace of mind and a fresh start in beautiful BC—especially here in Greater Vanc...
05/28/2026

Owning your first home brings incredible peace of mind and a fresh start in beautiful BC—especially here in Greater Vancouver where the market can feel complex. With over 20 years as an independent mortgage broker, I’m here to simplify the process and help you find the best mortgage options tailored just for you.

Spring is a great time to start your homebuying journey because lenders often have competitive rates and flexible programs available. Here’s how I can support you every step of the way:

- Guide you through the paperwork, so nothing feels overwhelming
- Access multiple lenders to secure the most competitive rates
- Provide honest advice specific to your financial goals and BC’s market
- Make the mortgage process clear, straightforward, and stress-free

Buying your first home is a big milestone—let’s make it an enjoyable and empowering experience together. Reach out when you’re ready to take the next step.

I’m here when you’re ready. 🏡
https://www.trishpritchard.com/first-time-home-buyers

One of my recent clients was eager to start house hunting but wasn’t sure where they stood financially. After we secured...
05/27/2026

One of my recent clients was eager to start house hunting but wasn’t sure where they stood financially. After we secured a pre-approval together, they gained clarity and confidence—no surprises when it came time to make an offer.

Getting pre-approved early in your homebuying journey is a key step here in Greater Vancouver and throughout BC. It helps you:

- Identify any credit or income issues that could delay or derail approval
- Understand your true purchasing power so you can focus on homes within your budget
- Lock in today’s competitive rates with the lenders I have access to as an independent broker

With over 20 years of helping BC homeowners navigate mortgages stress-free, I’ll guide you through this essential step—making the process smooth and personalized.

Ready for peace of mind before house hunting? Apply at https://www.trishpritchard.com/ - 20+ years of experience on your side. 🏡

When it’s time to renew your mortgage, don’t wait until the last minute—starting early gives you more options and bargai...
05/21/2026

When it’s time to renew your mortgage, don’t wait until the last minute—starting early gives you more options and bargaining power. As an independent broker serving Greater Vancouver and BC, I can help you compare rates from multiple lenders to find the best fit for your unique situation. Whether you’re looking to lower your payments, tap into your home’s equity, or simply want peace of mind, I’m here to guide you every step of the way. Spring is a great time to review your mortgage plans and set yourself up for success in the months ahead. Let’s work together to make your renewal straightforward and stress-free. Reach out at 604-209-2456 - the mortgage process doesn't have to be stressful. 🌿
https://www.trishpritchard.com/renewal

Have you ever wondered how past collections might influence your ability to get a mortgage here in BC? Collections can s...
05/20/2026

Have you ever wondered how past collections might influence your ability to get a mortgage here in BC? Collections can sometimes create hurdles, whether they stem from a missed payment, an oversight, or a financial choice you made. The good news is, as an independent broker with access to a wide range of lenders, I can help you navigate these challenges and find the best solution tailored to your unique situation.

Here’s what you should know:
- Collections don’t automatically disqualify you from mortgage approval, but they can affect your credit score and lender options.
- Being upfront about your credit history allows me to explore lenders who specialize in working with clients facing credit challenges.
- Taking steps to address and possibly resolve collections—like negotiating payment plans—can improve your chances.

Spring is a great time to review your finances and plan your next move toward homeownership or refinancing in Greater Vancouver and beyond. With over 20 years’ experience, I’m here to make this process as clear and stress-free as possible.

Book a free consultation at https://www.trishpritchard.com/ - let’s run the numbers. 🌿
https://www.trishpritchard.com/

Is your mortgage feeling a bit heavy this spring? Refinancing might be the key to easing your monthly payments or tappin...
05/14/2026

Is your mortgage feeling a bit heavy this spring? Refinancing might be the key to easing your monthly payments or tapping into your home’s equity for that renovation you’ve been dreaming about. With over 20 years of experience navigating BC’s lending landscape, I can help you compare rates from multiple lenders—so you don’t have to settle for the first offer that comes your way.

Here are a few things to consider before refinancing:
1 - Are current interest rates lower than your existing mortgage?
2 - Will refinancing reduce your overall interest costs or shorten your mortgage term?
3 - Do you have plans that require extra funds, like home improvements or debt consolidation?

As an independent broker serving Greater Vancouver and all of BC, I’m here to guide you through the process with personalized support and no stress. Let’s work together to find the best option tailored just for you.

Call 604-209-2456 - it would be a pleasure to work with you. 🏡
https://www.trishpritchard.com/refinance

Many homeowners believe selling their house is as simple as putting up a sign and waiting for offers—but there’s so much...
05/13/2026

Many homeowners believe selling their house is as simple as putting up a sign and waiting for offers—but there’s so much more to consider before you list. To set yourself up for success this spring, ask yourself these key questions:

1 - How will you prepare your home to stand out in the competitive Greater Vancouver market? Small upgrades or a professional deep clean can make a big difference.

2 - Do you know your property’s true value? Working with a local real estate expert can help you understand recent sales and market trends specific to your neighborhood.

3 - What’s your timeline and plan for your next steps, including financing? As an independent mortgage broker with 20+ years supporting BC homeowners, I can help you navigate your options stress-free, ensuring you have the right mortgage strategy at every stage.

Selling your home is a journey, and having the right team makes all the difference. Let’s work together to make this spring your season for success.

Connect with Trish at https://www.trishpritchard.com/ - no obligation, just answers. 🌿

Homeownership in BC is within reach when you have the right guidance—and that’s exactly what I’m here to provide. With o...
05/07/2026

Homeownership in BC is within reach when you have the right guidance—and that’s exactly what I’m here to provide. With over 20 years of experience as an independent mortgage broker, I offer access to multiple lenders, ensuring you get the most competitive rates tailored to your unique situation.

Spring is a great time to explore the market and start your journey. Here’s a quick tip: Before you apply, review your credit score and organize your financial documents to speed up the approval process. Also, as an independent broker, I can navigate the options beyond the big banks, finding solutions that fit your goals and budget.

Let’s work together to take the stress out of securing financing for your dream home in Greater Vancouver or anywhere in BC. Personalized service, clear communication, and expert advice every step of the way—that’s my promise to you.

Visit https://www.trishpritchard.com/ to get started today. 🏡

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Surrey, BC

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Friday 9am - 6pm

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