Khalsa Credit Union

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Khalsa Credit Union To be the most successful Sikh Credit Union. To care about our community and contribute to Sikh education, culture and religion.

The establishment of Khalsa Credit Union in February 1986, is testament to the foresight, courage and conviction of the founders who banded together, in the face of considerable adversity, to create an organization dedicated to the financial needs of Sikh people in British Columbia. In Western Canada, the economic recession of the early eighties was particularly stressful for the banking industry and resulted in two banks going out of business and two others merging with their bigger brethren. On January 31, 1986 the Canadian dollar hit an all time low of 70.2 US cents on international money markets. In British Columbia, credit unions had been largely incorporated following World War II and the system was well entrenched by the 1980s. KCU, as a religious based, closed-bond credit union, was starting well behind the “pack” and obtaining a charter would prove to be another obstacle. Nonetheless, the pioneers persisted in their quest and, despite the 22% interest rates of recent memory, KCU was born. The weather had started to warm and some early blossoms had appeared when the 51 founders gathered to celebrate their amazing achievement. From these humble beginnings and daunting challenges, KCU grew to $1 million in assets in its first full year of operation, and reached $250 million in assets by its 25th anniversary. Today, KCU serves over 12,000 members from five branches and is ranked in the top 100 credit unions in Canada. It is also the largest financial institution owned by Sikh people in the World.

10/08/2026

This past weekend, we were proud to sponsor the International Sikh Research Summit, hosted by the Guru Nanak Institute of Global Studies!

The summit brought together researchers, scholars, and community members to explore Sikh thought and experiences through an academic lens. This work deepens our understanding of where we come from and strengthens the foundation for future generations.

Beyond the sessions themselves, it was a real pleasure to meet and work alongside the community organizations who made the event possible. Their dedication to creating space for meaningful dialogue and learning is exactly what Khalsa Credit Union is proud to support.

Thank you to the Guru Nanak Institute of Global Studies for the invitation, and to everyone who took part. We look forward to more opportunities to grow together!

At Khalsa Credit Union, we are proud to support the entrepreneurs and small business owners who help our communities gro...
10/06/2026

At Khalsa Credit Union, we are proud to support the entrepreneurs and small business owners who help our communities grow.

Whether you are starting a new business, expanding your operations or planning your next step, we offer financial solutions designed to support you along the way

💼 Business Chequing & Savings Accounts
💳 Business Credit Cards
🏦 Commercial Loans & Lines of Credit
📲 Digital & Mobile Banking Solutions
💳 Merchant Payment Services

Your business journey is unique. We’re here to help you navigate the opportunities, manage your finances and keep moving forward.

This Small Business Month, let’s grow together.
Khalsa Credit Union, supporting your business every step of the way

Today, on the National Day for Truth and Reconciliation, we pause to remember the children who never returned home, hono...
09/30/2026

Today, on the National Day for Truth and Reconciliation, we pause to remember the children who never returned home, honour residential school survivors, and recognize the enduring impact on Indigenous Peoples, families, and communities.

Guided by the Sikh values of truth, justice, seva, and sarbat da bhala, we believe remembrance must also lead to learning, understanding, and meaningful action.

At Khalsa Credit Union, we stand in respect and solidarity with Indigenous Peoples as we continue to reflect, listen, learn, and work toward reconciliation.

Today, we remember. We listen. We commit to doing better.

This Labour Day, we’re grateful for the people who show up, put in the work, and help make our communities stronger.To o...
09/07/2026

This Labour Day, we’re grateful for the people who show up, put in the work, and help make our communities stronger.

To our employees, members, families, and community partners, thank you for the resilience you demonstrate, the helpfulness you extend to others, and the generosity you show every day.

It’s through our collective efforts and sense of oneness that we build stronger communities and create a better journey for everyone.

From all of us at Khalsa Credit Union, Happy Labour Day! 🇨🇦

09/03/2026

At Khalsa Credit Union, we believe in investing in the future of our community by supporting the next generation.

That’s why we’re proud to support the Sikh Research Institute’s Sidak program with a $25,000 donation this year. Sidak provides young Sikhs with opportunities to deepen their understanding of Sikhi, strengthen their connection to their identity, and develop the knowledge and leadership skills to positively contribute to their communities.

We believe that when we invest in our youth, we’re investing in a stronger, more connected future for everyone.

We’re grateful to the community that has supported Khalsa Credit Union throughout our journey. Your trust and support allow us to give back, uplift meaningful initiatives, and continue building a brighter future together.

Financial Tip Tuesday: Let's bust a myth Think checking your credit score will hurt it? Not true! Regularly monitoring y...
08/19/2026

Financial Tip Tuesday: Let's bust a myth

Think checking your credit score will hurt it? Not true! Regularly monitoring your credit score is actually a smart financial habit, especially if you're planning to apply for a loan or new credit card.

Quick refresher on the numbers: credit scores typically range from 300 to 850. A score of 660+ is considered good, and anything above 750 is excellent.

Checking your own score — like through — counts as a "soft inquiry." These are completely safe and have zero impact on your credit score, no matter how often you check.

"Hard inquiries," on the other hand, happen when a lender pulls your credit report after you submit an application. These can affect your score, particularly if there are several in a short period of time.

Bottom line: Checking your own credit is always safe. Applying for new credit is where you'll want to be more strategic.

Financial Tip Tuesday: Can Your Rent Help Build Your Credit?If you're paying rent every month, you may be able to have t...
08/11/2026

Financial Tip Tuesday: Can Your Rent Help Build Your Credit?

If you're paying rent every month, you may be able to have those on-time payments reported to the credit bureaus and potentially use them to help build your Canadian credit history.
Here's how it works:
1. Sign up for a rent-reporting service.
Options may include services such as and . Keep in mind that some services require your landlord or property manager to participate, while others may not.
2. Connect or make your rent payments through the service.
Depending on the provider, you may pay your rent through the platform or link an existing payment method.
3. Your rent payments are reported.
Once everything is set up, eligible rent payments can be reported to the credit bureaus. Consistently paying your rent on time may help strengthen your credit history without taking on additional debt.

Tip: Before signing up, check which credit bureaus the service reports to, what fees apply, and whether your landlord needs to participate.

New to Canada?
If you're a newcomer, building a Canadian credit history can be an important part of getting established financially. Rent reporting may be one tool worth exploring.

The action at the Damdama Gatka Championship naturally drew attention: the movement, skill and intensity at the centre o...
07/28/2026

The action at the Damdama Gatka Championship naturally drew attention: the movement, skill and intensity at the centre of the competition. But the championship was also experienced through quieter moments of concentration, observation and pause.

This photograph turns toward that side of the event. These moments can be easy to miss in a highlight Reel, but they remain part of the full story.

As we conclude our coverage from Surrey on July 4 and 5, we extend our thanks to the organizers, participants and community members who contributed to the championship.

Khalsa Credit Union was proud to serve as the Exclusive Financial Partner for the 2026 Damdama Gatka Championship.

📸 Photography: Labh Photography

07/24/2026

Supporting the annual Sikh Games is something we hold close to our values. It has been an honour to stand behind an event that brings people together and reflects the strength of our community. We are excited to see these games grow into something even bigger in the years ahead, and we remain committed to investing back into the community that continues to inspire us. Congratulations to every athlete, volunteer, and organizer who made this year a success. We are proud to support you, and we look forward to what comes next.

Khalsa Credit Union is proud to stand as title sponsor of Guru Nanak’s Free Kitchen’s Charity Golf Tournament!Since 2009...
07/23/2026

Khalsa Credit Union is proud to stand as title sponsor of Guru Nanak’s Free Kitchen’s Charity Golf Tournament!

Since 2009, KCU has supported GNFK - through truck donations, matching fundraisers, and continued sponsorship - helping serve over a million meals to Vancouver’s Downtown Eastside. Both organizations share one root: Sarbat da Bhalla, the well-being of all.

We’re honoured to help power this year’s tournament and the impact it creates.

Address

8788 120 Street
Surrey, BC
V3W3N6

Opening Hours

Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 4pm
Saturday 10am - 4pm

Telephone

+16045076400

Website

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