Think Insurance

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Think Insurance Our promise? To work with you to build a strong financial future. We’re a lot like the clients we serve. Funding retirement? Looking after aging parents?

Trusted by 50,000+ Canadians
Life • Critical Illness • Disability • Mortgage • Super Visa
RESP | RRSP | TFSA
Licensed BC • AB • ON
Free quote ↓
https://thinkinsurance.ca/ We have always believed in helping people, families, and businesses to create, protect, and preserve their financial security. We’ve been doing just that—making sure our customers are prepared for whatever life has in store and that we’ll be there to help them face the future with confidence. Each of us is working hard to meet life’s responsibilities and build our own futures. Dealing with the death of a family member? We’ve been there, and we’ve persevered through the toughest of times. So when we work with you, we appreciate that we are being trusted with your most important assets: your family, and your business. We take that responsibility very seriously. We’ve kept our promises. We invite you to explore the depth of that commitment: Talk to your friends and neighbors—many of them may be our customers. Talk to anyone who’s dealt with us. Join the conversation on our page. Tour our website. We’re honored by the trust that thousands have in our company, and by the fact that we have earned the steady, ongoing loyalty of families from province to province. So whether you’re on your own, have a family, or run a company, let’s talk about your future. We’re Think Insurance. And, we look forward to showing you all the reasons why.

10/13/2026

RRSP or TFSA? If you’re a high earner in Canada, the answer is both, in the right order.

RRSP first. Contributions cut your taxable income now, at your highest tax rate. The tax is deferred, not gone, so think long term.
TFSA next. No deduction, but growth and withdrawals are 100% tax-free. 2026 limit: $7,000.

Start early. Unused TFSA room carries forward.

📌 Save this for tax season. 📤 Send it to someone who just got a raise.

Comment “TAX” and our team will walk you through your options.

For general education, not tax advice. Your situation may differ.

SurreyBC ThinkInsurance

10/13/2026

Super Visa insurance for your parents: the cheapest monthly price is not always the cheapest policy.

Before you pay monthly, check:

Monthly payment fees (IRCC requires a deposit)
Each parent is priced separately
Early return refund rules
Pre-existing condition coverage and deductible

Compare the full-year cost and coverage, not just the first payment.

📌 Save this. 📤 Send it to a sibling bringing parents to Canada.

Comment “SUPER VISA” and we’ll compare options from multiple insurers.

Rates and refund rules vary by insurer, age and health. Licensed in BC, Alberta and Ontario.

ThinkInsurance

Happy Thanksgiving from all of us at Think Insurance 🍁Today we are thankful for you. For every family who picked up the ...
10/12/2026

Happy Thanksgiving from all of us at Think Insurance 🍁

Today we are thankful for you. For every family who picked up the phone, asked the hard questions, and trusted us to help protect the people they love.

May your table be full, your loved ones close, and your future protected.

With gratitude,
Parminder Thind
Founder & Principal Advisor

FamilyFirst

10/05/2026

You’re already doing the work. Nobody is paying you for it. ⌚

A workout is 20 Vitality Points. 500 points a month and the Apple Watch costs you $0. Plus 25% off GoodLife, 30% off Garmin, half price Les Mills+.

It’s attached to a Manulife life insurance policy. No code, you earn it monthly.

Comment WATCH for the full list.

Apple Watch SE 3 at $0 requires 500 Vitality Points a month for 24 months. Manulife Family Term and UL with Vitality Plus.

10/04/2026

Will your money last as long as you do?

When the paycheck stops after retirement, will you have enough to cover your everyday expenses, healthcare, home, and the people you love?

If the answer is no, it’s time to think about your future.

Think about your retirement.
Think about your health.
Think about your loved ones.
Think about the right life insurance coverage.

Don’t wait until tomorrow to think about what matters most.

Don’t think. Just contact Think Insurance.

FinancialSecurity RetirementCanada InsuranceCanada TorontoInsurance OntarioInsurance FamilyProtection RetirementIncome

10/02/2026

You’ve spent years building your RRSP for your family. But what they receive may not match what you saved.

When someone passes away, the CRA treats the RRSP as income in that final year. In Ontario and BC, the top tax rate is about 53%. On a $650,000 RRSP, that bill can be over $300,000. (Example only, your numbers will differ.)

3 things worth knowing:

If your RRSP goes to a spouse or partner, it can roll over tax-free. The tax is delayed, not removed.
A life insurance policy pays your beneficiary tax-free, and it can be set up to cover that tax bill so your RRSP stays whole.
Check your RRSP beneficiary today, and again after big life changes.

Want to know how much coverage fits your family? Comment “FAMILY” and our team will reach out, or tap the link in bio to compare options from multiple insurers.

This is an example for education, not tax advice. Tax rules and rates vary by province and personal situation. Coverage, rates and eligibility vary by age, health, coverage amount and insurer. Think Insurance is licensed in BC, Alberta and Ontario.

SurreyBC BramptonON ThinkInsurance

09/30/2026

Old details can delay a claim. An outdated beneficiary can send your life insurance to your estate instead of your family.

Check once a year. Takes 10 minutes.

Comment “UPDATE” and we’ll reach out, or tap the link in bio.

Rules vary by province, insurer and policy. Think Insurance is licensed in BC, Alberta and Ontario.

📍 Surrey, BC | Brampton, ON

BramptonON ThinkInsurance

09/28/2026

10% off Wawanesa Life term insurance, 25 and 30 year policies of $500K+. Your rate locks the day you apply and stays there for the term.

Licensed broker in Surrey, BC, serving BC, Alberta and Ontario. Comment “TERM” or WhatsApp +1 604-828-7213. Ends [END DATE].

Offer from The Wawanesa Life Insurance Company, applied after underwriting approval. Not applicable to other insurers.

ThinkInsurance

09/23/2026

Get an Apple Watch for $0. From your life insurance. ⌚

Manulife Vitality Plus comes with a Manulife life insurance policy. Order the watch in the app, earn 500 Vitality Points a month by staying active, and that month’s payment drops to $0. Keep it up for 24 months and the Apple Watch SE 3 costs you nothing.

And the watch is just the start:
✅ Up to 15% off your insurance cost each year, 10% automatically in year one
✅ 25% off GoodLife Fitness, extendable to 2 family members
✅ Les Mills+ at half price, Orangetheory 3 weeks for $75
✅ Up to 30% off adidas, 30% off Garmin, 15% off Oura Ring
✅ A free at-home health screening every year

Your activity data is never used to change your coverage.

Think Insurance is an independent life insurance broker in Surrey, BC, helping families across British Columbia, Alberta and Ontario, from Vancouver and Surrey to Calgary, Edmonton, Brampton and Toronto. We compare options from multiple insurers and tell you honestly if Manulife Vitality Plus is the right fit.

💬 Message us on WhatsApp or tap the link in bio to get a quote. Comment “WATCH” and our team will reach out.

Manulife Family Term and UL with Vitality Plus. Apple Watch SE 3 at $0 requires 500 Vitality Points per month for 24 months; other models need an upfront payment. Offers subject to change and partner terms. Apple is not a sponsor of this promotion.

Address

12885 80 Avenue #204
Surrey, BC
BCV3W0E6

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

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