Edward Jones- Financial Advisor: Shahram Fakhimi

06/10/2026

Financial planning is often misunderstood.

It is not a product, a one-time document, or simply choosing investments. Real financial planning is about designing a life you truly want to live and understanding how your money can support that.

The process starts with your goals, priorities, and values, not the markets. From there, financial planning brings together multiple components, including:

• Cash flow and day-to-day decisions
• Protection strategies
• Tax considerations
• Retirement planning
• Estate considerations
• Investments

Financial planning is ongoing and adaptive. It evolves as your life changes, helping you prepare for the future.

Reach out and I can help bring these pieces together in a thoughtful, coordinated way so your plan continues to reflect what matters most to you.

06/09/2026

Financial planning creates a framework that helps you understand how different areas of your financial life connect and influence one another. It considers areas like cash flow, taxes, retirement timing, protection strategies, and estate considerations as one connected picture.

This integrated approach helps bring clarity, consistency, and direction to financial decisions over time, making it easier to stay focused on what matters most.

Reach out to explore how comprehensive financial planning can support what matters most to you.

06/08/2026

June is National Indigenous History Month, a time to honour the rich cultures, histories, and contributions of First Nations, Inuit, and Métis peoples across Canada.

Like the related Indigenous philosophy that encourages individuals consider the impact of their decisions seven generations into the future, our purpose-driven firm strives to create positive generational impact.

This month offers an opportunity to learn, reflect, and recognize the strength and resilience of Indigenous communities. Understanding the past and celebrating the present helps support a future built on respect and meaningful relationships.

06/08/2026

Edward Jones Canada and Gallup just released (2026) national research on financial fulfillment in Canada, here’s what the data shows:

• Only 12% of Canadians are financially fulfilled
• 47% feel financially conflicted, feeling both gratitude and stress about money at
the same time
• 41% are in consistent financial stress

What stands out most: in an analysis controlling for net worth, age, and other factors, professional advisors were the only source of financial guidance with a positive association with financial fulfillment. Guidance from other sources including friends, family, personal internet research, news, social media, and AI had no or negative relationships with fulfillment.

If you're not sure your money is working toward what matters to you, that's worth a conversation. Reach out, I'd love to help you.

Source: Gallup & Edward Jones - Money and Meaning: Understanding Financial Fulfillment, 2026

06/07/2026

Check out this week's market update for activities on last week's market moves and a preview of the week ahead.

How did the markets perform this week? Get the highlights and the latest economic news.

06/07/2026

Spousal RRSPs can help to level out household income, both now and in retirement.

The higher-earning spouse contributes and claims the tax deduction at their marginal tax rate, while the lower-earning spouse owns the account and pays tax on future withdrawals, typically at a lower rate. This strategy works particularly well when there's an income gap between partners or a significant age difference.

I help couples evaluate whether spousal RRSPs fit their retirement income strategy. Reach out to discuss your situation.

Income splitting is a strategy to level out income earned by spouses to reduce tax bills.

06/06/2026

Consultez le Résumé hebdomadaire des marchés de cette semaine pour avoir un aperçu des fluctuations du marché de la semaine dernière et un aperçu de la semaine à venir.

Quel a été le rendement des marchés cette semaine? Découvrez les faits saillants et les dernières nouvelles économiques.

06/06/2026

Research shows that Canadians who work with a financial advisor tend to feel more optimistic and less stressed about money.

That’s because financial planning brings purpose to your money. It’s about more than reducing stress; it’s having the freedom to pursue your passions, and the security to handle life’s uncertainties.

At Edward Jones, we start by looking at your full financial picture, from day-to-day decisions to long-term goals, and building a comprehensive plan that supports what matters most to you.

So how do you get there? Getting started may be easier than you think. Contact me to take the first step.

Investments are tools. A financial plan is the blueprint. Together, they help you build and experience the life you want.

06/06/2026

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring accelerating and broadening across sectors, signaling a more durable foundation for growth. Canadian employment data were also surprisingly strong, reversing some of the weakness in hiring this year.

How did the markets perform this week? Get the highlights and the latest economic news.

06/05/2026

Dreaming of a home in the U.S. for winter escapes? You’re not alone.

But when planning a property purchase south of the border, it’s critical to understand the potential tax implications:

• U.S. estate tax may apply over $60K USD
• Foreign property over $100K CAD? Reporting may be required in Canada
• Rental income may face a 30% withholding tax (or require U.S. filings)
• Selling? Up to 15% may be withheld on the proceeds
• Too much time in the U.S. could make you a tax resident

You can enjoy your winters in the sun, but knowing your tax obligations upfront can help you avoid costly surprises.

Before signing a purchase agreement, speak with a cross-border tax professional to understand how it fits into your overall financial plan.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.