Mortgages.byjen

Mortgages.byjen Putting the FUN in FUNding for all your mortgage needs across Alberta and BC

Most first-time buyers qualify for more than they think.The biggest mistake? Waiting because you think you need more sav...
04/07/2026

Most first-time buyers qualify for more than they think.

The biggest mistake? Waiting because you think you need more saved.

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

Buying a home starts way before house shopping…Here’s what really happens from mortgage application to approval 👇1️⃣ App...
03/03/2026

Buying a home starts way before house shopping…

Here’s what really happens from mortgage application to approval 👇

1️⃣ Application + docs
2️⃣ Best options explained
3️⃣ Conditional approval
4️⃣ Final approval

Clear. Simple. No stress.

Save this so future you says thanks 🫶

02/11/2026

Bank = One Option
Broker = All the Options

Bank = 9-5 Working Hours
Broker = Real Life Hours

With me in your corner not only do you have access to me 24/7 but I will also rate and product shop on your behalf and find you the best mortgage option for YOU.

Message me and let’s explore your options

Jen Schroeder | Mortgage Collective
[email protected] | 587.877.2177

The winter market often gets overlooked. But for the right buyer, it can be a quiet advantage.✔️ Less competition✔️ More...
02/03/2026

The winter market often gets overlooked. But for the right buyer, it can be a quiet advantage.

✔️ Less competition
✔️ More motivated sellers
✔️ More negotiating power

If buying a home is on your radar this year, winter might be working in your favour.

Not sure if you’re ready yet? Let’s run the numbers and see what’s possible!

No pressure, just clarity.

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

If this sounds like you, it might be the right time to buy! Let’s see if it makes sense to take the next step.DM me toda...
01/28/2026

If this sounds like you, it might be the right time to buy! Let’s see if it makes sense to take the next step.

DM me today to explore the possibilities📱➡️🏡

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

Will Rates Drop in 2026? While no one can predict interest rates with certainty, here's what some economists are expecti...
01/27/2026

Will Rates Drop in 2026?

While no one can predict interest rates with certainty, here's what some economists are expecting for the upcoming year:

✔️ Gradual rate changes (not dramatic drops)
✔️A slower pace of cuts than previous years

The Bank of Canada announces interest rate decisions 8 times a year with the first one coming next week, and these dates matter if you:

✔️ Have a variable-rate mortgage
✔️ Are planning to buy
✔️ Are renewing soon
✔️ Want to stay ahead of rate changes

If you’re planning to buy or renew in 2026, now is the time to talk strategy — not wait for headlines.

📩 DM me “2026” and I’ll walk you through what these predictions could mean for your mortgage options.

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

01/12/2026

Ever wonder who you’re actually working with behind the computer screen? It’s been a while since I’ve reintroduced myself, and honestly… it feels like its time 💕💕

Small town beginnings, big city dreams, and a life that’s never been fully “normal.” ✨
Yes, I have a blown-up portrait of my cat in my living room. No, I won’t apologize for it. Crazy cat lady? Maybe. Proud? Absolutely. 🐾

I’m a pizza lover (and pineapple belongs, I said what I said 🍍🍕), an adventure seeker, and obsessed with seeing how people live, love, and value things differently around the world. New places ground me. New cultures humble me. And somehow, I always come home more grateful.

By day, I’m deep in mortgage land and honestly? I’m obsessed with finding my clients the lowest rates possible. But what I love even more is finding the right mortgage for them. Not the quickest one. The one that actually fits their life and goals that you don’t have to worry about until renewal time.

I care a lot. Probably too much. I celebrate approvals like personal wins and treat every file like it’s the biggest decision of your life because often times it is! You’re not a number to me. Your family and memories in that new home are what drives me in seeking your mortgage approval.

If you’re looking for someone who’s knowledgeable, honest, deeply invested, and always in your corner… hi. I’m your girl. 🖤

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

01/08/2026

Yes, I’m enjoying the meme and AI stuff, can you tell 😝

But this next part is VERY real.

When a client’s mortgage payment comes in lower than their rent was… that's my kind of euphoria.

Saving money + owning a home = chef’s kiss 🤌

A Feeling that never gets old

Curious if this is possible for you? My inbox is always open 🙂

Jen Schroeder | Mortgage Collective
587.877.2177 | [email protected]

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Red Deer, AB

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