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Kevin Williams Mortgage Broker

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North York , ON
Kevin Williams Mortgage Broker

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Passionate about helping people realize their dreams of home ownership. Give your dreams a chance! Mortgage Broker

License: M14001877

11/02/2026

“You are just a mortgage broker.”
Not to my clients! 😂🏡

Some days I'm a problem solver, other days a detective, a therapist, a negotiator, or even a wish granter! 🪄

The truth is, being a mortgage broker means wearing many hats, and I wouldn't have it any other way!

I'm genuinely grateful for the trust my clients place in me and for the opportunity to help them navigate one of the biggest financial decisions of their lives.
At the end of the day, it's about more than mortgages. It's about helping people overcome challenges, explore their options, and get one step closer to their dream of homeownership. 🏡❤️

And I'm always happy to help the next person make that dream a reality!

Disclaimer: AI-generated images were used for entertainment purposes only. Just having a little fun!😄

MortgageSolutions FirstTimeHomeBuyer MortgageHelp YourMortgagePartner KevinWilliamsMortgages

11/01/2026

Don’t forget to turn your clocks back this weekend! ⏰🍂 It’s also a good time to check in on your mortgage and financial goals before the year comes to an end. If buying, refinancing, or planning your next move is on your mind, I’m happy to help you understand your options.
— Kevin Williams

10/31/2026

Wishing everyone a safe and fun Halloween! 🎃👻 Whether you’re enjoying the night with the family or handing out treats.

— Kevin Williams

10/28/2026

The Bank of Canada has raised its overnight policy rate by 0.25%, bringing it to 2.50%.

The increase comes as inflation remains higher than expected, with the Bank projecting inflation to stay around 3% through much of 2027 before moving closer to its 2% target. Bank of Canada

So, what does this mean for you?

Higher rates can affect borrowing costs, mortgage payments, refinancing decisions and the affordability of new financing.

If you’re coming up for renewal, considering a refinance, self-employed, or simply wondering how this rate change could affect your mortgage strategy, now is a good time to review your options.

I’m happy to help you understand what this could mean for your situation and what options may be available.

📞 Kevin Williams | 519-800-4373
📧 [email protected]

10/26/2026

My 2 cents for today.

What's happening now, has happened before.

Let's not panic.

If you need help dealing with the current mortgage environment, feel free to reach out.

Kevin Williams
Mortgage Broker
519-800-4373
[email protected]

10/26/2026

The next Bank of Canada interest rate announcement is October 28, 2026.

The big question: Will the Bank of Canada change the policy rate, or leave it where it is?

The Bank's decision will depend on how the Canadian economy, inflation and other economic conditions are evolving.

For homeowners, homebuyers and anyone considering a mortgage, rate announcements are worth paying attention to because changes in the Bank's policy rate can affect borrowing costs.

We'll be watching the announcement on October 28 and will see what the Bank of Canada decides.

If you're wondering how interest rates could affect your mortgage plans, give me a call.

📞 Call Kevin Williams at 519-800-4373
📨 Email [email protected] to get started

10/23/2026

When you walk into a bank, you're generally looking at that bank's mortgage products.

When you work with a mortgage broker, you can potentially access mortgage options from multiple lenders.
That means your mortgage doesn't have to fit one lender's box.

A broker can look at your:
• Income
• Credit
• Down payment
• Property
• Overall financial situation
…and then look for lenders whose lending criteria fit your situation.
One application. Multiple lending possibilities.

Let's talk! I can walk you through your options and help you understand what's available.

📞 Call Kevin Williams at 519-800-4373
📨 Email [email protected] to get started

10/22/2026

Did you just start a new job, or new employment opportunity… but you're still on probation? 😒

Don’t let that put your homeownership dreams on probation too! 🏡

I’m Kevin Williams, your trusted mortgage broker from Give Your Dreams a Chance!

The problem with some lenders is that they automatically say NO when someone is still in their probationary period at a new job. 😥

But that doesn’t mean every lender will!

I have access to lenders, including some banks, that will still consider these clients depending on their overall financial situation 😃

If you or anyone you know who’s changing jobs, starting a new career, or buying a home while on probation.

Before they assume they can’t qualify, send them my way.

I would love to help them explore their options and give their homeownership dreams a chance!

It's always my misson to help turn mortgage obstacles into opportunities!” 🫱🏿‍🫲🏾🏘

win the day friends 🏆

10/21/2026

A Consumer Proposal: What Is It?

A consumer proposal is a formal legal process that allows an individual to make an offer to creditors to repay a portion of what they owe, extend the repayment period, or both.

It is administered by a Licensed Insolvency Trustee, and the proposal can take up to five years to complete.

Once the proposal is successfully completed, the debts included in the proposal are legally released.

The important question for future homeowners is: what happens to your ability to get a mortgage afterward?

"I had a consumer proposal. Does that mean I'll never qualify for a mortgage?"

Not necessarily.

A past consumer proposal can make getting a mortgage more challenging, but lenders look at the whole picture.

Things such as your income, credit history, current debts, down payment, and how long ago the proposal was completed can all matter.

There isn't one answer that applies to everyone.

Let's talk! I can walk you through your options and help you understand what's available.

📞 Call Kevin Williams at 519-800-4373
📨 Email [email protected] to get started

10/19/2026

'A' lenders generally include Canada's major banks and other traditional financial institutions.

They typically look for borrowers who meet established lending requirements, including things such as:

-Strong or acceptable credit
Verifiable income

-Stable employment or qualifying income

-Appropriate debt levels

-A property that meets their requirements

For borrowers who fit their guidelines, 'A' lenders can be a traditional route to mortgage financing.

I’m happy to help you understand your options.
— Kevin Williams

Address

1410-5140 Yonge Street
North York, ON
M2N6L7

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+14167217253

Website

http://giveyourdreamsachance.ca/

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