Nibin Sunny - Mortgage Agent

Nibin Sunny - Mortgage Agent Mortgage Agent | Passionate about finding you the right mortgage.

A recent study found that 60% of homeowners plan to renovate their home within the next 2 years. When it comes to access...
06/28/2022

A recent study found that 60% of homeowners plan to renovate their home within the next 2 years. When it comes to accessing funds for a renovation, you have options!

Whether it is through refinancing, a HELOC or alternative credit products, I will work with you to see what's best for your immediate and future needs. Reach out today.

If you’ve had a previous consumer proposal or bankruptcy, you need to re-establish your credit profile before applying f...
06/23/2022

If you’ve had a previous consumer proposal or bankruptcy, you need to re-establish your credit profile before applying for a mortgage.

It’s not just about the amount of time that has passed between declaring bankruptcy and applying for a mortgage. The most important objective should be rebuilding your creditworthiness. Reach out today to start the conversation, I'm here to help!

Mortgage Brokers, like myself, are compensated by the lender. One call gives you access to tons of lending options you c...
06/16/2022

Mortgage Brokers, like myself, are compensated by the lender. One call gives you access to tons of lending options you can’t get on your own. From major banks to private lenders and credit unions.

Reach out today to learn about the lending options available to you.

Mortgage Brokers work for you! We have access to multiple lenders to find the product and rate that meets your needs. A ...
06/07/2022

Mortgage Brokers work for you! We have access to multiple lenders to find the product and rate that meets your needs. A Mortgage Specialist at the bank works for the bank. They have access to 1 lender and want to sell their product, not necessarily what is best for you.

If you are getting ready to buy, renew or refinance your mortgage, send me a message, it might save you thousands in unnecessary interest.

To best meet your needs, I work with a wide array of products – banks, private sources, independent lenders, etc. Whethe...
06/02/2022

To best meet your needs, I work with a wide array of products – banks, private sources, independent lenders, etc. Whether you are looking to explore your options or get a second opinion, the lending options available could save you thousands.

Send me a message and we can review your situation.

Your credit score represents your credit risk, or the likelihood you will pay your bills on time. Credit scores are calc...
05/26/2022

Your credit score represents your credit risk, or the likelihood you will pay your bills on time. Credit scores are calculated using your payment history, the amount of debt you have, and the length of your credit history.

Credit score ranges vary based on the credit scoring model used, but are generally similar to the following:
🔴 300-579: Poor
🟠 580-669: Fair
🟡 670-739: Good
🟢 740-799: Very good
⭐️ 800-850: Excellent

Many Canadians are finding ways to get away close to home this summer. You may be surprised to find out you can leverage...
05/20/2022

Many Canadians are finding ways to get away close to home this summer. You may be surprised to find out you can leverage your home equity to purchase a vacation property.

Reach out to learn more.

Are you getting ready to buy your first home or move to your next home? The  #1 thing you can do is get advice early. Ta...
05/12/2022

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional will help you understand:

👉 What you can afford
👉 The downpayment you need
👉 Costs involved with buying a home
👉 Improving your credit
👉 Prepayment options
👉 Refinancing penalties (if you decide to do so down the road)
👉 Budgeting and more!

Reach out today and start the conversation.

The Purchase Plus Improvements program helps qualified home buyers carry home improvement costs into their mortgage with...
05/05/2022

The Purchase Plus Improvements program helps qualified home buyers carry home improvement costs into their mortgage with as little as 5% down. It is ideal for borrowers who want to make improvements to their home immediately after taking possession.

If you found your dream home but it needs a little work, send me a message to see if Purchase Plus Improvements is right for you.

One call to me gives you access to tons of lending options you can’t get on your own. From major banks to private lender...
04/27/2022

One call to me gives you access to tons of lending options you can’t get on your own. From major banks to private lenders and credit unions.

Reach out today to learn about your options.

Address

642-A The Queensway
Toronto, ON
M8Y1K5

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