David Sklar & Associates Inc.

David Sklar & Associates Inc. Helping people across Ontario, Canada find real solutions to debt with compassion and expertise. Stop collection calls! Reduce your debt load.

We’re Licensed Insolvency Trustees offering consumer proposals, bankruptcies, and guidance for a fresh financial start. Free consultation. 6 convenient GTA offices. Call today 416-498-9200 to get the fresh start you want. David Sklar and Associates Inc., Trustees in Bankruptcy, Serving the Greater Toronto Area.

Using one credit card to cover what the last one could not?That is a stressful way to get through the month.If groceries...
09/03/2026

Using one credit card to cover what the last one could not?

That is a stressful way to get through the month.

If groceries, bills, minimum payments, and everyday expenses are starting to feel impossible to manage, you are not alone. There may be options available to help you deal with your debt and reduce the pressure.

David Sklar & Associates helps people across Ontario understand their debt relief options in a confidential, no pressure conversation.

Reach out today for free debt advice.

08/26/2026

Worried about wage garnishment?

Ignoring debt does not necessarily make it disappear. Unpaid debt can escalate from collection calls and letters to legal action and, in some cases, wage garnishment.

If your wages are being garnished or you have been threatened with wage garnishment, it is important to understand your debt relief options.

A Licensed Insolvency Trustee can explain solutions such as a Consumer Proposal or Bankruptcy and help you understand what steps may be available to deal with your debt and wage garnishment.

At David Sklar & Associates, we help people across Ontario understand their options and find a path forward.

Talk to us about your debt. The consultation is free.

If opening mail makes you sweat, you are not alone.Bills, bank letters, collection notices, CRA debt, and missed payment...
08/26/2026

If opening mail makes you sweat, you are not alone.

Bills, bank letters, collection notices, CRA debt, and missed payments can create real stress. Sometimes the hardest part is simply opening the envelope.

You do not have to figure it out by yourself.

David Sklar & Associates helps people across Ontario understand their debt relief options in a confidential, no pressure conversation.

Reach out today for free debt advice.

Thank you, J F, for your kind words about Serena Sklar.We are proud to hear that Serena made a potentially stressful pro...
08/21/2026

Thank you, J F, for your kind words about Serena Sklar.

We are proud to hear that Serena made a potentially stressful process feel clear, manageable, and easy to navigate. Helping clients feel informed and supported every step of the way is always our goal.

If you are dealing with debt and want to better understand your options, David Sklar & Associates is here to help.

Visit davidsklar.com to learn more or book a free consultation.






Approximately 17 consumer proposals or bankruptcies are filed every hour in Canada.During the second quarter of 2026, th...
08/20/2026

Approximately 17 consumer proposals or bankruptcies are filed every hour in Canada.

During the second quarter of 2026, there were 37,523 consumer insolvency filings, the highest quarterly volume recorded since 2009.

These numbers show that financial difficulty is affecting Canadians across the country. Consumer proposals and bankruptcies provide legal options for people who need help dealing with overwhelming debt.

At David Sklar & Associates, we can explain the available options and help determine which solution may be appropriate.

Book a free, confidential consultation today.

Call 289 813 1944 or visit davidsklar.com.

Source data: https://ised-isde.canada.ca/site/office-superintendent-bankruptcy/en/statistics-and-research/insolvency-statistics-canada-second-quarter-2026

Analysis: https://cairp.ca/industry-views-news/media-releases/CAIRP_Q2_2026_Canadian_Insolvency_Statistics

08/19/2026

Running a small business can be challenging, especially when unexpected circumstances lead to overwhelming debt.

After years of operating a successful business, Dave found himself facing significant business debt, CRA debt, creditor calls, sleepless nights and constant stress. Reaching out to David Sklar & Associates helped him understand his options and find a path forward.

Hear Dave share his real experience and explain how getting professional support gave him clarity, relief and hope for the future.

If business or personal debt is weighing you down, speak with a Licensed Insolvency Trustee to learn about the solutions available to you.

Every financial situation is different. Contact David Sklar & Associates for a confidential consultation.

08/11/2026

Ever taken out one payday loan to pay off another?

That is how the payday loan cycle can begin.

You borrow money to get through the week. Then payday comes and a large part of your pay goes toward repaying the loan. Suddenly, you are short again and may feel like you need another payday loan just to keep up.

Chad Zizzo, Licensed Insolvency Trustee at David Sklar & Associates, explains why this cycle can become so difficult to escape and why getting help early can make a big difference.

If payday loans are taking over your finances, speaking with a Licensed Insolvency Trustee can help you understand your options and create a plan to get out of the cycle.

Have you ever used one payday loan to pay another? Let us know in the comments.

Thank you, Ludmila, for your kind words about Grace and our team.We know that dealing with debt can feel stressful and e...
08/11/2026

Thank you, Ludmila, for your kind words about Grace and our team.

We know that dealing with debt can feel stressful and emotional. We are proud that Grace was able to provide both practical guidance and meaningful support during such an important time.

If you are feeling overwhelmed by debt, David Sklar & Associates is here to help you understand your options and move forward with confidence.

Visit davidsklar.com to learn more or book a free consultation.





08/07/2026

Debt can affect every part of your life.

Rachel lives on the Bruce Peninsula in Ontario. Like many people facing serious debt, she found herself dealing with collection calls, financial pressure, sleepless nights, and overwhelming anxiety.

It felt like everyone was asking for money, but there was never enough coming in.
Rachel knew it was time to ask for help.

After contacting David Sklar & Associates, she finally understood her options and could see a clear path forward.

“The stress melted away.”

Rachel felt supported, understood, and genuinely cared for throughout the process. Today, she can focus on moving forward, planning for retirement, and building a more secure financial future.

Her story is an important reminder that you do not have to face debt alone.
Take the first step toward financial relief.

Visit davidsklar.com to learn about the debt solutions that may be available to you.

07/03/2026

Bankruptcy is one of the most misunderstood debt solutions. Many people fear the word without understanding what it actually means.

In this video, Chad Zizzo, Licensed Insolvency Trustee at David Sklar & Associates, explains why bankruptcy isn't something to fear and why, for some people, it can be the fastest path to a fresh financial start.

If debt is keeping you up at night, a free, confidential consultation can help you understand your legal options and decide what's right for your situation.

Address

720-245 Fairview Mall Drive
North York, ON
M2J4T1

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 2pm

Telephone

+12898131944

Website

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