Credit Canada

Credit Canada We're Canada's first & longest-standing non-profit credit counselling agency on a mission to help people get out of debt and back into life.

Our credit counselling services are confidential, non-judgemental and 100% free. Credit Canada Debt Solutions is Canada's first not-for-profit credit counselling agency founded over 50 years ago to help Canadians in need of credit counselling and debt consolidation. By providing this service, along with financial coaching, our organization seeks to help reduce Canadians' debt and educate them on h

ow to avoid incurring debt in the future. We help Canadians become debt-free through free one-on-one counselling, as well as by providing free tools and resources, including our Budget Calculator, Debt Repayment Calculators, Budget Planner + Expense Tracker, webinars, guides, quizzes, financial counselling, debt consolidation help, and much more!

Not sure if the GOLD Program is right for you? 💛If debt feels overwhelming, you don’t have to navigate it by yourself.Th...
09/01/2026

Not sure if the GOLD Program is right for you? đź’›

If debt feels overwhelming, you don’t have to navigate it by yourself.

The GOLD Program is designed to help you build confidence, create a realistic plan, 
and take steps toward your financial goals with the support of coaches and a community that understands.

With practical tools, education, and personalized guidance, GOLD helps break down the journey into manageable steps.

If you’ve been waiting for the right time to get started, this could be your sign.

✨ Join the next GOLD cohort.
Apply today at creditcanada.com/gold [link in bio]

08/27/2026

Debt settlement or debt consolidation... which one is right for you? 🤔

They may sound similar, but they work very differently. One may reduce the amount you owe, while the other helps simplify how you repay your debt.

So which option makes sense for your situation? It depends on your income, debt level, credit history, and ability to repay. Our latest blog breaks down how debt settlement and consolidation work, the potential impact on your credit, and who each option may be best suited for.

Read the full blog to learn more: https://www.creditcanada.com/blog/debt-settlement-vs-debt-consolidation

Learn the important differences between debt settlement vs debt consolidation and find the right debt strategy for your financial goals with Credit Canada.

08/26/2026

Your credit score can tell you a lot... but it can also be one of the first places you notice something isn’t right. 👀

Join us for a free webinar with Julie Kuzmic, Head of Consumer Advocacy and Compliance at Equifax Canada, to learn how fraud can happen, what to look for on your credit report, and how you can protect yourself from identity theft.

⏰ 7 PM EST
🗓️ Sept 2, 2026

Save your spot here by tapping the link in our bio.



đź”—https://www.creditcanada.com/how-to-help-protect-yourself-from-identity-theft-webinarE

08/25/2026

Managing debt can be stressful, especially when you’re trying to figure it out on your own.

Jackie felt that way too. The stress of debt was overwhelming, and she wasn’t sure where to turn. But after joining the GOLD program, everything changed.

Today, Jackie feels empowered. She has a plan, greater peace of mind, and more confidence in her financial future.

She says the GOLD program gave her practical tools, financial education, and a supportive community that encouraged her every step of the way without ever feeling overwhelming.

✨ Join the next GOLD cohort.
Apply now at creditcanada.com/gold

ONLY ONE DAY LEFT TO ENTER!The countdown is on! There’s just one day left to enter our Moolala: Money Made Simple 1 Mill...
08/24/2026

ONLY ONE DAY LEFT TO ENTER!

The countdown is on! There’s just one day left to enter our Moolala: Money Made Simple 1 Million Downloads Giveaway.

Two winners will each receive a Moolala prize pack, including:
• $150 Visa gift card
• Signed copies of Bruce Sellery’s books
• 45-minute virtual coaching session with Bruce Sellery

Don’t miss your chance to win!

Enter before it’s too late: creditcanada.com/moolala-giveaway

🎉 GIVEAWAY TIME! 🎉

To celebrate 1 million downloads of the Moolala: Money Made Simple podcast, we're giving away two prize packs designed to help you build confidence with your money.

Each winner will receive:
✨ A $150 Visa gift card
📚 Signed copies of Bruce Sellery’s books: Why Smart People Do Dumb Things With Their Money and Rockin’ Your RRSP
đź’¬ A 45-minute virtual coaching session with Bruce

Here's how to enter:
Visit the giveaway page
Subscribe to the Moolala newsletter
Share one personal finance question you'd like to see Bruce answer in an upcoming newsletter

đź”— Enter now: https://www.creditcanada.com/moolala-giveaway

New to Moolala?

Hosted by Credit Canada CEO Bruce Sellery - Moolala: Money Made Simple explores everything from budgeting and debt to investing, financial stress, and the emotions behind our money decisions, with practical advice and honest conversations every week.

Thank you for helping us reach this incredible milestone. Good luck, and here's to the next million! đź’™



No Purchase Necessary. Go to https://www.creditcanada.com/moolala-giveaway for full rules and prize details.

Prizes: There will be two (2) prize packs available to be won. Each prize pack includes a $150 Visa gift card, a signed copy of Why Smart People Do Dumb Things With Their Money by Bruce Sellery, a signed copy of Guide to Rockin' Your RRSP: Start Rockin' In 5 Easy Steps by Bruce Sellery, and a 45-minute virtual coaching session with Bruce Sellery (valued at $400).

Contest open to legal residents of Canada (excluding Quebec) who have reached the legal age of majority. The contest begins on August 4th, 2026, at 12:00 p.m. ET and closes on August 25th, 2026, at 11:59 p.m. ET.

This contest is administered by Credit Canada Debt Solutions.
Multiple entries not allowed.

08/24/2026

Signs your debt is becoming unmanageable 👇

Most people don’t realize their debt is becoming a problem until it starts affecting everyday life.

If any of these feel familiar
— using credit for groceries or bills
— only making minimum payments
— borrowing from one source to pay another
— money stress that doesn’t go away
— running out of money before payday

…it might be time to take a closer look at your situation.

If debt is feeling unmanageable, a Licensed Insolvency Trustee like Harris & Partners - Licensed Insolvency Trustee can help explain the solutions available.

Learn more via the link in bio.



Source of Average Debt Statistic: https://www.equifax.ca/about-equifax/newsroom/-/intlpress/the-resilient-north-equifax-canada-data-shows-consumers-leaning-on-financial-discipline-to-offset-macroeconomic-conditions

Consumer proposal complete? Here’s what’s next… 👀A consumer proposal can affect your credit, but it doesn’t mean you’ll ...
08/20/2026

Consumer proposal complete? Here’s what’s next… 👀

A consumer proposal can affect your credit, but it doesn’t mean you’ll have bad credit forever. You can start rebuilding by developing healthy financial habits and using credit responsibly.

Swipe through for key steps, including:
âś… Check your credit report for errors
âś… Consider a secured credit card
âś… Keep credit utilization below 30%
âś… Pay your bills on time

We teamed up with Spergel to break down what rebuilding your credit can look like after a consumer proposal—and how to start working toward stronger credit over time.

👉 Read the full blog here: https://www.creditcanada.com/blog/rebuild-credit-after-consumer-proposal?

📣 FREE Webinar Announcement! 📣Identity theft isn't just something that happens to other people. With sophisticated hacke...
08/19/2026

📣 FREE Webinar Announcement! 📣

Identity theft isn't just something that happens to other people. With sophisticated hackers, phishing scams, and stolen personal information becoming more common, many Canadians are left wondering if their information is safe… and what to do if it isn't.

Join Credit Canada and special guest Julie Kuzmic, Head of Consumer Advocacy and Compliance at Equifax Canada, for a free 60-minute webinar on protecting your identity.

You’ll learn:
âś… Where fraud can happen when someone applies for credit
✅ How tools like Equifax Canada’s Credit Lock can help protect you
âś… How to check your credit report for free and what to look for
âś… What to do if your personal information has been exposed

Plus, we’ll wrap up with a live Q&A so you can get answers to your questions about credit, fraud and identity theft.

đź”—Register here: https://www.creditcanada.com/how-to-help-protect-yourself-from-identity-theft-webinar?

Equifax

08/19/2026

Struggling to build a budget that actually works for you? đź’¸

Meet Mariposa: Credit Canada’s AI-powered debt management tool designed to make financial support more accessible, private, and judgment-free. Mariposa can help you prioritize your spending, make a plan for your money, and find a budget that fits your needs and goals.

Get free, accessible, and judgment-free financial guidance 24/7, whenever you need it.

Try Mariposa today: creditcanada.com/mariposa

⏰ Only ONE WEEK left to enter!We’re celebrating 1 MILLION downloads of the Moolala: Money Made Simple podcast with 2 Moo...
08/18/2026

⏰ Only ONE WEEK left to enter!

We’re celebrating 1 MILLION downloads of the Moolala: Money Made Simple podcast with 2 Moolala prize packs designed to help you build confidence with your money. 🎉

Each prize pack includes:
đź’ł A $150 Visa gift card
📚 Signed copies of Bruce Sellery’s books
đź’» A 45-minute virtual coaching session with Bruce

Don’t miss your chance to win!

👉 Enter now: https://creditcanada.com/moolala-giveaway

🎉 GIVEAWAY TIME! 🎉

To celebrate 1 million downloads of the Moolala: Money Made Simple podcast, we're giving away two prize packs designed to help you build confidence with your money.

Each winner will receive:
✨ A $150 Visa gift card
📚 Signed copies of Bruce Sellery’s books: Why Smart People Do Dumb Things With Their Money and Rockin’ Your RRSP
đź’¬ A 45-minute virtual coaching session with Bruce

Here's how to enter:
Visit the giveaway page
Subscribe to the Moolala newsletter
Share one personal finance question you'd like to see Bruce answer in an upcoming newsletter

đź”— Enter now: https://www.creditcanada.com/moolala-giveaway

New to Moolala?

Hosted by Credit Canada CEO Bruce Sellery - Moolala: Money Made Simple explores everything from budgeting and debt to investing, financial stress, and the emotions behind our money decisions, with practical advice and honest conversations every week.

Thank you for helping us reach this incredible milestone. Good luck, and here's to the next million! đź’™



No Purchase Necessary. Go to https://www.creditcanada.com/moolala-giveaway for full rules and prize details.

Prizes: There will be two (2) prize packs available to be won. Each prize pack includes a $150 Visa gift card, a signed copy of Why Smart People Do Dumb Things With Their Money by Bruce Sellery, a signed copy of Guide to Rockin' Your RRSP: Start Rockin' In 5 Easy Steps by Bruce Sellery, and a 45-minute virtual coaching session with Bruce Sellery (valued at $400).

Contest open to legal residents of Canada (excluding Quebec) who have reached the legal age of majority. The contest begins on August 4th, 2026, at 12:00 p.m. ET and closes on August 25th, 2026, at 11:59 p.m. ET.

This contest is administered by Credit Canada Debt Solutions.
Multiple entries not allowed.

Address

90 Sheppard Avenue E, Suite/304
Toronto, ON
M2N3A1

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8:30am - 4:30pm

Telephone

+18002672272

Alerts

Be the first to know and let us send you an email when Credit Canada posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Credit Canada:

Shortcuts

Share