Credit Canada

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Credit Canada We're Canada's first & longest-standing non-profit credit counselling agency on a mission to help people get out of debt and back into life.

Our credit counselling services are confidential, non-judgemental and 100% free. Credit Canada Debt Solutions is Canada's first not-for-profit credit counselling agency founded over 50 years ago to help Canadians in need of credit counselling and debt consolidation. By providing this service, along with financial coaching, our organization seeks to help reduce Canadians' debt and educate them on how to avoid incurring debt in the future. We help Canadians become debt-free through free one-on-one counselling, as well as by providing free tools and resources, including our Budget Calculator, Debt Repayment Calculators, Budget Planner + Expense Tracker, webinars, guides, quizzes, financial counselling, debt consolidation help, and much more!

10/16/2026

What should renters know about their rights when it comes to eviction?

For Nichola Taylor, one of the most important things to understand is when a landlord can and can’t evict you. 👀

Eviction rules can vary depending on where you live, so understanding the rules in your province can help you know what your landlord is allowed to do and what your rights are as a renter.

Whether you’re renting, buying, or navigating homeownership, we invite you to check out Keys to Home Confidence, Credit Canada’s FREE program with practical tools, expert advice, and budgeting resources to help you feel more confident about your housing decisions.

Check it out at creditcanada.com/confidence

And listen to Nichola’s full Moolala segment, Renters’ Rights in Canada: Evictions, Repairs and How to Advocate for Yourself, for more tips on understanding your rights as a renter: https://youtu.be/6h2Fqy7FcZM

10/16/2026

What’s a red flag you ignored in a previous home that you’ll never ignore again? 🏠

Bruce shares one thing he wishes he had paid more attention to and it’s something that can be easy to put off when everything seems fine.

Watch the video to hear what he’ll never ignore again. 👀

Whether you’re renting, buying, or navigating homeownership, Keys to Home Confidence is a FREE program with practical tools, expert advice, and budgeting resources that can help you feel more confident about your housing decisions.

Check it out at creditcanada.com/confidence

Should parents financially support their adult kids? đź’°With rising living costs and housing affordability challenges, mor...
10/15/2026

Should parents financially support their adult kids? đź’°

With rising living costs and housing affordability challenges, more Canadian parents are stepping in to help. But where should they draw the line?

Credit Canada CEO Bruce Sellery joined CBC/Radio-Canada's Cross Country Checkup to discuss when parents should offer financial support, the importance of setting boundaries, and how families can navigate these difficult conversations.

🎧 Listen to the conversation: https://open.spotify.com/episode/2dE8kVaPAu6UYOCVHrYMHV

Cross Country Checkup · Episode

10/15/2026

What’s the best piece of advice a homeowner has given you so far? 🏠

Rabia shares one piece of advice that can help you feel more prepared for the unexpected because homeownership doesn’t always go according to plan. 👀

Watch the video to hear what she recommends keeping in mind.

Whether you’re renting, buying, or navigating homeownership, Keys to Home Confidence is a FREE program with practical tools, expert advice, and budgeting resources that can help you feel more confident about your housing decisions.

Check it out at creditcanada.com/confidence

10/15/2026

How long after bankruptcy can you get a mortgage in Canada? 🏡

Filing for bankruptcy doesn’t mean homeownership is off the table forever. While it can take time to rebuild your credit, many Canadians can work toward qualifying for a mortgage again.

Our latest blog explains:
📌 How soon you may qualify with a prime, alternative or private lender
📌 How to rebuild your credit after bankruptcy
📌 Documents lenders will ask for

Your financial future isn’t defined by your past. Understanding your options is the first step toward moving forward with confidence.

For more information on bankruptcy and mortgages, consider speaking with a Licensed Insolvency Trustee such as MNP Debt - Licensed Insolvency Trustees.

đź”— Read the full blog to learn more: https://www.creditcanada.com/blog/mortgage-after-bankruptcy

Wondering how long after bankruptcy you can get a mortgage in Canada? Learn the waiting periods, lender types, and how to rebuild credit. Free, confidential help.

10/14/2026

What’s a hidden cost of renting that you don’t always think about? 👀

Suzette shares some of the expenses that can add up beyond your monthly rent and they’re easy to overlook when you’re budgeting for a new place.

Because the rent isn’t always the full cost of renting. 💸

Whether you’re renting, buying, or navigating homeownership, Keys to Home Confidence is a FREE program with practical tools, expert advice, and budgeting resources that can help you feel more confident about your housing decisions.

Check it out at creditcanada.com/confidence

Think you know what housing costs in Canada? 🏠 These numbers might surprise you.From rising home prices to higher rents ...
10/13/2026

Think you know what housing costs in Canada? 🏠 These numbers might surprise you.

From rising home prices to higher rents and falling homeownership among younger Canadians, the housing landscape is changing fast.

The good news? You don’t have to navigate it alone.

The Keys to Home Confidence program offers practical tools and insights to help you understand your finances, plan ahead, and feel more confident about your housing decisions. 🔑

Ready to feel more confident about your next move?
👉 Visit creditcanada.com/confidence 

10/11/2026

From groceries and rent to unexpected expenses, more Canadian parents are stepping in to help their adult children make ends meet.

But how much financial support is too much?

🎙️ TODAY at 5 PM ET, Credit Canada CEO Bruce Sellery joins Saroja Coelho on CBC's Cross Country Checkup to discuss:

âś… When parents should offer financial help
âś… How to set healthy financial boundaries
âś… Balancing support for adult children with your own financial goals
âś… The challenges of achieving financial independence

Have a question or a story about giving or receiving financial help? Be part of the conversation!

đź“» Tune in today at 5 PM ET on CBC Radio or visit https://na3.hubs.ly/y0FQp20.

Helping your adult children financially comes from a place of love. ❤️ But what happens when that support starts affecti...
10/10/2026

Helping your adult children financially comes from a place of love. ❤️ But what happens when that support starts affecting your own financial well-being?

Whether it's helping with rent, covering groceries, or stepping in during an emergency, many Canadian parents are navigating difficult financial decisions.

So, when should parents step in? And when is it time to step back?

🎙️ Tomorrow at 5 PM ET, Credit Canada CEO Bruce Sellery joins Saroja Coelho on CBC's Cross Country Checkup to answer your questions and explore the financial realities facing families today.

Have you given or received financial help from family? We'd love to hear your perspective.

đź“» Tune in tomorrow on CBC Radio or visit https://na3.hubs.ly/y0FQpP0.

10/09/2026

What’s your best advice for not spending a lot of money in the first year of owning your home?

We asked Bruce, and his answer is a simple reminder for anyone who’s just bought a home. 🏠

Before you start spending on all those projects and upgrades, hear what he recommends doing first.

Watch the video to hear Bruce’s advice.

Whether you’re renting, buying, or navigating homeownership, Keys to Home Confidence is a FREE program with practical tools, expert advice, and budgeting resources that can help you feel more confident about your housing decisions.

Check it out at creditcanada.com/confidence

Address

90 Sheppard Avenue E, Suite/304
Toronto, ON
M2N3A1

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8:30am - 4:30pm

Telephone

+18002672272

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