Rebekah Earle - Scotia Wealth Management

10/30/2026

Conversations about money across generations are not always easy, but they can play an important role in helping families prepare for the future.

I’m pleased to share an upcoming virtual webinar, More Than Money: Conversations Across Generations. Kim Lear, Generational Researcher, and Michael Sherman, Managing Director, Behavioural Economics, Scotia Wealth Management, will discuss how family dynamics, generational experiences, and behavioural patterns influence our views on wealth, responsibility, and legacy.

The session will offer practical strategies for having more open conversations, preparing the next generation, and building stronger family relationships.

Reserve your spot: https://weave.bespokeav.ca/webcast/registration/55643b79-4058-42a7-894d-bd272d830598

10/19/2026

The Thanksgiving season often puts gratitude and giving top of mind.

If you’re thinking about supporting a favourite charity and own investments that have increased in value, remember: ask before you sell.

In this short video, I explain why planning the gift before placing the sell order could make a meaningful difference.

10/15/2026

Many of us think of cash when it comes to charitable donations, but there may be other ways to support the causes that matter most to you.

In this video, I talk about some of the different options available for charitable giving and why it's important to consider how your gift fits into your overall financial and tax plan.

A little planning today can help make a meaningful impact tomorrow.

09/24/2026

Business owners spend years building and growing their businesses, but one question can be easy to put off:

What would happen if you were suddenly unable to run the business tomorrow?

Would someone know what needed to be done? Would they know where to find important information? Would your family, employees and business partners have a clear path forward?

Contingency planning isn’t only about preparing to sell or retire. It’s about helping protect what you’ve built and providing greater clarity for the people who may need to step in during a difficult time.

You don’t need to have all the answers to begin. Sometimes the best first step is simply identifying what depends entirely on you today.

This article offers some helpful questions for business owners who want to start thinking about their plan.

09/10/2026

My youngest started kindergarten this year! 🎒

It is such an exciting milestone, but also a reminder of just how quickly the years go by.

Back-to-school season always feels like a fresh start. Along with new routines and school supplies, it can be a great time to revisit the plans we are making for our families, whether that means adding to an RESP, reviewing insurance, or finally updating a will.

A few small steps today can help create more options for them tomorrow.

09/01/2026

There is a conversation many families know they should have, but keep putting off:

“If something happened and you needed help, what would you want us to know?”

This does not need to begin as a discussion about money or inheritance. It may simply mean talking about:

• Where important documents are kept
• Who has been named as power of attorney
• Who the executor is
• Whether account and insurance beneficiaries are current
• What type of help would be preferred if living independently became difficult
• Which lawyer, accountant, or advisor should be contacted

These conversations can feel uncomfortable, but having them early allows everyone to speak openly and make thoughtful decisions. Waiting for an emergency usually makes an already difficult situation harder.

You do not need to cover everything at once. Even one conversation is a meaningful start.

Has your family had this discussion yet, or is it still on the “we really should do that” list?

08/19/2026

Trusts can sound complicated, formal, or like something only very wealthy families use.

But often, the conversation is much more practical.

A trust may be considered when someone wants to protect children or grandchildren, provide structure for how money is used, plan for a blended family, or keep estate matters more private.

It is not something everyone needs, but it can be a useful tool when there is a clear planning objective.

The real question is not necessarily “Should I set up a trust?”

It is “What am I trying to accomplish for the people I care about?”

This article is a helpful starting point if you have ever wondered where a trust might fit into an estate plan:

Read the article:

Trusts have been around for centuries and used in many different circumstances. While there are many types of trusts, they share a common purpose: to help protect your beneficiaries and transfer property effectively.

08/13/2026

One thing that still surprises people is how often I meet clients who have done so much right financially, but still do not have a Will in place.

I see it all the time.

Clients with corporations.
Clients with blended families.
Clients with estranged children.
Clients with significant wealth and complicated family dynamics.

And sometimes, after our first meeting, the most important “next step” is not about investments at all. It is helping them recognize that they need to get a proper Will completed.

My day-to-day work is focused on investment management and financial planning, but a good financial plan also has to consider what happens if life does not go according to plan.

A Will can help provide clarity for your family, reduce stress during an already difficult time, and make sure your wishes are properly documented.

I shared more about this here:

https://rebekahearle.ca/perspectives-podcast-so-what-exactly-is-a-will/

If you have been putting this off, you are definitely not alone. But it may be one of the most important planning items to move up the list.

Estate planning should always involve qualified legal advice, but your financial advisor can help make sure it is part of the broader conversation.

07/15/2026

The Goal Isn't To Be Rich.

It's to have options.

The ability to:
✅ Take a better job, even if it pays a little less
✅ Spend more time with your family
✅ Weather an unexpected expense without panic
✅ Help your children when they need it
✅ Retire on your terms—not because you have to

People often think financial planning is about investment returns.

In my experience, it's really about creating choices and reducing stress.

The earlier you start making intentional financial decisions, the more options future-you will have.

If money wasn't a factor, what's one thing you'd change about your life today?

I'd love to hear your answer in the comments.

For informational purposes only. Not intended as investment, tax, or legal advice.

07/07/2026

Financial planning is rarely about one decision in isolation.

A typical client conversation may start with a question about retirement income or investments — but it often leads into broader planning areas like taxes, estate considerations, family goals, business succession, insurance needs, or legacy planning.

That’s the nature of comprehensive wealth planning: everything is connected.

In my work with clients, I often see the value of having the right professionals involved in the conversation. Where a client is comfortable, that may mean connecting with their accountant, lawyer, banker, insurance advisor, or other trusted professionals so that everyone is working from the same information and toward the same goals.

Collaboration helps ensure advice is not being provided in silos — and that the plan reflects the full picture.

This article highlights why a team-based approach can be so valuable when building a thoughtful wealth plan.

Here are three reasons why collaborating with the right team can help you reach your financial destination with confidence.