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Monday 10am - 8pm Tuesday 10am - 8pm Wednesday 10am - 8pm Thursday 10am - 8pm Friday 10am - 6pm Saturday 10am - 4pm Sunday 11am - 3am

Sunil Vazhavilla - 8Twelve Mortgage - Mortgage Agent Level 2

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Canada
Mississauga, ON
Sunil Vazhavilla - 8Twelve Mortgage - Mortgage Agent Level 2

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sunil Vazhavilla - 8Twelve Mortgage - Mortgage Agent Level 2, Mortgage brokers, 55 Renfrew Drive Suite 201, Mississauga, ON.

To empower individuals and businesses to achieve their financial goals through innovative mortgage solutions, personalized lending services, and exceptional customer care.

10/25/2026

🏡 PLANNING A HOME RENOVATION? LET YOUR HOME EQUITY WORK FOR YOU!

Dreaming of a modern kitchen, a beautifully renovated bathroom, or a complete home makeover? The equity you’ve built in your home could help turn your renovation ideas into reality.

Depending on your available equity and financial circumstances, refinancing your mortgage may provide access to funds for home upgrades and larger improvement projects.

Before committing to your renovation, it’s important to understand how refinancing could affect your mortgage balance, monthly payments, and overall financial situation.

At 8Twelve Mortgage, we can help you assess your available equity, review financing options, and determine whether refinancing aligns with your renovation goals.

🔑 Planning a renovation? Let’s explore your mortgage options before the work begins!

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/21/2026

🏡 Declined by Your Bank? You May Still Have Mortgage Options!

A mortgage rejection from one bank doesn’t automatically mean other lenders will reach the same decision.

Every lender has its own qualification criteria, and an application may be declined for several reasons, including credit history, income, existing debts, or other lending requirements.

A mortgage broker can help you understand the factors that may have affected your application, review your financial situation, and explore alternative lenders or financing solutions that may better suit your circumstances.

One lender said no. What could your next step be?

📩 Connect with us today to review your situation, understand your options, and explore the next steps toward your homeownership goals.

All financing options are subject to lender criteria, eligibility requirements, and approval.

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/18/2026

🏡 Mortgage Pre-Approval Is Just the Beginning!

Getting pre-approved is an important first step toward buying your dream home, but it doesn’t guarantee final mortgage approval.

A pre-approval provides an initial assessment of your finances and helps you understand how much you may be eligible to borrow before you begin house hunting.

Once your offer is accepted, your lender will need to review the property and may reassess your income, employment, credit history, debts, and overall financial situation before giving final approval.

💡 A helpful tip: Avoid taking on new debt or making major financial changes during the home-buying process, as these could affect your mortgage eligibility.

At 8Twelve Mortgage, we’re here to guide you through every stage—from pre-approval to closing—so you can move forward with greater confidence.

✅ Understand the approval process

✅ Know what lenders look for

✅ Be better prepared for closing

Already pre-approved? Let’s take the next step together!

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/17/2026

🏡 Curious About Reverse Mortgages? Let’s Make It Simple!

Heard about reverse mortgages but not sure how they work or whether they’re the right fit for you?

We’re here to help! From explaining the basics to answering your questions and exploring your options, we’ll help you understand whether a reverse mortgage makes sense for your financial goals.

✅ Get clear answers

✅ Understand your options

✅ Make informed financial decisions

Skip the endless Googling! 📲 Connect with us today and ask us anything about reverse mortgages. We’re happy to help you explore your options!

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/12/2026

🏡 Your self-employed journey shouldn’t stand in the way of your dream of owning a home.

Your income may be structured differently from that of a traditional salaried employee, but mortgage options may still be available to suit your circumstances.

We can help you understand what lenders consider, which documents you may need, and what mortgage solutions could work with your income and financial goals.

💼 Self-employed and planning to buy a home, refinance, or renew your mortgage?

Connect with us today to explore your options and navigate the mortgage process with greater confidence.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/11/2026

Wishing you all a wonderful Thanksgiving filled with great food and good company

10/10/2026

🏡 Wondering What a Mortgage Broker Can Do for You? More Than You Think!

Finding the right mortgage is about more than just interest rates. It’s about understanding your options and choosing a solution that works for your financial goals.

At 8Twelve Mortgage, we help you:

✅ Compare mortgage options from multiple lenders

✅ Understand the terms, conditions, and fine print

✅ Explore potential costs before making a decision

✅ Find solutions for home purchases, renewals, and refinancing

✅ Get ongoing guidance even after your mortgage closes

Whether you’re buying your first home, renewing your mortgage, or looking to refinance, we’re here to help you make informed decisions with confidence.

Your mortgage journey doesn’t end at closing — and neither does our support!

📞 Have a mortgage question? Connect with us today!

📩 Connect with us today for a FREE Mortgage Review.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form to help me understand your needs and review your mortgage options:
🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/08/2026

🏡 Thinking about buying a home?

Getting mortgage pre-approved is much easier when you have the right information and documents prepared in advance.

We can help you understand what lenders may need, including proof of income and employment, your down payment and available funds, existing debts and financial commitments, as well as identification and credit information.

Having these details organized from the beginning can help streamline the review process, identify any potential issues early, and give you a clearer understanding of your mortgage options and potential borrowing range before you start making offers.

Connect with us today and let’s get you pre-approval ready.

📩 Connect with us today for a FREE Mortgage Review.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form to help me understand your needs and review your mortgage options:
🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

10/04/2026

🏡 Need More Financial Flexibility? A HELOC Could Help.

Your home may have built up equity over the years — but the important question isn’t just how much you can borrow. It’s whether the borrowing makes sense for your overall financial situation.

A Home Equity Line of Credit (HELOC) can provide flexible access to funds for things like:

✅ Home renovations

✅ Debt consolidation

✅ Major expenses

✅ Unexpected costs

✅ Other financial goals

Because a HELOC is secured against your home and typically comes with a variable interest rate, your borrowing costs can change over time. That’s why it’s important to consider more than the available equity.

Before taking out a HELOC, it’s worth looking at:

🔹 How much you actually need

🔹 How long you expect to carry the balance

🔹 Potential changes in interest rates

🔹 How the payments fit into your monthly budget

🔹 Whether a HELOC is the right option for your goals

💡 The goal isn’t simply to borrow more — it’s to borrow strategically.

We can help you review your options, understand the numbers, and determine whether accessing your home equity makes sense for your situation.

📩 Thinking about using your home equity? Let’s talk before you borrow.

Connect with us today and find out how you may be able to put your home equity to work — without creating unnecessary financial pressure.

📩 Connect with us today for a FREE Mortgage Review.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form to help me understand your needs and review your mortgage options:
🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

09/26/2026

🏡 THINKING ABOUT BUYING A HOME ?

Getting approved for a mortgage is important — but getting the right mortgage strategy can make an even bigger difference.

Two people can buy similar homes and have completely different financial outcomes depending on how their mortgage is structured.

💡 Before you speak to a lender, let's review your options.

I can help with:

✅ First-Time Home Buyer Mortgages
✅ Mortgage Pre-Approvals
✅ Low Down Payment Options
✅ Self-Employed Mortgages
✅ Newcomer Mortgage Solutions
✅ Bad / Low Credit Solutions
✅ Mortgage Renewals
✅ Refinancing & Debt Consolidation
✅ HELOC & Home Equity Solutions
✅ Second Mortgages
✅ Construction Loans
✅ Commercial & Business Loans
✅ Truck & Equipment Financing

📋 Want to know what options may be available to you?

👉 Complete this quick form and I’ll review your situation:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

📞 Call or Text: 647-453-7969

Sunil Vazhavilla, MBA
Mortgage Agent Level 2
8Twelve Mortgage

📌 Mortgage Agent Lic. # M12000954

📌 8Twelve Mortgage – FSCO Lic. # 13072

📧 [email protected]

Website : https://sunil-vazhavilla.8twelvemortgage.ca/

Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

Address

55 Renfrew Drive Suite 201
Mississauga, ON
L3R8H3

Opening Hours

Monday	10am - 8pm
Tuesday	10am - 8pm
Wednesday	10am - 8pm
Thursday	10am - 8pm
Friday	10am - 6pm
Saturday	10am - 4pm
Sunday	11am - 3am

Telephone

+16474537969

Website

https://sunil-vazhavilla.8twelvemortgage.ca/

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