Ron Brownell Mortgages

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Mississauga, ON
Ron Brownell Mortgages

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Mortgage Agent Level 2 Mortgage Intelligence Broker Lic # 10428 Purchase. Refinance. Renewal. 2nd Mortgage. Debt Consolidation - Toronto, GTA

Helping finance home loans in Oakville. Knowledgable in new home ownership, refinance, self-employed, home equity, alternative mortgages, 2nd Mortgages

10/28/2026

Seven holds. One rate hike.

The Bank of Canada has increased its policy rate by 25 basis points to 2.50%.

What does this mean for your mortgage? The impact depends on your mortgage type, terms and future plans.

Connect with me to find out what this decision could mean for you.

09/28/2026

Gifted down payments can be a helpful way to support a home purchase, but lenders will usually want to verify where the money came from and confirm that it does not need to be repaid.

That can mean providing a signed gift letter, proof of the transfer, and documentation showing the source of the funds. Requirements can vary by lender and mortgage type, so understanding what’s needed early can help avoid delays later in the process.

We help buyers understand how gifted funds fit into their mortgage application and what documentation may be required.

Planning to use gifted money for your down payment? Connect with me before you apply so you can be prepared from the start.

09/23/2026

A smaller mortgage payment can feel like the obvious choice, but what is it costing you over time?
A longer amortization may reduce your monthly payment while increasing the total interest paid. Fees, prepayment penalties and contract restrictions can also affect both the overall cost of your mortgage and your ability to make changes later.
We help you look beyond the monthly number and compare how each option could affect your budget today, your future plans and what you ultimately pay.
Before choosing the smallest payment, connect with me and uncover the full cost behind it.

09/14/2026

Found yourself scrolling through listings already? A mortgage pre-approval may be a better place to start.

Before you begin seriously house hunting, getting pre-approved can help you understand your potential mortgage budget and narrow your search to homes that make sense for your finances. It also gives you an opportunity to review your income, debts, down payment, and other factors that can affect mortgage qualification.

We can help you get the financial side organized before the home search takes over.

Ready to start looking? Connect with me today to get your mortgage pre-approval started first.

09/12/2026

A new car might be tempting, but if you’re in the middle of buying a home, timing matters.

Taking on a new car loan, financing a large purchase, increasing credit card balances, or applying for new credit before your mortgage closes can change your debt obligations and credit profile. That could affect your mortgage qualification, even if you’ve already received a pre-approval.

We can help you understand what financial moves could impact your mortgage before closing, so you know what to consider before making any big changes.

Mortgage closing coming up? Connect with me before taking on new credit or making a major financed purchase.

09/02/2026

The Bank of Canada is holding steady once again, keeping its policy interest rate at 2.25% for a seventh consecutive decision.

A rate hold doesn’t mean every mortgage option is standing still. Fixed and variable mortgages respond to different parts of the market, making it important to look beyond the headline when making a financing decision.

Connect with me to understand what the latest Bank of Canada update could mean for your mortgage options.

09/01/2026

It’s easy to let a streaming subscription roll over without giving it much thought. A mortgage renewal is worth a closer look.

A lot can change over the course of a mortgage term, from financial priorities to future plans. Rather than automatically accepting a renewal offer, homeowners can use this time to compare their options and review the features and flexibility that matter to them now.

Connect with me before you renew to explore what your next term could look like.

08/27/2026

Every dream home looks a little different. A condo in the city, a family home in the suburbs, a cottage by the lake or something completely unique - whatever feels like home, there’s a mortgage solution to help make it possible.

We’ll explore the options and help find financing that fits the home you want and the goals you have.

Found a home you love? Reach out to me today and find the mortgage to match.

08/22/2026

Self-employed income doesn’t always fit neatly into a traditional lending box. That doesn’t mean your mortgage options stop there.

Different lenders can assess self-employed income in different ways. We look beyond a single lender to explore solutions that better reflect your full financial picture.

Self-employed and wondering what’s possible? Connect with me today and explore your options.

08/19/2026

Pre-qualification and pre-approval may sound similar, but they don’t provide the same level of insight when preparing to buy a home.

A pre-qualification can offer an early estimate of borrowing potential, while a pre-approval typically involves a more detailed review of finances and can provide a clearer picture of what a buyer may qualify for.

Planning to start house hunting? Connect with me to understand the difference and which step makes sense before the search begins.

Address

5140 Yonge Street Suite 1410
Mississauga, ON
M2N6L7

Website

http://www.ronbrownell.ca/

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