Kelly-Erin Ketchen LI Broker; MacDev Financial Group

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Kelly-Erin Ketchen LI Broker; MacDev Financial Group

I'm sure most of you know you pay about 1/3 of your income to income tax, but did you know about 1/3 of your income is spent on interest.

Whole life insurance to enable borrowing and further financial planning;
term insurance to aid beneficiaries and assist in estate planning;
alternatives to RESPs, RRSPs and more Let us help you create your own bank, with MBMW (My Bank My Way) and get yourself on the road to paying less interest and having more money for the things you want in life.

11/02/2026

You don't need to have it all figured out.

Maybe you're panicking about retirement. Maybe you got a raise and don't know what to do with it. Maybe your family situation changed and your old plan doesn't fit anymore. Maybe you're young and completely lost. All of these are perfect reasons to have the conversation.

The first call isn't about selling, it's about understanding where you actually are, what matters to you, and what comes next. Most people wait until something breaks.

Why wait? Let's talk now.🌐 www.macdevfinancial.com

10/30/2026

Financial planning scares people more than any horror movie.

Not because it's actually complicated. Because they don't understand it and don't know who to ask. The fear builds. The uncertainty grows.

Here's the truth: the scariest part is not knowing where to start. Once you start asking questions and building a plan, the fear disappears. You don't need to have it figured out today. You just need to start. 🎃

🌐 www.macdevfinancial.com

10/28/2026

You're about to make a big money move.

Before you commit, ask yourself: What problem does this actually solve? What could go wrong? Does this conflict with my other goals? Will I feel good about this in five years?

If you can't answer all four clearly, you're not ready yet. That's the point.

Most regrets come from decisions made too fast. Better to slow down now. 🌐 www.macdevfinancial.com

10/26/2026

Your financial plan isn't about spreadsheet numbers.

It's about your family being secure if something happens to you. It's about retiring when you want, not when you have to. It's about building something that actually lasts.

Here's what we see: Most people protect one piece while leaving others exposed. Retirement locked in but no life insurance. Insurance sorted but no protection for income loss. We fill those gaps.

🌐 www.macdevfinancial.com

10/23/2026

Your car breaks down. Your furnace dies. You lose a client.

These aren't "if" moments. They're "when" moments. The worst time to figure out how to pay for it is when it's already happening. That's when people make bad financial decisions. That's when they panic.

An emergency fund keeps you from drowning. Even $1,000 changes everything. Do you have that cushion right now?

🌐 www.macdevfinancial.com

10/21/2026

You don't need another article.

You don't need another calculator. You need someone to sit with you and translate financial planning into actual words.

Here's what happens in our first call: You talk. We listen. We ask the questions you didn't know to ask. Suddenly it makes sense. No pitch. No pressure. Just clarity. That's worth 30 minutes.

🌐 www.macdevfinancial.com

10/19/2026

Your mom said save money.

Your advisor said invest. Both are right. Both serve different purposes. Saving keeps money safe for soon-term needs. Investing puts money to work for long-term growth.

Here's the real talk: you need both. Different money. Different purposes. Balance that, and you win. How's yours looking?
🌐 www.macdevfinancial.com

10/16/2026

The financial plan you made at 25 won't work at 35.

Life happened. Your income changed. Your family grew. Your goals shifted. But how many people actually update their strategy? Most create it once and hope it still works. Spoiler: it doesn't.

Your plan shouldn't gather dust. It should evolve with you. When's the last time you reviewed yours? Really. 🌐 www.macdevfinancial.com

10/14/2026

You know what you want. Retirement. Security. Freedom.

The gap between knowing and getting there is where people get stuck. It's not about trying harder—it's about having a real plan that fits your actual life, not a template.

We start with listening, not selling. One 30-minute conversation can shift how you think about the next decade. Ready to start?
🌐 www.macdevfinancial.com

10/12/2026

Here's what 90% of people miss about whole life insurance.

While you're protected, part of what you pay is actually building cash value inside the policy. That's real money. Money you can access. Money that's yours. Most insurance companies don't talk about this because it's complicated.

We're keeping it simple: understand what you're actually paying for before you commit. 🌐 www.macdevfinancial.com

Address

33260 11 Avenue
Mission, BC
V2V4Y6

Website

http://www.macdevfinancial.com/

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