Adamson & Associates Inc., Licensed Insolvency Trustee

10/30/2026

📍 Your income may change with the seasons. Your bills usually don’t.

For families in Leamington, seasonal work and changing hours can make debt harder to manage. A consumer proposal may be one option for dealing with unsecured debts through a repayment plan.

Our local guide explains how it works, what to bring to your first appointment, and how to get started.

📖 Read the Leamington guide:
https://www.adamsontrustee.com/consumer-proposals-leamington-a-local-guide-to-debt-help/

💬 Let’s talk about what fits your situation. Book a free consultation with Adamson & Associates:
https://www.adamsontrustee.com/contact/

10/11/2026

Happy Thanksgiving from all of us at Adamson Trustee! 🍂

We’re grateful for our clients, our team, and the communities we serve. Wishing you a peaceful weekend filled with warmth, connection, and moments of gratitude.

09/25/2026

A steady paycheque doesn’t always mean there’s room to breathe.

The National Payroll Institute’s 2026 survey found that 28% of working Canadians say they’re living paycheque to paycheque and would struggle to meet their financial obligations if their pay were delayed by just one week. Financial strain can affect people who are working, too. (National Payroll Institute survey)

If most of your income is going straight to bills and debt, you’re not alone.

Our guide looks at why Canadians can find themselves in this cycle and steps and debt-relief options to consider:
👉 https://www.adamsontrustee.com/canada-living-paycheque-to-paycheque/

If debt feels difficult to manage, Adamson & Associates can help you understand your options. Call 519-310-JOHN (5646) for a free, no-obligation consultation.

Canada is living paycheque to paycheque due to a rising cost of living, low wage increase, and less full-time job opportunities. Learn how to live paycheque to paycheque by managing expenses, debt, and taxes. A Consumer Proposal could allow you to pay just a portion of your debt.

09/21/2026

Are you feeling overwhelmed by financial stress? You aren't alone, and more importantly, there is a way out. 🍁

Meet John Adamson, a Licensed Insolvency Trustee serving communities across Ontario. While many "debt advisors" can offer advice, they don't have the legal authority to actually protect you from creditors.

As a professional licensed by the Canadian Government, John has exclusive tools available to help Canadians permanently get out of debt, including:

✅ Consumer Proposals (Reduce your debt and freeze interest!)
✅ Bankruptcy Services
✅ Credit Counselling
✅ Debt Consolidation

Stop the harassing phone calls, wage garnishments, and sleepless nights. Get the right advice from a federally regulated professional who genuinely cares about giving you a fresh start.

📞 Call John & Your Debt Worries Will Be Gone!
☎️ 519-310-JOHN (5646)
🌐 Learn more and book your free consultation at: www.adamsontrustee.com

09/14/2026

Not sure where to turn with debt? Start with a conversation.

Credit Counselling, a Consumer Proposal and Bankruptcy are different options. The right approach depends on your circumstances.

At Adamson & Associates, our Licensed Insolvency Trustees can review your situation and explain the options available to you, in plain language.

Bring your questions. Take the next step at your own pace.

Call 519-310-JOHN (5646) for a free, no-obligation consultation.
https://www.adamsontrustee.com/

09/10/2026

September brings new routines and a chance to check in on your budget. 🍂

Start with three simple steps:
1) Review what came in and went out last month.
2) Update your budget for school, transportation and other fall costs.
3) List your debt payments alongside your everyday essentials.

If the numbers don’t add up, you don’t have to figure it out alone. At Adamson & Associates, we can help you understand your debt relief options.

Call 519-310-JOHN (5646) for a free, no-obligation consultation.
https://www.adamsontrustee.com/

08/27/2026

Owe back taxes to the CRA? Don’t ignore it.

If you can’t pay your tax balance in full, a CRA payment arrangement may allow you to make regular payments over time. But interest continues to add up, and it is important to make a plan you can realistically afford.

If a payment arrangement still isn’t manageable, there may be other debt-relief options available. A Consumer Proposal can include CRA income tax debt.

Read more:
https://www.adamsontrustee.com/do-you-owe-back-taxes-cra-payment-arrangements/

Call John for a free, no-obligation consultation:
519-310-JOHN (5646)

08/24/2026

Ontario insolvencies are rising.

New Q2 2026 data shows consumer insolvency filings increased by 10.2% compared with the same period last year, with consumer proposals making up the majority of filings.

If debt payments are becoming harder to manage, you are not alone—and you may have options.

Read the full article to learn more about the numbers and what they could mean for you:
https://www.adamsontrustee.com/ontario-insolvency-statistics-consumer-filings/

Call 519-310-JOHN (5646) for a free, no-obligation consultation.

08/07/2026

💡 Struggling with debt? Bankruptcy may not be your only option.

A Consumer Proposal could give you a manageable path forward by allowing you to make an offer to your creditors to repay a portion of what you owe or extend the time you have to pay.

For many Canadians facing serious debt, it can be an alternative to bankruptcy worth exploring.

✅ Reduce the amount of debt you need to repay
✅ Stop most collection actions
✅ Create an affordable repayment plan
✅ Avoid declaring bankruptcy
✅ Get help from a Licensed Insolvency Trustee

Wondering if a Consumer Proposal might be right for you?

Take our quick online quiz to find out if you may qualify:
👉 https://www.adamsontrustee.com/consumer-proposals/

Or talk directly with John about your options.

📞 519-310-JOHN (5646)

Call John & Your Debt Worries Will Be Gone!

06/26/2026

Did you know? If your 2025 income tops $93,454, the government can start clawing back your Old Age Security in July 2026, at 15 cents for every dollar over the line.

The good news: with the right timing on your TFSA, RRIF, and OAS start date, you may be able to reduce it or avoid it entirely. Our new guide breaks down exactly how it works for 2026.

Read it here: https://www.adamsontrustee.com/oas-clawback-in-canada-how-to-reduce-it/

And if a reduced retirement income is leaving you stretched thin, you're not alone. Our Licensed Insolvency Trustees help Ontario seniors find a fresh start. Call John at 519-310-JOHN (5646) for a free, confidential consultation. Day or evening, we are open late.

Worried about losing part of your OAS? Here's how the 2026 recovery tax works, plus practical ways to reduce or avoid the clawback.