Joe Kiefer - London Mortgage Broker

06/11/2026

06/10/2026

No surprises from the Bank of Canada today.

The Bank has held its policy rate, meaning Prime remains at 4.45% for most lenders.

For homeowners with variable-rate mortgages and anyone considering a purchase, renewal, or refinance, today's announcement brings a bit of stability to the market.

Questions about how this impacts your mortgage? Let's chat.

🏡 Joe Kiefer 519.476.6704
📞 We're here to help.

02/03/2026

Most homeowners only look at their mortgage when it’s time to renew.

But a lot can change in five years — income, family, goals, interest rates, and how your mortgage is actually performing behind the scenes.

A simple annual review can help make sure your mortgage still fits your life today, not the version of you from years ago.

This time of year is the perfect moment to take a fresh look and make sure everything is still on track.

Ready to Review? ⬇️

Joe Kiefer – DM, Call or text 519.476.6704

Your Trusted Mortgage Broker
Helping you every step of the way!

01/30/2026

An Annual Mortgage Review isn’t a sales call, and it isn’t about forcing change.

It’s a structured check-up designed to help you understand how your mortgage is performing today and whether it still aligns with your goals.

In many cases, the outcome is reassurance that everything is on track.
In others, small adjustments may be worth discussing.

Either way, the purpose is clarity — not pressure.

If you’d like help reviewing your mortgage or understanding your statement, we’re here to help.

👉Joe Kiefer – DM, Call or text 519.476.6704

Your Trusted Mortgage Broker
Helping you every step of the way!

01/29/2026

The Bank of Canada held the overnight rate today — meaning no change to prime.
For most lenders, prime remains 4.45%.

While rate announcements grab headlines, they’re only one part of the mortgage picture.

What matters just as much — often more — is how your mortgage is structured, how it fits your goals, and whether it still makes sense for where you are today.

Whether rates move or stay the same, having a clear plan puts you in a stronger position.

If you have questions about how today’s announcement fits into your situation, we’re always happy to talk it through.

Have questions or want to talk strategy?
👉DM us anytime or reach out

Joe Kiefer – Call or text 519.476.6704
Your Trusted Mortgage Broker
Helping you every step of the way!

01/27/2026

Tomorrow, the Bank of Canada is set to make its next rate announcement. (January 28th, 9:45am)

If you’re buying, renewing, or just keeping an eye on the market, these announcements can raise a lot of questions — and a bit of uncertainty.

What matters most isn’t just the headline rate, but how it fits into your overall plan, timing, and options.

If you’re wondering what this could mean for you, we’re always happy to talk it through — no pressure, just clarity.

📞 Call us or visit our website if you’d like to chat.

Joe Kiefer – DM, Call or text 519.476.6704

Your Trusted Mortgage Broker
Helping you every step of the way!

01/21/2026

Many mortgage decisions feel rushed — not because people want them to be, but because they don’t always have the information they need early on.

Whether you’re buying a home, approaching a renewal, or simply reviewing your mortgage, understanding your options ahead of time can help prevent unnecessary pressure later.

Smart solutions come from clear advice, thoughtful planning, and taking the time to understand what actually makes sense for your situation.

If you’d ever like to review where things stand or talk through your options, we’re always happy to have that conversation.

📞 Call us or visit our website.

Joe Kiefer – Call/Text 519.476.6704 or DM
Your Trusted Mortgage Broker
Helping you every step of the way!

01/08/2026

January is when a lot of buyers get excited — and that’s great.
But it’s also when we see avoidable mistakes that can cost time, money, or even a deal.

The most common ones?
• House Shopping before getting pre-approved
• Assuming the lowest rate = the best mortgage
• Changing jobs, credit, or spending before closing

A little planning upfront makes everything smoother later.
If buying is on your radar this year, we’re happy to walk you through the right first steps.

📞 Call us or visit our website to start with clarity.

Joe Kiefer – DM, Call or text 519.476.6704

Your Trusted Mortgage Broker
Helping you every step of the way!

01/02/2026

Wishing everyone a happy, healthy New Year! ✨

12/25/2025

Merry Christmas from our family to yours 🎄

We just want to take a moment to say thank you. To our clients, family, friends, and industry partners — your trust, support, and kindness truly mean more to us than we can put into words.

Wishing you a season filled with love, health, and time with the people who matter most.

Merry Christmas and warm wishes for the New Year ❤️

📞 Joe Kiefer – DM, Call or text 519.476.6704

Your Trusted Mortgage Broker
Helping you every step of the way!