04/17/2023
LIFE INSURANCE IS NOT FOR YOU! IT'S FOR THOSE YOU LEAVE BEHIND.
These are some of the most common myths surrounding life insurance, and are some of the things that are stigmatized from outsiders of the industry. But the fact is that myths are often disproven.
#1 Cost: While some life insurance policies do cost a lot, a policy from AIL will work with the budget you have. Insurance cost is based on health, age and habits. 2/3 of those factors are not really in your control, sooner is better than later.
#2 Health: No one in the world is in absolutely perfect health. We work with you to get approved and to get you and your family protected. You will never be younger or healthier than you are today!
#3 Application process: the application process is actually very simple and usually takes less than 20 minutes. All we need is some basic information. I am also an expert at filling it out to make it as easy as possible.
#4 Age: this one actually applies to everyone, not just young people. Taking a policy out at a young age is actually better as you're usually healthier, and the sooner you get it and get protected, the less stress you will have to deal with later in life. Also when we are younger we get more coverage at a lower cost. You will never be as young as you are right now
#5 Work/Group policies: I see a lot of people who think their work coverage continues into retirement. The reality is when you leave your job, whether through retirement or being laid off, or finding a new job, all of the benefits you had are usually gone and will not go with you. That's why people take private plans out. Additionally, our benefits work WITH the plans you many have through your employer.
If any of these things were deterring you from taking out life insurance, please reach out immediately and get yourself and your family protected.