Mortgages by Andrea

Home
Canada
London, ON
Mortgages by Andrea

Call Directions Website Contact the business

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgages by Andrea, Mortgage brokers, London, ON.

🏡✨Mortgage Specialist Level2 FSRA #13556

🏠 Serving Ontario🍁
📱 226-926-9402
💻 [email protected]

Specialize in:
💫 Renewals
💫 Debt Consolidation
💫 Refinances and switches
💫 Bruised or poor credit
💫 Self-Employed Income

10/08/2026

🏦 With the Bank of Canada’s next interest rate announcement coming up on October 28, do you know how a rate change could affect YOUR mortgage?

Here’s something many homeowners don’t realize: Not all variable rate mortgages work the same way! 👀

While both have interest rates that can go up or down, what happens to your actual mortgage payment can be very different.

📈 Adjustable Rate (ARM): Your payment goes up or down when your interest rate changes.

🔒 Fixed Payment Variable (VRM): Your payment usually stays the same, but how much goes toward interest vs. paying down your mortgage changes.

Same changing rates. Different impact on your mortgage.

Have a variable rate mortgage? Save this post ahead of the October 28 announcement!

Not sure which type you have? DM me.

Andrea Wale- Mortgage Agent Level 2
Maventure Mortgage FSRA 13356

10/01/2026

🏡For some homeowners, the equity they’ve built can create options. Whether that means consolidating higher-interest debt, tackling renovations, helping fund another property, or covering a major expense.

One of my favourite parts of this job is seeing what happens after the mortgage funds. 🤍

These clients used the equity in their home to complete renovations they had been planning, and months later they sent me a photo of their work with the message, “This is what we built because of your help.” 🥹

That’s the gooooood stuff.

If you’ve owned your home for a while and you’re curious how much equity you may be able to access or whether it even makes financial sense to do so, send me a message. I’m always happy to run the numbers and talk through the options with you.

📩 DM me “EQUITY” and we can take a look.

Andrea Wale
Mortgage Agent L2
Maventure Mortgage FSRA #13556

09/02/2026

Friendly reminder: Bank of Canada announcements don’t directly affect *fixed* mortgage rates. 📣

✨ And today, the BOC announced no change. ✨

This means there is no change in rate or payment for variable rate product holders.

Variable rates follow the Bank of Canada. Fixed rates are influenced by the bond market.

Two different things, and probably one of the most common mortgage misconceptions I hear. 🏡

09/02/2026

Apparently we’re the only ones rooting for you 😂🫶🏼

Jk.

But seriously, your mortgage is probably one of the biggest financial commitments you’ll ever make, and it can also be one of your biggest opportunities to build wealth.

My job isn’t just to find you a mortgage. It’s to help you understand your options, make smart moves with your equity, and make sure your mortgage continues to work for you as life changes. 🏡💫

Your mortgage can be more than a payment. Let’s make it part of the plan. ✨

09/01/2026

Most people think mortgage brokers only help when you’re buying a home. 🏡

The truth is, we can also help with:

🔄 Mortgage renewals
💰 Refinancing
👨‍💼 Self-employed financing
🏘️ Investment properties
📋 Second opinions
…and so much more.

One thing I’ve learned over the years is that the best mortgage isn’t always the one with the lowest rate—and switching lenders isn’t always the right move.

My job isn’t to “sell” you a mortgage.
It’s to help you make the best financial decision for your situation. 💚

If you have questions—even if you’re not sure where to start—send me a message. 📩 Sometimes a 10-minute conversation is all it takes.

✨ Honest advice. No pressure. Just options.

08/28/2026

Let’s make sure there aren’t any blank spaces in your mortgage strategy 😉🏡

Renewal coming up? Let’s review your options.📝

08/27/2026

They say if your business or service can change someone’s life, it’s your job to promote it. ✨

Before I got into finance, I barely knew what a refinance was. Now I know mortgages are so much more than just a rate and a term. In the right situation, a refinance can change a life.

Messages like these are why I do what I do. I may not save lives, but helping someone finally feel like they can breathe again is pretty special. 💫

08/24/2026

🏡Ever wonder why your neighbour renewed at a lower rate than you… even though you renewed around the same time?

It doesn’t always come down to negotiation.

One of the biggest factors is something most homeowners have never heard of: mortgage type.

Your mortgage is typically classified as insured, insurable, or uninsurable—and that classification can affect the rates available at renewal or when switching lenders.

That’s why two homeowners with:
✔️ Similar credit
✔️ The same lender
✔️ The same renewal date

…can still receive different rate offers.

Understanding your mortgage type helps you compare rates more accurately and make better decisions when it’s time to renew.

If your renewal is coming up and you’re not sure what type of mortgage you have, send me a message. I’d be happy to help you figure it out before you sign anything.

08/20/2026

When you know, you know ✨🏡😆

Behind every mortgage is a whole lot of coffee, phone calls, document chasing, and problem-solving.

But helping people navigate it all is the best part of my job, and I wouldn’t trade it.

If you’ve got questions about buying, refinancing, or renewing, I’m always happy to help.

08/19/2026

Is your mortgage renewal coming up? 🏡✨

One of the biggest mistakes I see is homeowners waiting for their current lender’s renewal offer. By the time it arrives, you’re often left with very little time to compare your options.

The reality is, you can and should start exploring your options 3-4 months before your renewal date.

That gives you time to:
✔️ Compare rates
✔️ Review your mortgage features
✔️ See if refinancing or switching lenders makes more sense
✔️ Make a decision without feeling rushed

Your lender’s first offer isn’t always their best one.

If your mortgage is coming up for renewal in the next few months, let’s chat early and make sure you’re getting the best fit for your goals.

📩 DM “RENEWAL” and let’s get started.

Address

London, ON

Telephone

+12269269402

Website

https://www.maventure.ca/andrea-wale

Alerts

Be the first to know and let us send you an email when Mortgages by Andrea posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.