Tulett, Matthews & Associates

10/29/2026

𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝘁𝗿𝘂𝗹𝘆 𝘂𝗻𝗯𝗶𝗮𝘀𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲 𝗶𝗻 𝗖𝗮𝗻𝗮𝗱𝗮?

After losing money with a commission-based advisor in the early 2000s, Steve Bridge didn’t walk away from investing. He learned everything he could and built a planning practice to fix the problem he’d lived through.

Today he’s a fee-only, advice-only planner at Money Coaches Canada: no product sales, no commissions, no conflicts. Just advice in his clients’ best interests.

We cover:
✅ How advice-only planning differs from the rest of the industry
✅ The 7-step CFP process, and why implementation is the hardest step
✅ Why cash flow is the foundation at every income level
✅ What CRM3 (January 2027) means for cost transparency
If you’ve ever wondered whether your advice is truly in your best interest, this is for you.

Advice-only planner Steve Bridge joins us to explain financial planning with no products, no commissions, and no sales targets attached.

10/19/2026

🚨 𝟱𝟬 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 $... 𝟭𝟭𝟱 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 $... 𝟲𝟱 𝗺𝗶𝗹𝗹𝗶𝗮𝗿𝗱𝘀 $! 𝗗𝗲𝘀 𝗺𝗶𝗹𝗹𝗶𝗲𝗿𝘀 𝗱'𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝘀𝘀𝗲𝘂𝗿𝘀 𝗳𝗹𝗼𝘂𝗲́𝘀, 𝗽𝗮𝗿𝗳𝗼𝗶𝘀 𝗷𝘂𝘀𝗾𝘂'𝗮̀ 𝗽𝗲𝗿𝗱𝗿𝗲 𝗹𝗲𝘀 𝗲́𝗰𝗼𝗻𝗼𝗺𝗶𝗲𝘀 𝗮𝗰𝗰𝘂𝗺𝘂𝗹𝗲́𝗲𝘀 𝗽𝗲𝗻𝗱𝗮𝗻𝘁 𝘁𝗼𝘂𝘁𝗲 𝘂𝗻𝗲 𝘃𝗶𝗲.

Ce sont les sommes associées à trois des financiers les plus marquants: Earl Jones, Vincent Lacroix et Bernie .

Mais comment des fraudes d'une telle ampleur ont-elles pu passer inaperçues pendant aussi longtemps? Et comment autant d'investisseurs, y compris des professionnels expérimentés, ont-ils pu tomber dans le piège?

⚠️ Les scandales financiers du passé nous rappellent que la réglementation et les autorités financières ne remplacent pas la vigilance des investisseurs.

🎙️ Sur le podcast, nous recevons Kerby Jean-Paul, expert certifié en matière de , pour décortiquer ces scandales, comprendre les stratagèmes utilisés et surtout, en tirer des leçons pour mieux se protéger.

🎧 Cliquez ci-bas pour écouter l’épisode.
https://loom.ly/Ho3U8ok

Nous explorons ce que signifie vraiment être riche, qui détient la richesse et quels sont les moteurs de création de richesse.

10/15/2026

Your home is probably one of your largest assets. Why wait for a crisis to decide what happens to it?

On this episode of The Empowered Investor, real estate advisor Scott Broady joins Marcelo Taboada to talk about what he calls the rush trap.

The rush trap happens when a crisis makes the downsizing decision for you. People end up reacting to a sudden health issue, a fall, the death of a spouse, or a financial shock, and have to sell the house, sort through decades of belongings, and find a new place to live in a matter of weeks.

All of this can be avoided. Starting the conversation two years early changes everything.
Listen to the full episode: https://loom.ly/_sa2lRY

Real estate advisor Scott Broady joins us to explain the downsizing rush trap, and how to plan a smoother move before a crisis forces it.

10/06/2026

𝗬𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗳𝗲𝗲𝘀 𝘄𝗲𝗿𝗲 𝗻𝗲𝘃𝗲𝗿 𝗮 𝘀𝗲𝗰𝗿𝗲𝘁. 𝗧𝗵𝗲𝘆 𝗷𝘂𝘀𝘁 𝘄𝗲𝗿𝗲𝗻'𝘁 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗳𝗶𝗻𝗱.

Starting in early 2027, that changes. On the latest episode of The Empowered Investor, TMA's chief compliance officer, Michael Baldoni, breaks down CRM3, the new reporting standard that will show Canadian investors exactly what they're paying, in dollars, on every statement.

If you want to know exactly what you're paying, and what you're getting for it, this episode is for you.
Listen to the full episode: https://loom.ly/ug5x2to

10/01/2026

𝗪𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝘀𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝘀𝗵𝗼𝘄𝗲𝗱 𝘁𝗵𝗲 𝘄𝗵𝗼𝗹𝗲 𝘀𝘁𝗼𝗿𝘆?

Starting in early 2027, CRM3 brings your full cost breakdown together in one report, in dollars. On this episode, TMA's chief compliance officer, Michael Baldoni, joins Keith Matthews to break down what it means for you.

Michael explains what's changing, why high-fee strategies will soon be impossible to hide, and the questions every investor should be asking their advisor right now.

CRM3 is the next evolution of investment cost transparency, arriving on Canadian statements in 2027. We explain what it means for your portfolio.

09/24/2026

𝗘𝘁 𝘀𝗶 𝘂𝗻 𝗱𝗼𝗻 𝗱𝗲 𝟭𝟬𝟬 𝟬𝟬𝟬 $ 𝗻𝗲 𝘃𝗼𝘂𝘀 𝗰𝗼𝘂̂𝘁𝗮𝗶𝘁 𝗾𝘂𝗲 𝟮 𝟬𝟬𝟬 $?
C’est ce que peut permettre les actions accréditives, une stratégie fiscale encore méconnue de nombreux investisseurs.

C’est ce que peuvent permettre les actions accréditives, une stratégie fiscale encore méconnue de nombreux investisseurs. Dans cet épisode, Albert Labelle de PearTree Canada nous explique comment elles fonctionnent, à qui elles s’adressent et comment elles peuvent contribuer à réduire l’impôt tout en maximisant l’impact des dons de bienfaisance.

Pour les personnes à revenu élevé qui souhaitent intégrer la philanthropie à leur planification fiscale, écoutez l’épisode complet : https://loom.ly/_4StDlI ou communiquez avec nous pour discuter de la pertinence de cette stratégie dans le cadre de votre planification fiscale et philanthropique.

09/23/2026

𝗬𝗼𝘂𝗿 𝗮𝗱𝘃𝗶𝘀𝗼𝗿'𝘀 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗰𝗮𝗿𝗱 𝘄𝗼𝗻'𝘁 𝘁𝗲𝗹𝗹 𝘆𝗼𝘂 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗸𝗻𝗼𝘄. 𝗡𝗲𝗶𝘁𝗵𝗲𝗿 𝘄𝗶𝗹𝗹 𝘁𝗵𝗲 𝘁𝗶𝘁𝗹𝗲 𝗼𝗻 𝘁𝗵𝗲𝗶𝗿 𝗲𝗺𝗮𝗶𝗹 𝘀𝗶𝗴𝗻𝗮𝘁𝘂𝗿𝗲.

On the latest episode of The Empowered Investor, TMA's chief compliance officer, Michael Baldoni, breaks down what actually matters: not the title, but the registration behind it.

𝗙𝗶𝗱𝘂𝗰𝗶𝗮𝗿𝘆 𝗼𝗿 𝘀𝘂𝗶𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆. One means your advisor has to act in your best interest. The other only means the recommendation has to be appropriate for you. Most Canadians don't know which one they're getting.

https://loom.ly/E5OwOLg

09/18/2026

𝗘𝘁 𝘀𝗶 𝘂𝗻𝗲 𝘀𝘁𝗿𝗮𝘁𝗲́𝗴𝗶𝗲 𝗳𝗶𝘀𝗰𝗮𝗹𝗲 𝗱𝗼𝗻𝘁 𝗽𝗿𝗲𝘀𝗾𝘂𝗲 𝗽𝗲𝗿𝘀𝗼𝗻𝗻𝗲 𝗻𝗲 𝗽𝗮𝗿𝗹𝗲 𝗽𝗼𝘂𝘃𝗮𝗶𝘁 𝗲́𝗴𝗮𝗹𝗲𝗺𝗲𝗻𝘁 𝘃𝗼𝘂𝘀 𝗽𝗲𝗿𝗺𝗲𝘁𝘁𝗿𝗲 𝗱𝗲 𝗺𝘂𝗹𝘁𝗶𝗽𝗹𝗶𝗲𝗿 𝗹’𝗶𝗺𝗽𝗮𝗰𝘁 𝗱𝗲 𝘃𝗼𝘀 𝗱𝗼𝗻𝘀?

Dans cet épisode, Ruben Antoine, CFA, CPA reçoit Albert Labelle, associé chez PearTree Canada, pour démystifier les actions accréditives, l’un des outils les plus puissants, mais aussi les moins bien compris, en matière de planification fiscale et philanthropique au Canada.

Si vous payez beaucoup d’impôts, avez des objectifs philanthropiques, ou les deux, vous devez absolument écouter cet épisode.

Merci Albert d’avoir partagé tes connaissances et ton expérience avec nos auditeurs.

Nous explorons ce que signifie vraiment être riche, qui détient la richesse et quels sont les moteurs de création de richesse.

09/17/2026

Is your advisor required to act in your best interest, or just required to make sure an investment is suitable for you?

Those are two different standards, and most Canadians don't know which one applies to them.

In this episode of The Empowered Investor, Keith Matthews sits down with our chief compliance officer, Michael Baldoni, to break down fiduciary care versus suitability: what each one means, which titles carry which obligation, and the one question worth asking before you hire an advisor.

Listen to the full episode: https://loom.ly/E5OwOLg

Fiduciary or suitability? TMA's chief compliance officer explains the two standards Canadian advisors work under, and how to tell which one applies to you.

08/28/2026

𝗪𝗵𝗮𝘁 𝗶𝗳 𝗮 $𝟱𝟬,𝟬𝟬𝟬 𝗱𝗼𝗻𝗮𝘁𝗶𝗼𝗻 𝗼𝗻𝗹𝘆 𝗰𝗼𝘀𝘁 𝘆𝗼𝘂 $𝟭,𝟬𝟬𝟬?

That's the math behind flow-through shares — a Canadian tax strategy most investors have never heard of. On the latest episode of The Empowered Investor, Albert Labelle of PearTree Canada breaks down how it works.

For high-income earners already thinking strategically about giving, it's one of the most overlooked tools out there.

Listen to the full episode https://loom.ly/9cM8mcE or reach out to talk through whether it fits your plan.