Tulett, Matthews & Associates

08/28/2026

𝗪𝗵𝗮𝘁 𝗶𝗳 𝗮 $𝟱𝟬,𝟬𝟬𝟬 𝗱𝗼𝗻𝗮𝘁𝗶𝗼𝗻 𝗼𝗻𝗹𝘆 𝗰𝗼𝘀𝘁 𝘆𝗼𝘂 $𝟭,𝟬𝟬𝟬?

That's the math behind flow-through shares — a Canadian tax strategy most investors have never heard of. On the latest episode of The Empowered Investor, Albert Labelle of PearTree Canada breaks down how it works.

For high-income earners already thinking strategically about giving, it's one of the most overlooked tools out there.

Listen to the full episode https://loom.ly/9cM8mcE or reach out to talk through whether it fits your plan.

08/27/2026

💰 𝗖𝗼𝗺𝗯𝗶𝗲𝗻 𝗳𝗮𝘂𝘁-𝗶𝗹 𝘃𝗿𝗮𝗶𝗺𝗲𝗻𝘁 𝗽𝗼𝘂𝗿 𝗲̂𝘁𝗿𝗲 𝗿𝗶𝗰𝗵𝗲 𝗮𝘂 𝗖𝗮𝗻𝗮𝗱𝗮?
1 million $ ? 5 millions $ ? 10 millions $ ?
La réponse est beaucoup moins simple qu’on pourrait le croire… Et certaines données risquent de vous surprendre.

Dans cet épisode, Ruben Antoine, CFA, CPA et Alain Desbiens plongent dans les chiffres pour comprendre qui est réellement riche au Canada.

🎧 Un épisode crucial à écouter sur les chiffres, les nuances et les mythes derrière la richesse au Canada.
https://loom.ly/fRljbqY

08/25/2026

What if the tax strategy almost no one talks about could also multiply what you give away?

In the final episode of our three-part series on charitable giving, Ruben Antoine sits down with Albert Labelle, partner at PearTree Canada, to unpack flow-through shares, one of the most powerful, and most misunderstood, tools in Canadian tax and philanthropic planning.

If you pay significant tax, have philanthropic goals, or both, this is time well spent.

Thank you, Albert, for sharing your time, knowledge, and experience with our listeners.

Albert Labelle explains flow-through shares — a tax-smart way to shrink your bill and multiply your charitable giving, one of Canada's best-kept secrets.

07/10/2026

𝗕𝗶𝗹𝗮𝗻 𝗺𝗶-𝗮𝗻𝗻𝘂𝗲𝗹 𝗱𝗲𝘀 𝗺𝗮𝗿𝗰𝗵𝗲́𝘀 : 𝗴𝘂𝗲𝗿𝗿𝗲𝘀, 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻, 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗶𝘁𝗲́ 𝗲𝘁 𝗶𝗻𝗰𝗲𝗿𝘁𝗶𝘁𝘂𝗱𝗲, … 𝗘𝘁 𝗽𝗼𝘂𝗿𝘁𝗮𝗻𝘁, 𝗹𝗲𝘀 𝗺𝗮𝗿𝗰𝗵𝗲́𝘀 𝗯𝗼𝘂𝗿𝘀𝗶𝗲𝗿𝘀 𝗮𝗳𝗳𝗶𝗰𝗵𝗲𝗻𝘁 𝗱𝗲𝘀 𝗿𝗲𝗻𝗱𝗲𝗺𝗲𝗻𝘁𝘀 𝗿𝗲𝗺𝗮𝗿𝗾𝘂𝗮𝗯𝗹𝗲𝘀!

Comment expliquer ce paradoxe? Écoutez le podcast en cliquant ici : https://loom.ly/nt5nmmc

Dans cet épisode, Jackson Matthews et Ruben Antoine explorent comment les marchés financiers ont su démontrer une résilience impressionnante, malgré une première moitié de 2026 agitée par les tensions politiques, les conflits au Moyen-Orient, la flambée du prix du pétrole et les actualités alarmistes sur l’incertitude économique.

Découvrez comment des milliers de dollars en crédits, prestations et avantages fiscaux échappent chaque année aux retraités, et quelques solutions pour les récupérer afin d’optimiser sa situation financière et fiscale.

07/09/2026

War in the Middle East. Oil surging. Headlines screaming uncertainty.

And yet, stocks are up double digits.

How? In our mid-year review, we break down exactly what drove returns in the first half of the year, and what it means for the rest of the year. We unpack the rotation happening beneath the surface, what gold's surprise stumble reveals about market assumptions, and what decades of data actually say about investing at all-time highs.

The story of 2026 so far is the same one we keep coming back to: Stay diversified. Stay the course. The numbers back it up.

🎧 Listen now: https://loom.ly/wiCFo4Y

Geopolitical chaos, oil spikes and stocks still up double digits. A data-driven mid-year review of 2026 returns, the small cap rotation, and what history says about investing at all-time highs.

06/30/2026

Charitable giving and financial planning are more connected than most people realize.

CPA Linda Argalgi from the Jewish Community Foundation of Montreal joined us to talk donor advised funds and what struck us most was this:

Philanthropy isn't separate from your financial plan. For the right person, a donor advised fund can be one of the most powerful tools in it — for tax efficiency, legacy planning, and giving more than you ever thought possible.

This is part two of our three-part series on charitable giving in Canada.
https://loom.ly/MfSKnl4

06/25/2026

Did you know there's a way to give more to charity — at less cost to you?

We sat down with CPA Linda Argalgi from the Jewish Community Foundation of Montreal, one of the largest community foundations in Canada, to talk about donor advised funds and why more Canadians should be using them.

One of the biggest takeaways? A donor advised fund isn't just for the ultra-wealthy. It's a powerful tool for anyone who gives regularly and wants their dollars to go further.

If philanthropy is part of your financial plan, or you want it to be, this one's worth your time.

CPA and Philanthropic Advisor Linda Argalgi breaks down donor advised funds and how they compare to private foundations, tax efficiency, legacy planning, and who benefits most.

06/18/2026

𝗟𝗮 𝘀𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗾𝘂𝗲 𝗾𝘂𝗶 𝘃𝗮 𝘃𝗼𝘂𝘀 𝘀𝘂𝗿𝗽𝗿𝗲𝗻𝗱𝗿𝗲 :

📊 Sur plus de 29 000 entreprises cotées en bourse aux États-Unis depuis 100 ans...
Seulement 46 entreprises ont généré la moitié de toute la richesse créée.

😳 Oui, vous avez bien lu.

Et c'est exactement pourquoi tenter de trouver les actions d’entreprises qui seront les futurs gagnantes est beaucoup plus risqué que la plupart des investisseurs l'imaginent.

🎙️ Dans cet épisode, Nicolas Bérubé dévoile les données qui remettent en question tout ce qu'on entend sur le « trading », soit la spéculation boursière à court terme.

🎧 Écoutez cet épisode avant d'acheter votre prochaine action vedette ou de vous plonger dans un secteur qui semble être « l'avenir » (IA, véhicules électriques, technologie, etc.) :
https://loom.ly/vnY0je4

06/12/2026

🎙️ 𝗗𝗮𝗻𝘀 𝗰𝗲𝘁 𝗲́𝗽𝗶𝘀𝗼𝗱𝗲 𝗱𝘂 𝗽𝗼𝗱𝗰𝗮𝘀𝘁, 𝗻𝗼𝘂𝘀 𝗿𝗲𝗰𝗲𝘃𝗼𝗻𝘀 𝗡𝗶𝗰𝗼𝗹𝗮𝘀 𝗕𝗲́𝗿𝘂𝗯𝗲́ 𝗽𝗼𝘂𝗿 𝗲𝘅𝗽𝗹𝗼𝗿𝗲𝗿 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝗲𝘀 𝗱𝗲𝘀 𝗹𝗲𝗰̧𝗼𝗻𝘀 𝗱𝗲 𝘀𝗼𝗻 𝗻𝗼𝘂𝘃𝗲𝗮𝘂 𝗹𝗶𝘃𝗿𝗲 𝗾𝘂𝗶 𝗿𝗲𝗺𝗲𝘁 𝗲𝗻 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝘁𝗼𝘂𝘁 𝗰𝗲 𝗾𝘂𝗲 𝘃𝗼𝘂𝘀 𝗰𝗿𝗼𝘆𝗲𝘇 𝘀𝗮𝘃𝗼𝗶𝗿 𝘀𝘂𝗿 𝗹'𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝘀𝘀𝗲𝗺𝗲𝗻𝘁!

Et si plusieurs de vos croyances sur la Bourse étaient tout simplement fausses?
❌ La bourse est un casino.
❌ Les dividendes sont la meilleure source de revenus.
❌ Il faut vendre nos placements quand la Bourse est à un sommet.
❌ Il faut prédire l’économie et les cycles boursiers pour faire de l’argent.

👉 Avant de prendre votre prochaine décision d'investissement, prenez 60 minutes pour écouter cette conversation en cliquant ici : https://loom.ly/vnY0je4

💡 𝗟𝗮 𝗯𝗼𝗻𝗻𝗲 𝗻𝗼𝘂𝘃𝗲𝗹𝗹𝗲?
Vous n'avez pas besoin d'être un expert de Wall Street! Avec de la discipline, et une stratégie appuyée par des décennies de recherches académiques, il est possible de faire fructifier son patrimoine, peu importe que vous investissiez 100$ ou 100 millions $.

06/11/2026

Most people give by writing a cheque. But if you hold investments outside your registered accounts, that habit could be costing you thousands.

In Part 1 of our series on 𝗖𝗵𝗮𝗿𝗶𝘁𝗮𝗯𝗹𝗲 𝗚𝗶𝘃𝗶𝗻𝗴 𝗶𝗻 𝗖𝗮𝗻𝗮𝗱𝗮, we break down one powerful idea: donate appreciated securities in-kind and you skip the capital gains tax entirely. You give more, the charity gets more. It’s a win-win!

We also cover the moves most people miss — spousal pooling, year-of-death rules, the AMT trap, and donor-advised funds that grow your giving tax-free.

Give, or plan to? This one's worth the listen
https://loom.ly/xuRIKpU

Generosity can be tax-smart and work harder. Discover the tax-smart way Canadians give—donating securities to skip capital gains and giving more to the causes they love.