Melissa Forman - Mortgage Agent

07/16/2025

🚗💨 Get In, Loser — We’re Buying a House! 🏡

Thinking about buying a home but don't know where to start? Or maybe you've got burning questions and no one to ask? We’ve got you covered.

Join us for a fun First-Time Homebuyer Info Night hosted by a dream team of real estate pros:

👨‍💼 Mike Pantrey - Century 21 Heritage Group Ltd. REALTOR®
👩‍💼 Valerie Sherren - Century 21 Heritage Group Ltd. REALTOR®
⚖️ Jennifer Tam, Barrister & Solicitor at Tam Law
🏦Melissa Forman - Mortgage Agent, lvl. 2

🗓️ -August 7th, 2025
⏰ -6:30pm – 7:30pm
📍 -914 Princess Street, Kingston
🚗 -Free Parking!

✨ Bring your questions. Get real answers. And maybe have a little fun while you're at it.

📲 Scan the QR code or click the link: https://docs.google.com/forms/d/1gLieYh0qBiHuhJTGGjiv8EYfvEbitKQ5taAIZhK9yGs/edit to register and learn more!
Let’s make buying a home feel a little less scary and a lot more empowering.

Kingston Homes For Sale

11/20/2024

Are you a frontline worker? You may qualify for an exclusive rate discount and up to $2,000 cashback with your new or existing mortgage. Some professions that are included are border services, corrections officers, firefighters, paramedics, police officers, RNs, RPNs, physicians, teachers, teachers aid, professors and principals.

Don't see your occupation on here or have any questions? Reach out!

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

05/13/2024

🌱 Considering a new home?

🏡 Did you know that 57% of homebuyers prioritize energy efficiency? 💡 Make greener choices and save big on bills! 💰 With 93% satisfaction and 68% savings, energy-efficient renovations are a win-win!🌟

Let's find you a home that's good for you and the planet! 🌍

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

source: t.ly/3hddP
🏠✨

05/06/2024

A great Grand Opening at ! I had the opportunity to talk mortgages with this guy!

04/25/2024

My first pro video! Congratulations Linas Kilius on your new amazing Kingston brokerage!!

04/25/2024

In the finance world, there's an acronym for everything. 😅

Don't hesitate to ask your mortgage expert what something means; it's like you asking me questions about your job! 💬

We're all experts in our field. Have questions? Let's connect. 🤝

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

04/24/2024

🚨 New First Time Buyer Option! 🚨

Starting August 1st, first-time home buyers can now extend their mortgage repayment period from 25 to 30 years for new construction purchases.

PRO ✅: Enjoy smaller payments or increased borrowing power.

CON ❌: However, it may result in more interest paid over time.

If you'd like to schedule a call to explore all your options, weigh the pros and cons, run scenarios, and more, let's connect! 📞

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

04/22/2024

Congratulations to these first time home buyers on their new home 🥰🥰

04/22/2024

When people think of mortgages, they usually consider their options as either a 5-year fixed rate or a variable rate. 📊

However, most lenders offer a variety of options in between, including fixed rates ranging from 1 to 10 years! 🗓️

Want to explore ALL your options? Let's connect! 🤝

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com


🏡🔒

04/09/2024

Don't rush to sign your bank's renewal offer! 🤔

Consider your future:

🏠 Thinking of moving?
🛠 Renovating?
🏡 Staying put?
😩 Not sure?

Choosing the 'open term' gives you time to decide or find a better deal elsewhere. 😅

Questions? I'm here to help! Let's chat!

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

04/04/2024

Renovating can be stressful! 🥵

🔍 Research contractors' rep: Reviews, refs, creds verify.

💰 Plan financing: Budget, loans, equity lines.

🛠️ Prep for surprises: Contingency fund.

🗣️ Clear communication: Expectations, timeline, budget.

📅 Stay organized: Track schedules, docs, be flexible.

Want to explore your financing options? I'm here to help! 👋

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com

03/30/2024

Dreaming of a fresh start in a new city? 🌆

Lenders need to ensure stability in your income, especially if you're relocating. 🇨🇦

They may ask:
👉 Are you changing jobs?
👉 Will your income or hours change?
👉 Do you have a new job lined up, and is it in the same field? 👉 Is your work remote?

Before making any big moves, let's make a plan that makes sense for you. 🤝

📞 613-449-4488
📩 [email protected]
🌐 formanmortgages.com