Rick Reece - Invis Mortgage

Rick Reece - Invis Mortgage Providing residential and commercial mortgage services with real estate development and financing knowledge and background.

The Real Costs of Homeownership Go Beyond Your Mortgage.Beyond your mortgage payment, many new homeowners underestimate ...
05/27/2026

The Real Costs of Homeownership Go Beyond Your Mortgage.

Beyond your mortgage payment, many new homeowners underestimate these ongoing expenses:

• Property taxes
• Home insurance
• Maintenance and repairs
• Utilities (heating, electricity, water)
• Condo fees (if applicable)
• Seasonal costs like snow removal and landscaping

These can easily add hundreds of dollars to your monthly budget if not planned for.

I can help you calculate your true monthly costs and build a realistic budget for comfortable homeownership.

Connect with me today to gain clarity and confidence before you buy.

Waiting for the “perfect time” to buy a home?I hear this from so many people - they pause for months (or even years) hop...
05/20/2026

Waiting for the “perfect time” to buy a home?

I hear this from so many people - they pause for months (or even years) hoping for lower rates or better market conditions.

Here’s what I always tell them: the best time to buy is almost always when you’re ready - financially, emotionally, and personally.

Waiting can mean missing out on building equity and starting your ownership journey. That’s why I help my clients create a smart mortgage plan that works with their current situation - whether that means getting pre-approved, exploring the best rate options, or finding creative solutions that actually fit their budget.

The key is having a clear strategy instead of waiting for ideal conditions that may never come.

Ready to stop waiting and start building a plan that works today? Comment “READY” or send me a message. I’d love to chat with no pressure at all.

Whether it’s a condo, a spacious family home, or a modern townhouse - I believe the perfect mortgage solution is out the...
05/13/2026

Whether it’s a condo, a spacious family home, or a modern townhouse - I believe the perfect mortgage solution is out there for you.

I shop the full market on your behalf to find the ideal rates, terms, and features that perfectly match your property and your financial goals.

Ready to get the right financing for your dream home? Reach out to me today - let’s make it happen!

Make Your Mortgage Work Smarter 💡Refinancing isn’t just about chasing a lower rate, it’s a strategic move that can lower...
05/04/2026

Make Your Mortgage Work Smarter 💡

Refinancing isn’t just about chasing a lower rate, it’s a strategic move that can lower your monthly payments, unlock cash from the equity you’ve built, or completely redesign your mortgage to better fit your current life stage and goals.

I’ll help you explore all the possibilities so your mortgage works harder and smarter for you - whether that means more cash flow, funds for renovations, debt consolidation, or simply greater flexibility.

Send me a message today and let’s find the smartest way to upgrade your mortgage.

The Bank of Canada has held its key interest rate steady at 2.25%. For homeowners and homebuyers across Canada, this mea...
04/29/2026

The Bank of Canada has held its key interest rate steady at 2.25%.

For homeowners and homebuyers across Canada, this means your current lending conditions aren’t changing, giving us some nice predictability in the mortgage market.

Wondering how this affects your renewal, refinance, or new purchase? I’m here to break it down for your specific situation. DM me today - happy to help!

🧠🏡 QUIZ TIME!Answer: Your ability to afford higher interest rates.The mortgage stress test is designed to make sure you ...
04/20/2026

🧠🏡 QUIZ TIME!
Answer: Your ability to afford higher interest rates.

The mortgage stress test is designed to make sure you can still manage your payments if rates rise. It’s not just a hurdle - it’s there to help protect you from financial strain down the road.

I walk you through how it works, what lenders are looking at, and how to prepare, because understanding the numbers can make a big difference in how your application comes together.

My job is to take the guesswork out of it by breaking everything down, structuring your file properly, and making sure you’re set up the right way from the start.

If you have any questions about the stress test or how it applies to you, reach out anytime - that’s exactly what I’m here for.

💡🏡 The right mortgage isn’t just about getting you approved - it’s about getting it right.I take a strategic approach by...
04/13/2026

💡🏡 The right mortgage isn’t just about getting you approved - it’s about getting it right.

I take a strategic approach by looking beyond a single option and helping you understand how different structures, terms, and lenders can impact both your short- and long-term outcomes. It’s about aligning your mortgage to your goals - not just completing the transaction.

I consider every piece of the puzzle so your mortgage supports where you are today and where you’re headed next.

If you’re looking for a mortgage that’s structured the right way from the start, connect with me and let’s make sure it’s built to support your goals.

🏡📊 Homeownership is more than just owning a house.When I talk to clients, I always emphasize that it’s not just about ha...
04/07/2026

🏡📊 Homeownership is more than just owning a house.

When I talk to clients, I always emphasize that it’s not just about having a place to live. It’s about building equity over time, creating stability in your monthly housing costs, and having access to a financial tool that can be used strategically. As your equity grows, it can open doors to renovations, debt consolidation, or even future investments.

It’s not just a purchase - it’s a long-term position.

If you’re thinking about homeownership, message me today and let’s take the first step toward building something of your own.

🌲🏡 Cottage dreams start with the right plan.When I speak with homeowners, a second property often feels like a long-term...
03/31/2026

🌲🏡 Cottage dreams start with the right plan.

When I speak with homeowners, a second property often feels like a long-term goal, but it can be more achievable than expected. Financing a cottage or vacation home depends on income, existing mortgage obligations, down payment, and how the property fits within lender guidelines.

That’s why I like to review what’s possible before the search begins. It turns a seasonal idea into a clear, realistic next step.

With the right plan in place, a second property can become part of your overall strategy - not just a dream.

If you’re thinking about a cottage or vacation home, connect with me today and let’s see how it could fit into your plans.

🏡📊 Old accounts can be one of the most valuable parts of your credit profile.When I review credit with clients, one of t...
03/24/2026

🏡📊 Old accounts can be one of the most valuable parts of your credit profile.

When I review credit with clients, one of the first things I look at is how long accounts have been open. Lenders place real value on credit history because it shows consistent, long-term repayment behaviour.

That’s why I often tell clients not to rush to close older accounts. Even if they’re used occasionally, they can help strengthen your overall profile. It’s not just about how much credit you use - it’s about how long you’ve managed it well.

Small details like this can make a meaningful difference when preparing for a mortgage.

If you want to understand how your credit profile is working for you, connect with me today and let’s make sure every account is positioned to your advantage.

Address

#222-1890 Cooper Road
Kelowna, BC
V1Y8B7

Website

Alerts

Be the first to know and let us send you an email when Rick Reece - Invis Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Rick Reece - Invis Mortgage:

Shortcuts

Featured

Share

Category