Working Ventures Insurance Solutions

Working Ventures Insurance Solutions Working Ventures Insurance offers group insurance programs to BC union members. As brokers, we represent many competitive insurance markets.

For over 25 years, Working Ventures Insurance has specialized in providing group insurance discounts to union members, retired union members, and other organized groups across British Columbia. Our professional, unionized brokers can arrange coverage for you through our main operational call center, with same day service on most policies. We represent numerous competitive insurance markets and do the shopping around for you.

🏠 7 Tenant Insurance Myths That Could Cost You ThousandsRenting in BC? Your landlord's policy covers their building — no...
06/15/2026

🏠 7 Tenant Insurance Myths That Could Cost You Thousands

Renting in BC? Your landlord's policy covers their building — not your belongings, and definitely not your liability. A few myths worth busting 👇

➖ "My landlord covers me." → Only the structure, never your stuff.
➖ "I don't own enough to insure." → Most renters have $25K–$40K in belongings.
➖ "Liability is just broken windows." → Flood the unit below and you could owe $100K+.
➖ "My roommate's policy covers me." → Not unless your name is on it.

Coverage often runs $20–$35/month. Working Ventures' brokers insure renters across BC. 📞 1-800-663-4200

Read the full article here 🔗 https://wvins.ca/2026/02/03/7-tenant-insurance-myths/

🏞️ Is Your Cabin Actually Covered — Or Just Assumed to Be?That lakeside retreat or backcountry getaway usually isn't pro...
06/05/2026

🏞️ Is Your Cabin Actually Covered — Or Just Assumed to Be?

That lakeside retreat or backcountry getaway usually isn't protected by your primary home policy — and the gaps get expensive. What catches recreational property owners off guard:

➖ Seasonal & secondary properties typically need their own policy
➖ Vacant stretches change how water, freezing & theft claims are handled
➖ Wildfire exposure can affect premiums, deductibles & eligibility
➖ Renting it on Airbnb/VRBO? It has to be disclosed
➖ Coverage is based on rebuilding cost — not resale value

Own a cabin anywhere in BC? Working Ventures' brokers will help you find the gaps before they find you. 📞 1-800-663-4200

Read the full article here 🔗 https://wvins.ca/2026/05/20/insurance-for-cabins-and-recreational-properties/

Wildfire season in BC isn't an "if"—it's a "when." 🔥And the way wildfires are insured today looks nothing like it did fi...
05/28/2026

Wildfire season in BC isn't an "if"—it's a "when." 🔥

And the way wildfires are insured today looks nothing like it did five years ago. Premiums are climbing in fire-prone zones, deductibles for wildfire claims can be higher, and exclusions kick in when active fires are nearby. Some insurers now require FireSmart standards just for eligibility.

Here's the catch most homeowners learn too late: once an evacuation alert is issued, insurers typically pause new policies and changes.

A free policy review now beats an unfortunate surprise this summer. Our Kelowna brokers work with homeowners across BC.

🌐 Read more: https://wvins.ca/2025/04/23/insurance-for-wildfire/

May is National Moving Month—and your insurance needs to move with you. 📦🏠Three things people forget:➡️ Coverage at your...
05/25/2026

May is National Moving Month—and your insurance needs to move with you. 📦🏠

Three things people forget:

➡️ Coverage at your new address starts when you tell your insurer, not when you arrive.

➡️ Most policies cover belongings in transit for around 30–45 days—but scratches, dents, and breakage of fragile items typically aren't included.

➡️ A new postal code can mean new premiums—and new wildfire or flood considerations.

Cancelling your old policy a day too early? That gap can cost you.

Moving anywhere in BC? Talk to us before the truck shows up.

🌐 Get a quote: https://wvins.ca/contact-us/

Just bought a condo? The Strata Master Policy covers the building—but everything from the walls inward is on you. 🏢🔑That...
05/20/2026

Just bought a condo? The Strata Master Policy covers the building—but everything from the walls inward is on you. 🏢🔑

That includes your personal belongings, your unit's interior, and your share of a special assessment if a major loss hits the building. With BC strata deductibles now reaching over six figures, Common Elements Loss Assessment coverage is essential.

Other things worth reviewing: water damage limits, earthquake coverage, and scheduled items like bikes or jewellery.

Own or eyeing a condo in BC? Let's make sure your coverage actually fills the gap.

🌐 Read more: https://wvins.ca/2026/05/04/understand-your-condo-insurance/

Renting out your home or vacation property on Airbnb or VRBO? 🏡✨ Whether you host guests for a weekend or all year round...
05/11/2026

Renting out your home or vacation property on Airbnb or VRBO? 🏡✨ Whether you host guests for a weekend or all year round, your standard home insurance likely isn't enough to protect you.

Here's what specialized short-term rental insurance can cover:

🛡️ Liability Protection: Legal and medical costs if a guest is injured on your property.
💥 Guest-Caused Damage: Coverage for accidental damage, fires, and theft during a rental period.
💰 Loss of Rental Income: Replaces lost bookings if your property is out of commission for repairs.
🛋️ Contents for Rental Use: Protects furnishings, appliances, and décor used by guests.

⚠️ A common (and costly) mistake? Not telling your insurer you're hosting. Even occasional rentals can void your policy if undisclosed. And remember—platform protections like AirCover are only a secondary layer, not a replacement for real insurance.

📞 Hosting anywhere in BC? Our brokers help homeowners across the province find coverage tailored to how their property is actually used. Connect with us to make sure your income stream doesn't become a liability drain.

🌐 Read the full article here: https://wvins.ca/2026/04/29/insurance-for-airbnb-vrbo/

Seeing isn’t always believing anymore. 🤖 As AI technology advances, "Deepfakes"—highly realistic but fake video or audio...
05/05/2026

Seeing isn’t always believing anymore. 🤖 As AI technology advances, "Deepfakes"—highly realistic but fake video or audio—are being used by scammers to trick people into sharing sensitive data or sending money.

How to spot the signs of a Deepfake:

👁 Unnatural movement: Look for strange blinking patterns or jerky facial movements.
👂 Audio "glitches": Listen for robotic tones, unusual pauses, or a lack of natural breathing.
⚠️ The "Urgency" Trap: Scammers often use a familiar face or voice to create a fake emergency. If a request seems out of character, stop and verify.

While staying vigilant is your first line of defense, Cyber Insurance is your safety net. It can help protect you or your business from the financial fallout of social engineering and identity theft.

📞 Protect your digital life. Connect with our team to learn how cyber insurance fits into your coverage.

🌐 Learn more about Cyber Insurance and get a free quote here: https://wvins.ca/cyber-insurance-forms/

Ready to hit the water? 🌊 No matter what waters you’re exploring, making sure your boat is properly protected is key to ...
04/30/2026

Ready to hit the water? 🌊 No matter what waters you’re exploring, making sure your boat is properly protected is key to a stress-free season. While boat insurance isn't legally required in BC, it is highly recommended to protect your investment and your peace of mind.

Our comprehensive policies can cover:

✅ Property Damage: Protection against accidents, vandalism, or storms.
✅ Liability: Coverage if you cause damage to others or their property.
✅ Medical Payments: For you or your passengers regardless of fault.
✅ Towing & Assistance: So you aren’t left stranded in a breakdown.

Before you launch, consider factors like your boat type, your experience level, and where you plan to navigate.

📞 Contact or stop by our office to chat with a broker about Agreed Value vs. Actual Cash Value policies today!

🌐Read our full quick guide on boat insurance here: https://wvins.ca/2023/06/22/a-quick-guide-to-boat-insurance-in-bc/

Protect what matters most with coverage you can trust—enjoy exclusive savings for union members, personalized service, a...
04/16/2026

Protect what matters most with coverage you can trust—enjoy exclusive savings for union members, personalized service, and peace of mind.
Call us today to get your free quote! 1-800-663-4200.

Happy Easter! Our office will be closed Good Friday April 3 & Easter Monday April 6. Our regular office hours are Monday...
03/31/2026

Happy Easter! Our office will be closed Good Friday April 3 & Easter Monday April 6. Our regular office hours are Monday-Friday 830am-430pm.

Address

156-1876 Cooper Road
Kelowna, BC
V1Y9N6

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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