Summit Commercial Insurance Solutions

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Summit Commercial Insurance Solutions We craft innovative insurance solutions custom tailored to your business.

Many group plans will be renewing over the next few months. The negotiating window is now.A benefits renewal is one of t...
10/09/2026

Many group plans will be renewing over the next few months. The negotiating window is now.

A benefits renewal is one of the few insurance decisions where the evidence sits in your own plan: premiums paid, claims experience, loss ratios by line. Carriers read it carefully. Most employers never see it presented properly.

Before signing this year's renewal, three things worth doing:
→ Request your experience report and have someone independent read it. Loss ratios drive the renewal math — if yours are favourable, the proposed increase deserves a challenge.
→ Benchmark the plan design, not just the rate. Deductibles, paramedical maximums, and drug coverage drift out of line with the market over time, in both directions.
→ Ask what was marketed. If the plan hasn't been shopped in three or more years, the incumbent carrier is pricing without competitive pressure.
Summit's Employee Benefits division runs this analysis for mid-market employers — benchmarking, experience review, and renewal negotiation. Talk to a dedicated advisor today - link in comments 👇

Please join us in welcoming Kenton Vinding to Summit as a Commercial Account Executive!Based in Calgary, Alberta, Kenton...
10/08/2026

Please join us in welcoming Kenton Vinding to Summit as a Commercial Account Executive!

Based in Calgary, Alberta, Kenton joins the team with over five years of commercial insurance experience across engineering, construction, oil and gas, and transportation.

He holds a bachelor’s degree in Urban & Regional Planning, with a minor in Political Science, from the University of Saskatchewan.

We’re excited to have his expertise and ownership mindset on the team as we support businesses across Canada.

Welcome to Summit, Kenton!

Summit has been named to the 2026 CB Insights Insurtech 50—one of 50 companies selected from more than 6,000 insurtechs ...
10/07/2026

Summit has been named to the 2026 CB Insights Insurtech 50—one of 50 companies selected from more than 6,000 insurtechs worldwide.

CB Insights described this year’s selections as “practicality over hype.” That reflects how we’re building Summit.

We’re a commercial insurance brokerage first. The technology we build in-house helps our team deliver deeper advice and analysis for Canadian businesses.
That includes Sherpa for ongoing insurance compliance monitoring for large real estate firms, alongside AI agents that help our brokers assess risks, analyze quotes and get more time back in their day o direct towards our clients.

Our goal is to give mid-market Canadian businesses the depth of advice and analysis traditionally associated with enterprise accounts.

Thank you to our team, clients and carrier partners for helping us reach this milestone.

Recognized globally. Building better insurance for Canada.

“We’ve changed our banking details. Please use this account for the next payment.”A familiar supplier. An expected invoi...
10/01/2026

“We’ve changed our banking details. Please use this account for the next payment.”

A familiar supplier. An expected invoice. A request that could easily pass through a busy accounts payable team. It’s also a scenario worth discussing as Cyber Security Awareness Month begins.

One practical step: independently verify changes to payment instructions before sending money. Call your supplier using a trusted number already on file. A phone number supplied in the email requesting the change needs its own verification. Make sure the person covering payments during holidays knows the process, too.

An urgent deadline shouldn’t bypass it. Then bring the same scenario to your broker: “If someone on our team is tricked into sending a payment, how would our insurance program respond—and what verification procedures does it require?”

That’s a useful conversation to have before the next invoice arrives.

Welcome to Summit, Artem Stadnichenko!We’re excited to welcome Artem as our newest Business Growth Specialist.Artem brin...
09/25/2026

Welcome to Summit, Artem Stadnichenko!

We’re excited to welcome Artem as our newest Business Growth Specialist.

Artem brings over six years of commercial insurance experience, supporting clients from small businesses to organizations with complex commercial risks. His background in risk assessment, front-line underwriting and client relationship management shapes a consultative, data-driven approach to understanding each client’s needs and building tailored risk management solutions.

His commitment to the industry extends beyond his day-to-day work. Artem is pursuing his Canadian Risk Management (CRM) designation and serves as Finance Chair on the board of the Professional Young Insurance Brokers (PYIB).

We’re glad to have you on the team, Artem. Join us in giving him a warm welcome!

What does retirement look like after the last day of work?Financial preparation is essential. So is helping employees th...
09/10/2026

What does retirement look like after the last day of work?

Financial preparation is essential. So is helping employees think about how they’ll spend their time, maintain relationships and find purpose when work is no longer part of their routine.

For HR teams and retirement plan sponsors, that’s an opportunity to make retirement education more useful.

Join Summit and Michelle Oram, CEBS, CPRC, for Your Retirement Education is Missing Half the Picture.

We’ll explore the personal side of retirement readiness, including wellbeing, relationships, living arrangements and purpose, plus a practical four-step approach to incorporating these considerations into employee support.

📅 Thursday, September 24, 2026
🕘 9:00 AM PT / 12:00 PM ET
💻 Free webinar
Help your employees prepare for the life they’re retiring into.

Register today - link in the comments

We're incredibly excited to welcome Sam Nazarian to the team as our newest Sales Development Representative.Sam brings a...
09/10/2026

We're incredibly excited to welcome Sam Nazarian to the team as our newest Sales Development Representative.

Sam brings a unique and powerful skill set, combining a strong background in IT, client support, and technical sales. Most recently he was the sole IT Support Technician at Klinic Community Health, consulting with over 250 users to translate complex technical options into business-friendly solutions. Before that, he worked closely with sales teams at Matix Lumber and IntouchCX — managing client relationships, solving workflow challenges, and building trust with stakeholders.

Sam holds a Bachelor's of Science in Computer Science from The University of Winnipeg, graduating on the Dean's Honour List as a Student of Distinction.

We can't wait to see the impact you'll make here, Sam. Welcome aboard!

A property audit uncovered $500,000 in underinsurance for one manufacturer.The business had been absorbing annual premiu...
09/09/2026

A property audit uncovered $500,000 in underinsurance for one manufacturer.
The business had been absorbing annual premium increases while its insurance renewed without alternatives being presented.

Summit reviewed the program and completed a full property audit. Alongside identifying the underinsurance, we placed a new program that included cyber and legal expense coverage, with annual premiums reduced by $15,000.

The useful lesson is the work behind that result: examining the business, checking the assumptions in the existing programme, and taking an informed submission to market.

For a manufacturer, that means understanding the equipment, inventory, facilities and operations being insured—and checking whether the coverage still reflects them.

If your business has changed since your last detailed insurance review, that’s a good reason to start a conversation.

09/02/2026

Renewal coming up in the next few months?

A short glossary for renewal season. Phrases you'll see in the email, and the question each one deserves.

"Renewal terms attached." Ask what else was quoted/which markets were approached and responses from each.

"In line with market conditions." Ask which conditions. Canadian commercial rates fell 7% last quarter (Marsh, Q2 2026).

"Coverage consistent with expiring." Consistent with the business you ran two years ago. Ask if your coverage is keeping up with your operations.

None of these phrases are lies. They're just written to be accepted, not examined.

We benchmark your policy against the market with line-by-line comparisons for each option so you don't feel like you need to ask these questions.

Most businesses benchmark their commercial insurance every year and their employee benefits plan almost never.The result...
08/24/2026

Most businesses benchmark their commercial insurance every year and their employee benefits plan almost never.

The result, across the plans we review: coverage designed for the workforce a company had five years ago, priced against a market nobody has tested since.

What we see as a consequence of that:
- Premiums renew on carrier experience formulas that assume you won't shop
- Plan design stays frozen while the workforce changes: age mix, family status, what employees actually value
- Coverage that was competitive at hiring loses ground against what candidates are offered elsewhere

A benchmark answers the actual questions: how your plan compares to peers of your size and industry, line by line, and whether your renewal reflects your experience or just the carrier's default trajectory.

Summit's Employee Benefits division runs plan benchmarks for Canadian businesses of all sizes. Reach out for yours today 👇

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Unit 905/1449 Street Paul St
Kelowna, BC
V1Y0L9

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