Covenant Wealth Financial Services

08/28/2026

☕ That’s a wrap on our August Retirement Coffee Chats!

This month, our Table Talk focused on CPP, OAS and government benefits—including when to take them and how they fit into a broader retirement income strategy.

We wrapped up the month with Nicole Andrews, Mortgage Agent, exploring how a reverse mortgage and home equity may provide additional financial flexibility for some retirees—including those considering delaying CPP and OAS.

🎥 Watch our short conversation below.

Next month, a new topic and more conversations around the table.

Coffee. Conversation. Community.

Could your home equity play a role in your retirement income strate...

08/19/2026

We spend decades thinking about how to save for retirement… but not enough time thinking about how to take that money out.

RRSPs can be a powerful tool, but eventually those dollars become taxable retirement income. That’s why your retirement strategy shouldn’t stop at accumulation. How and when you withdraw your money matters too.

A little planning today can mean more flexibility—and potentially less tax—in retirement.

“If I had known how my RRSP would eventually convert to a RRIF, I w...

08/18/2026

We are proud to be a sponsor of Taste The Culture Festival. It is a great community initiative and cultural experience. 🎉🎉🎉

https://www.instagram.com/p/DcJT1AwR1tp/?igsh=ZzRtNmZlc2pvdWY3

08/16/2026

Are you preparing for retirement—or already enjoying it?

Join us on the Covenant Wealth YouTube channel for straightforward conversations about retirement income, investing, taxes, estate planning, and protecting your financial future.

🎥 Watch. Learn. Plan with confidence.

👉 Subscribe to Covenant Wealth on YouTube and don’t miss our latest videos.

https://youtube.com/?si=EGaUyJS2HLNCk7sg

Your Wealth. Your Future. Our Covenant.

08/14/2026

Retirement isn't the end of your story. It's the beginning of a chapter you now have time to write intentionally.

08/13/2026

A heartfelt thank you to everyone who joined us for this morning’s Retirement Coffee Chat. ☕

Every Coffee Chat has its own flow, and today’s conversation about CPP, OAS and other government benefits took us somewhere special — exploring retirement, money and legacy through the lens of faith.

It was a beautiful reminder that retirement isn’t only about what we’ve accumulated. It’s also about purpose, stewardship, generosity and the legacy we hope to leave behind.

Different conversations. Different perspectives. One community.

Coffee. Conversation. Community. ☕

Hosted by Covenant Wealth Financial Services
Thank you The Cove Cafe for you warm ambiance and great food.

08/10/2026

08/09/2026

☕ Retirement Coffee Chats August 13th Conversation Topics are here. - Will You Be There!

Retirement isn't just about having enough money—it's about making informed decisions with confidence.
Join us at the Retirement Coffee Chats this August as we discuss one of the biggest questions retirees and pre-retirees face:

📌 CPP, OAS & Government Benefits
• When should you start?
• What options do you have?
• What are the common mistakes to avoid?

Bring your questions, share your experiences, and learn from others in a relaxed, welcoming environment.

📅 August 13 & 27
🕘 9:30 – 11:00 AM
📍 The Cove Café, 902 Lockhart Rd., Innisfil
Coffee. Conversation. Community.

Everyone is welcome!

08/05/2026

A little behind the scenes...

This is where many conversations begin.

Behind the Covenant Wealth name are real people, real stories, and a simple mission: to help people navigate retirement and life's financial decisions with clarity, confidence, and care.

Thank you for allowing us to be part of your journey. It means more than you know. ❤️

05/05/2026

Markets move. Life changes.
Wisdom plans for uncertainty — not perfection.
The most successful retirees aren’t lucky. They’re prepared.